I have had a couple of questions about Ebay lately, so I thought that I would post some tips and tricks that I have learned from selling and buying on Ebay for the past four years.  I consign items for friends and family, and I also have a few clients that I work with to sell their personal [...]

Kirby On Finance writes a great article about the advantages of low-cost mutual funds versus high-cost funds.  It is always good to see the numbers sometimes.  Plus, this just furthers my belief that mutual funds are the BEST investment tool for the average joe investor.

After reading the USA Today article about Ben Casnocha, I was intrigued to read about a man whom started a software company at such a young age.  I found myself reading his personal blog every day.  If you read the posts that Ben writes, you will soon find out that he is wise beyond his [...]

With millions of Americans taking on debt that they cannot handle, numerous non-profit debt consolidation and credit counseling companies have popped up all across the country.  Many people think that consolidating debt is a magical way to reduce payments and interest rates, but it comes with implications.  You need to know the truth about debt [...]

In my opinion, personal finance is 80% about the behavior and 20% about the numbers.  However, this is one example of how looking at the numbers can cause a behavioral change.  Everyone wants to increase their net worth, and many people try to come up with a 101 get rich quick schemes to boost their net worth.  I [...]

Professional Consulting
Are you an expert at something?  You may be able to start a professional consulting business by giving your expert advice.  Some examples of successful consulting firms are business, financial, computer, advertising, and tax consulting.  This is a service industry so start-up costs can be very low.  There is no inventory and if you [...]

The entrepreneurial spirit lives inside all of us.  You may not have found it yet, but it is there.  I am confident about this statement, because the great country of the United States was founded upon the principles of freedom, democracy, and entrepreneurship.  Most of you work for someone else, but you can still be [...]

This blog is geared primarily toward twentysomethings, so my insurance recommendations will be answered based on the assumption that you are a college student, recent graduate, or similar young adult.
Car Insurance
The law makes you carry some kind of auto insurance, but the minimum requirements are NOT enough.  PIP (Personal Injury Protection) is bodily injury coverage [...]

A good friend of mine had some questions for me about her 403b investment fund.  I thought that I would answer her questions on Money Crashers so that everyone could benefit from them.
For those of you who do not know the difference between a 401k and a 403b let me explain that before I go on.  There is [...]

The reason that I am so passionate about being financially wise about money is not so that I can hold onto all of it until the day that I die.  Someone who does that is foolish.  A wise, sensible person will do three things with money according to Dave Ramsey, “Save it, Have Fun with [...]