It put a smile on my face to see that Warren Buffet was going to be giving away a big chunk of his wealth.  He is giving away about $37 billion dollars, which is about 85% of his wealth.  Although, I know there are some cynics out there, and that is why I chose to [...]

I started my first real job about a year ago, and now I am reflecting upon my first year’s experience in the “working” world.  I have adjusted nicely, and I like the people that I work with, however, it was quite intimidating to be “the new guy”.  I thought that I would share four things that [...]

I called my dad today and wished him a happy father’s day, and it got me thinking about how much our parents influence our lives.  We usually think about the morals and principles that our parents teach us.  Parents teach us the difference between right and wrong, and they usually try to instill their own [...]

Christmas is six months away.  Most of us are thinking about the beach, vacations, and hot weather at this point in the game.  Christmas is often overlooked as a big expense, but it usually hits our bank accounts hard.  In 2005, Americans spent an average of $900 per household on Christmas gifts.  If you start [...]

Yes, it is happening.  Slowly, but surely the interest rates are rising.  It is almost like the government is trying to slip it past us, because the rate has risen about 1.5% in the past 18 months. 
I wanted to comment on this, because now all you hear about is people saying, “I told you the [...]

Yesterday, the USA Today had an article on the front page about overwhelming student loan debt.  The meat of this article dealt with the rising percentage of young people whom leave college with 75k to 125k in student loan debt!  This troubled me when I thought about twentysomethings starting their working career that far in [...]

Even though gas prices and airline tickets are at record highs this summer, people will still do a great deal of traveling this summer.  Some of you will stay in the United States, some will go to exotic islands, cruises, and some will venture to other continents.  Traveling is a big expense and vacations are [...]

I actually do not own any “property” so to speak, but I closed on a small condominium yesterday.  This was my first closing, and I was so stressed out that I was 20 minutes late trying to find the attorney’s office. 
The whole process was fairly new to me.  I know a good deal about how the [...]