If you’re like me, then insurance costs are becoming quite a problem for your monthly budget. I live in Florida, and it seems like the insurance rates continue to rise and there is no sign of it stopping. You can call me conservative or republican, but I support individuals taking the initiative to [...]

At Money Crashers, there are two main goals that I am trying to achieve:

Educate and inform you about managing money, investing, buying insurance, and spending wisely.
Help you change your personal financial behavior.

If you are an informed consumer and you change the behavioral patterns that got you into a mess with money, [...]

The Answer is YES! Here’s the good news and the bad news about disability insurance.
The Bad News:

Disability insurance is one of the most overlooked insurance coverages in America. We all think we’re invincible, and that will never happen to us. But let’s get real, people go blind, deaf, [...]

If you’re like me, you love getting a deal whether it’s on something you’re buying or some kind of event. If I had to choose, I would much rather spend money on doing something or going somewhere rather than buying the newest product. I love to travel and I love going to concerts, [...]

If you are like me, then you dread opening up your mailbox to find about 15 pieces of mail and only one or two of those pieces of mail has any real significance. The rest of it is, “0% financing, pre-approved for ultra, hot, sexy, platinum visa card” or “Tired of your insurance rates? [...]

CNN Money writes this article about the housing market continuing to slump. If you look at the numbers, they are not unbelievably bad. It’s been a gradual slip back reality which should have been expected after one of the biggest housing booms in United States History. Seriously, take yourself back to 2003 [...]

I’ve been interested lately in sharpening my negotiation techniques. I figure that if I could combine my negotiation skills with my wife’s negotiation skills, then I could score some great deals. I guess that is why we only tend to get great deals when we are buying something together. I tend to [...]

The great thing about blogs is that they are interactive. You get to voice your opinions to me about the articles that I write. I get to interact back and forth with readers and get to know what is most important to you. I think one of the greatest ways to learn [...]

The other day I received a call from my bank offering life and disability insurance for my credit card. The pitch was, in case of death, critical illness or disability, my credit card payments would be taken care of for only 0.98% of my credit card balance each month. This would keep me [...]

My first experience with buying a car on a dealer’s lot came a couple of weeks ago. My 1995 Nissan Altima had come to its end. A big, huge, hairy truck plowed into the Altima in a parking lot and pretty much totaled the car. It was actually a blessing, because then [...]