Recently, I asked my friend who recently bought a house just outside of Atlanta, to share her experience with buying a house as a first time homeowner during a time when people are generally scared to buy or sell their home. Here is her truthful, insightful account of buying their first house.
My [...]

Here are this week’s articles that I enjoyed the most. It always amazes me that the amount of great contents on personal finance blogs out there hasn’t been discovered by the masses yet. I know that it will. The amount of quality, free contents out there gives no excuse to those that [...]

My last two social security digits are 53. So, according to the payment schedule, I was supposed to receive the stimulus payment this morning. Although, with all of the comments on this site from people who didn’t receive it last Friday, I was not counting on anything. So, I logged into my [...]

There are quite a few people that are angry and frustrated over the first week of economic stimulus payments rolling out as portrayed by the comments on this post. The payment schedule that the IRS printed is obviously not being followed. People with their last two digits in the 50’s, 60’s and [...]

I just read this article on Yahoo Finance, courtesy of Bankrate about using a car-buying service to shop for a new car. I’ve heard of this, but I’ve always been a little skeptical about the service. What if they don’t get you any deals? Do you get your money back?
The [...]

If you haven’t noticed, mortgage lenders, brokers, and their agents are hurting right now. They’re looking for any business they can get. They’re not getting it from new business, because no one is buying a house right now. So, mortgage companies are looking for their business from the refinance market. That’s [...]

What does being upside down on a car loan mean?
It means that you financed a car with little money down, and now you owe more money than the car is worth. This is very easy to do, because cars depreciate at a rapid pace for the first 3 years of their life. [...]

HITMAN BRIBE SCAM
This is one of the most ridiculous scams I’ve heard about in a long time. Apparently, it started popping up in late 2006 and early 2007, but this is the first time I have heard about it. Which means, it hasn’t been too effective. However, I think it’s still worth [...]