I have recently been in the process of paying a bogus collection solely because I want to buy a condo soon.  The collection was from a tow truck company that charged me for impounding a vehicle that still had the title in my name.  Get this, I junked a car a few years ago (or [...]

If you ever listen to the radio, late-night television, or read magazines then you have probably heard or read about investing in gold and silver.  The people who push investing in commodities like these use a sales pitch that gold and silver are the financial standard, meaning that our paper money is backed by it.  [...]

The debate about whether or not to eliminate your debt or save more money depends on a few factors.  The first factor is what kind of debt do you have?  Do you only have a mortgage or student loans,  or do you have car loans, credit card debt, or payday loans?  My stance on this [...]

I am fairly new out of college.  I got married straight out of finishing my undergraduate degree.  I was fired up to start saving money and buying wisely with my new found income which about tripled after I finished school.  This post is all about me being real with myself and those of you that [...]

Insurance companies are not philantropists.  They create programs ans educate people about how to reduce their risk, because the less risk they have to take on, the more money they make!  That is the nature of the insurance business.  I definitely know, because I am a property and casualty insurance adjuster.  If you have ever [...]

UPDATE: To check out my most recent post about the 2007 Hurricane preparedness salex tax holiday, GO HERE.
From now until June 1st, residents of Florida will be able to buy designated hurricane supplies with no sales tax in preparation for the upcoming hurricane season.  The season officially starts June 1st, and many Florida residents [...]

I’ve been selling on Ebay for a while now, and I am pretty kean to sniffing out ebay scams.  I know about Nigeria, fake cashier’s checks, and all of that.  So anyway, we accepted a personal check from a buyer.  This is where my ignorance comes into play.  I thought that once a check posts [...]

This is the last step to eliminating your debt.  If you have followed the first four steps, then you are already debt free.  But how can you STAY debt free?  The same concept of losing weight and KEEPING the weight off applies to getting and staying debt free.  You must change your habits.  It does [...]

It has only been a few years that I have been so passionate about personal finance and becoming independently wealthy.  I never had the drive or motivation in my teenage years to start my own business.  I now feel like I focus too much on new ideas, budgeting, and where to invest my money. Balancing [...]

Here is a list of the Top 10 best jobs in America rated based on salary, growth potential, stress levels, and other key factors that cause careers to be valued. 

Software Engineer
College Professor
Financial Adviser
Human Resource Manager
Physician Assistant
Market Research Analyst
Computer IT Analyst
Real Estate Appraiser
Pharmacist
Psychologist

My wife and I are in good shape based on this list of the [...]