As you all know, entertainment can be a very rough on your bank account if you aren’t budgeting out money specifically for it. We’ve become a very lazy culture, and we’ll pay quite a bit of money to be entertained. The fact is that you can have a great amount of fun with [...]

Adjusting to your first “real” job can be a daunting task. First of all, you have to get into the routine of getting up early every day and being ON TIME every day. Then, you have the task of relating to your co-workers and boss. Then, you have the human resources meeting [...]

If you’re currently running a small business or a home-based business, but you are not writing or managing a blog for your business, there is a problem. Blogs are probably the easiest self-publishing tool to create on the internet. If you already have a website for your smalll business, then you’re already paying [...]

The stock market tumbled again today, currently dropping 167 points with only an hour and a half left in trading. The trading volume has been light and much of that has to do with traders being wary over what the Fed will do about inflation concerns. Traders are waiting to see what came [...]

You’re in line to pay for some gas at the local gas station, and the cashier asks you, “Will this be debit or credit”. You’re saying to yourself, “I’m paying with a Visa debit card, does it really matter?”. The answer is YES. It does really matter what you choose when they [...]

Money Dork has a good article about knowing when to tap into your emergency fund and separating out your emergencies.
I thought he had good insight about the different emergencies that arise. He thinks you should separate out your emergency fund into two different categories: crisis emergencies and life’s little unplanned emergencies. [...]

Blogs would not exist without active readership. Active readership is when visitors participate in the conversation, topic, argument, or informational article that the blogger presents. I want to know what you want to read about most. This will help me focus my thoughts one what is most important to you. I [...]

If you’ve graduated college recently or you have a baby on the way, you may be thinking about making a transition to another city or state to settle down and start the rest of your life. You don’t want to move for at least another 5 to 10 years once you pick a place [...]

If you are a frequent reader of this site, then you know that I am a big believer that behavior has much to do with having success with your financial future. My goal is to help you understand personal financial issues along with helping you identify the behavioral problems that hinder you from becoming [...]

The ETF (Exchange Traded Fund): The ETF seems like it was created for those active traders that like the way mutual funds perform, but they hated the way they traded.
Liquidity: The ETF is very liquid. It trades like a regular, single stock. Whereas, a mutual fund can only be [...]