Men, Listen up.  Many men ask their significant other to marry them during the holiday season.  This means that numerous clueless men are looking for engagement rings as we speak.  I was like you about 3 years ago.  I was on a budget, but I wanted to get my girl a ring that she would [...]

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Five 401(k) Mistakes to Avoid

Mistake 1:  Not Contributing to a 401(k) that matches your contribution
If your employer offers a company match for your 401(k) contributions, then you NEED to start putting money into that fund.  It is the closest thing to free money that you will ever come across.  If you already have an IRA, stop putting money into it [...]

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What Is Your Opinion About The Fair Tax

Have you heard about the fair tax proposal?  I was researching it in more depth lately, and I find the concept very interesting. 
Basically, the whole idea is that the fair tax would replace all income and payroll tax and replace it with a federal sales tax of about 21 - 23 percent.  When you first think about [...]

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This is not a political blog, but politics affect every aspect of our lives whether we like it or not.  a shift of power occurred yesterday with the Democrates winning the majority of the House of Representatives.  It’s still possible that they could win the Senate majority as well.  
What we need to realize is that [...]

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There are less than two months left until Christmas, and it is less than one month until Black Friday.  Many of you are familiar with Black Friday.  It is the friday following Thanksgiving, and It is the busiest shopping day of the year.  Retailers call it Black Friday, because some retailers begin to move out [...]

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That title makes me want to puke.  I know that most readers do not want to hear me get on my soap box about why I think using credit cards are a huge financially poor choice, but you have to agree with me that it is a huge conflict of interest for a CREDIT CARD [...]

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The article from Business Week titled, “Is There a Gene For Business?” explores the debate between whether or not entrepreneurs are born that way or you can teach someone to be an entrepreneur.  As you will read my blog post below, I believe that everyone born in America has the ability to be an entrepreneur.  [...]

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