This article sums up my kicking and screaming about the priorities young people should have with personal finance.  You MUST pay off your debt before you start heavily investing.  Think of it like this, if you have $10,000 in debt at an interest rate of 10%, and you have $10,000 in a mutual fund making [...]

Passwird.com has a link and promo code posted that allows you to buy a 3 year subscription to Kiplinger’s magazine for only $4.91!  I am not a huge fan of Kiplinger’s Magazine, because there are times when they encourage readers to go into more debt, but this was an offer that I could not pass up.  [...]

The bottom line with health insurance is that too few people have it, and the people that do have it pay a chunk load of money to have it.  The feeling of NOT having health insurance is always an uneasy one.  Even if you are in general good health, the possibility of an accident or [...]

Let’s face it, gas prices are not going down any time soon.  I am starting to think that oil companies are going to leave the prices where they are at because we have already become used to paying $2.50 to $3.00 for a gallon of gas.  In the grand scheme of things, I wonder if [...]

If you are like me, then you may have started out with a very formal way of thinking when it comes to entrepreneurial ventures.  The traditional school of thought is that you must have a business plan, have a substantial amount of capital, and be extremely organized and planned with your marketing plan.  I thought [...]

Last night I caught the beginning of the getting-less-funny-as-the-years-go-by Saturday Night Live, but this one skit made me laugh very hard as the financial nerd that I am.  It was a parody of a debt consolidation info-mercial, and Chris Parnell has a new book out about how to solve your debt problem called “Don’t Buy Stuff You [...]

Today in the news, a man from Los Angeles, California named Arthur Winston retired at the age of 100.  He worked in the mass transit system since 1934!  I did not even know they had a transit system in 1934.  In his 70 plus years of working, he had only taken one sick day.  I [...]

Per my previous post, it is very easy for us to obsess so much over finding bargain, that it may not be worth it if you factor in the time that it took to you to search and find that perfect bargain.  If you are like me, you get very excited when you do get [...]

Mr. Kirby from the Kirby on Finance blog gives a fresh insight to the value of being frugal.  In his post, he articulates the fact that our time is just as valuable as saving a few extra bucks.  The basic philosophy of too much of anything is a bad thing holds true in this case.  [...]

Like many of us trying to make a little revenue back from the knowledge that we share on our personal financial blogs, I have a few advertising links on this page, but hopefully they are not annoying enough to deter the real meaning of this website, which is to help educate young people about personal [...]