Here is a question from a Money Crashers reader. She is in a great situation, because she has a nice lump sum of money, but she doesn’t know what to do with it.
My home is worth about $375000 and I owe $62000 on it. My credit card debt is $21000 ($11000 [...]

Here is a list of some of my favorite articles from around the personal finance community this past week:

Free Money Finance advises you to consider college debt carefully.
Flexo from Consumerism Commentary talks about the the unintended consequences of rising food costs due to the mandated production of corn to produce ethanol.
Lazy Man gets [...]

We recently renovated a condo on a very tight budget. I started watching all of the HGTV shows to get ideas for ways to make the kitchen look good without spending a lot of money. I didn’t end up using many of the tips that I wrote down from asking friends, watching those [...]

A new study shows that people with high IQ’s tend to make more money, but they also spend their money more quickly and frivolously than those with lower IQ’s. Jay Zagorsky from Ohio State University looked at data from 7,400 Americans in their forties. It shows that every IQ point scored translated into [...]

So, you’re pulling an all-nighter to get your taxes done? The worst thing you can do is make a mistake that you don’t catch. Your cramming efforts will be washed away with one mistake. Here are some things to remember if you’re one of those procrastinators rushing to get your taxes filed [...]

If you’re a regular reader of this blog, then you know that I hate Paypal. I think it’s the one of the most poorly run businesses on the planet, because they give no protection to the seller from credit card charge backs. A buyer could initiate a charge back on their credit card, [...]

I’m watching 20/20 right now on ABC, and they just had a segment about how to save a bunch of money while shopping. The formula was simple. Walk into the store, show interest in buying the item, and ask for a discount.
I know that I am much bolder when it comes to [...]

Here are some of the best articles from around the personal finance community in the past week:

Free Money Finance explains how to keep your day job AND invest in real estate.
Consumerism Commentary asks if being frugal means missing out on life.
The Simple Dollar has answers some good questions about the economy and how [...]

Fed Reserve Chairman, Ben Bernanke, made a statement today in Richmond that struck me the wrong way. He said:
“We do not have the luxury of waiting for markets to stabilize before we think about the future,”
I think that he’s right about putting more strict guidelines on mortgage lenders to help weed out the [...]

As you all know, tax day is approaching, and you now have less than a week to file by the April 15th deadline. But, some of you may have very complicated taxes and you haven’t had any time to put together all of your documents and records. Filing for an extension might be [...]