If you are a homeowner, and you are planning on making a home improvement, consider some of these tips from smart money before going ahead with mounting the plasma television in your bathroom. 
The Kitchen
According to Smart Money, the home improvement that will give you the best return for your money when reselling is a Kitchen [...]

This may be old news to you, but recently I was referred to prosper.com by a friend of mine.  I started surfing around the website thinking, “Wait a second, these are real people putting up their money for other people to borrow?”  The idea sounds crazy.  What happens if they don’t pay?  You don’t have [...]

I have read numerous posts lately where blogger and blogspot have been malfunctioning or kicking blog authors to the curb.  One blogger said that he was reminded that blogger OWNS you and your blog.  This is because these services and others are free.  Don’t get me wrong, the word FREE is my favorite word in [...]

I thought that I would ask all of you out there in the personal financial blogosphere a question.
What are your personal financial priorities?
I will share with you mine and my wife’s priorities to give you an idea of what I am talking about, and I would love to read what yours are in the comments [...]

Home equity lines of credit have been an attractive loan in the past few years due to the obscene housing boom that left homeowners sitting on gobs of equity in their homes.  So, instead of sitting on their profits, homeowners borrowed against a “theoretical” amount of money.  Why do I say that this is a [...]

This was my first submission to the carnival of personal finance.  I submitted my article about consolidating student loans.  Go Check out the Carnival of Personal Finance #45 at the redirected Million Dollar Goal blog.  There are some great articles posted this week. 

Many of us do not have a ton of disposable income, because our debt payments suck up all of our money.  It would be nice to think that I could find an extra $1,000 per month to put towards paying off debt if I tightened up my budget.  But in reality, there is only so [...]

This is a reminder for all soon-to-be college graduates:  CONSOLIDATE YOUR STUDENT LOANS!  It may seem hard to do since you are being bombarded with direct mailings from 100 different student loan consolidation companies.  However, many students forget to do the consolidation before they graduate, and this can be a very costly lapse of memory.  [...]

I’ve been driving a ‘95 Nissan Altima for about the past 2 and a half years now.  The first year was great.  I had no problems with it.  But in the past 9 months, the alternator, the starter, the power windows, the A/C and now the radiator have had to be replaced in this car.  [...]

Step #3:  List your debts smallest to largest, and start aggressively paying off the smallest debt, and working your way up to the largest debt. 
This method of debt elimination is contrary to how many people believe that debt should be paid off.  The most popular way to set up a debt elimination program is by [...]