The second step is drafting and sticking to a written budget. The reason that this is the second step is because you will never know how much money you can contribute to getting rid of your debt without writing out your projected budget. There are two kinds of budgets. One kind of [...]

My next five posts will be a five step process for getting and staying out of debt.  I am trying to follow this process right now, and I am currently still in involved in steps 2,3, and 4.  Here are the five steps to getting out of debt and staying out of debt.
1.  Save $1,000 [...]

A huge debate arises when it comes to marriage and money about whether or not spouses should have a joint checking account or separate checking accounts.  One popular thing that people do nowadays is they keep one joint account to pay the bills from and then they keep a separate account for each of them [...]

I live in Gainesville, Florida which is a die hard college town.  People live and breathe the Florida Gators, whom by the way, are playing in the Final Four today!  Go Gators!  Anyway, this town is saturated with over-priced apartment complexes.  Lately, the trend has been for these apartment complexes to get converted into condos. 
My [...]

Someone sent this to me in an email, and I had to post it for all to see.  This picture has “we smoked pot” written all over it.