I was driving in the card on my lunch break today, and I was listening to Bill O’Reilly.  He started out the second hour of his radio show recognizing the fact that Americans have a debt problem.  What struck me was when he made the statement that living paycheck to paycheck renders one “powerless”.  Now, [...]

You may have already seen the article from USA Today titled, Young People Struggle To Deal With Kiss Of Debt.  This is the first installment of a six-week series where USA Today will profile 6 different young people about their enormous financial debt and the struggles they face to pay it off.  A study done by [...]

My first big interview was nerve racking.  I didn’t know what to wear, I didn’t know what to say, and I didn’t even really know much about the company that called me in for the interview.  All college graduates will have that big day of trying to score the first real job.  It is different.  [...]

This is kind of a cliche questoin, but I think it’s important to remember what the holidays are about, since it usually gets overshadowed by Black Friday, cooking way too much food, and chatting with crazy family members.  Did you take time this past thursday and this weekend to reflect on what you are most [...]

Supporters of using credit cards use the claim that debit cards cannot be used in all situations.  They list things such as hotel reservations, rental car reservations, airplane tickets, and other related services that traditionally started requring that people put a credit card on file for “collateral”.  However, I have been travelling quite a bit [...]

Contrary to my post from a few days ago, I opted not to wait outside for a PS3.  There were already plenty of crazy people outside, so I knew that my chances were few and far between.  I tried to score one on Costco.com today, but my attempts were futile.  The website was locked [...]

Check out the submissions for the festival of Under 30 Finance #10 over at Tired But Happy.  Check out the rest of Tired But Happy’s articles, too.  What I like most about the Tired But Happy Blog is her honesty about life and money.  Anyway, support those of us who are twentysomethings and struggling to [...]

Most of you have heard about this, and it is true.  People with pre-ordered PS3’s are selling them on Ebay, and people are actually buying them for $1,500, $1,700, even $2,200!  Once I saw this, I said to myself, “Why didn’t I buy a pre-ordered PS3!”  Now, I am thinking about sitting outside overnight to [...]

I have a great wife, a cool dog, plenty of deep friendships, and a supportive extended family.  However, I am young, broke, and I don’t enjoy the work that I am currently involved with.  My favorite hobby right now is managing and writing for this blog.  My thoughts about money and finance changed dramatically during [...]

As you can tell, I am trying out a new blog design.  As far as style goes, I liked the other one better, but this design is much more functional when it comes to incorporating google adsense, installing plugins, and manipulating code.  Anyway, let me know what you think.  Also, if any of you know [...]