Comments on: Another Reason For Me to Hate Credit Cards http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/ Personal Finance Blog, Your Guide to Financial Fitness Fri, 10 Feb 2012 01:15:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Hareianahttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-35317 Hareiana Fri, 03 Feb 2012 18:51:00 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-35317 By the time I realized how to play the credit card game to my advantage I was looking at over 6,000 dollars debt on my credit card which I was struggling to just pay the interest on, I made it my first objective to first pay off my credit card debt and never see it again. To do this I started using Out Of The Dark (OOTD) online budgeting which has a very helpful feature built into the budget called Credit Card Debt Terminator, with this I tightened my financial belt, no restaurants, no travel holidays, no extravagant clothing, and within one year I had my credit card debt paid off. Now I continue to use Out Of The Dark budgeting for good monthly budgeting on a regular basis and I am using my credit card for convenience only with every penny on it paid as soon as I get my monthly statement. All this happened 5 years ago and I now have almost enough saved for down payment on my first apartment. For me budgeting was the game changer and I now live by my online budgeting. By the time I realized how to play the credit card game to my advantage I was looking at over 6,000 dollars debt on my credit card which I was struggling to just pay the interest on, I made it my first objective to first pay off my credit card debt and never see it again. To do this I started using Out Of The Dark (OOTD) online budgeting which has a very helpful feature built into the budget called Credit Card Debt Terminator, with this I tightened my financial belt, no restaurants, no travel holidays, no extravagant clothing, and within one year I had my credit card debt paid off. Now I continue to use Out Of The Dark budgeting for good monthly budgeting on a regular basis and I am using my credit card for convenience only with every penny on it paid as soon as I get my monthly statement. All this happened 5 years ago and I now have almost enough saved for down payment on my first apartment.

For me budgeting was the game changer and I now live by my online budgeting.

]]> By: Chuckletopiahttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-33208 Chuckletopia Sat, 01 Oct 2011 07:52:00 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-33208 howsabout....i hate stupid people....and they shouldn't post..... "B".... howsabout….i hate stupid people….and they shouldn’t post….. “B”….

]]> By: Izzi from Ozhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-18703 Izzi from Oz Fri, 10 Dec 2010 03:11:16 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-18703 they obviously didn't TELL HIM there was still a transaction in process though, did they B...?? ah, derrrr ! they obviously didn’t TELL HIM there was still a transaction in process though,
did they B…?? ah, derrrr !

]]> By: Izzi from Ozhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-18702 Izzi from Oz Fri, 10 Dec 2010 03:01:44 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-18702 no Erik, you are a very very wise person indeed! well done! and I hate credit cards & credit companies too! and I live in Sydney Australia and do not live on credit cards at all and love telling people how i do not have a credit card! I love all the stoopid strange looks I get and the wonderful 'you are an oddball looks\ and feel fantastic when I hear them follow on with complaints about this being charged to their cards, late fees, this fee, that fee, interest.........pllllleeeeaaassssseeeeee...... get a life!! LOL no Erik, you are a very very wise person indeed! well done!
and I hate credit cards & credit companies too! and I live in Sydney Australia
and do not live on credit cards at all and love telling people how i do not have a credit card!
I love all the stoopid strange looks I get and the wonderful ‘you are an oddball looks\ and
feel fantastic when I hear them follow on with complaints about this being charged to their cards,
late fees, this fee, that fee, interest………pllllleeeeaaassssseeeeee……
get a life!! LOL

]]> By: Jeffhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-9956 Jeff Thu, 04 Mar 2010 21:10:30 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-9956 Right on man. B, yes they can keep charging if they don't actually close it out, which they will fail to do often. You have to STAY ON THEM to make sure it is all taken care of, and when you receive that final bill, you have to hold onto it. Credit cards are 100% evil. I have none now, and use debit cards to rent cars/buy tickets. I will never again open up a credit card account for any reason. Right on man. B, yes they can keep charging if they don’t actually close it out, which they will fail to do often. You have to STAY ON THEM to make sure it is all taken care of, and when you receive that final bill, you have to hold onto it.
Credit cards are 100% evil. I have none now, and use debit cards to rent cars/buy tickets. I will never again open up a credit card account for any reason.

]]> By: Bhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-9363 B Sat, 20 Feb 2010 17:53:17 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-9363 dude, that's bullshit. If you closed your account then they can't keep charging you. Cause I'm pretty sure you can't close your account if you haven't paid everything off in full. dude, that’s bullshit. If you closed your account then they can’t keep charging you. Cause I’m pretty sure you can’t close your account if you haven’t paid everything off in full.

]]> By: Tomhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-7006 Tom Thu, 29 Oct 2009 22:02:08 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-7006 I absolutely agree with you. I am not going to use my credit cards on purchases, unless I have to in cases such as car rental or airline ticket. Maybe I could use my debit card with Mastercard logo on it and avoid using a credit card in those cases too? Why? Because the credti card issuing banks are greedy, heartless, and unfair m----ers. That's what they are. I am not a socialist, not poor. That is not why I am angry at them. I spend money on goods and services, and I am not going to get credit card company involved between me and the merchant I am buying my goods and services. The transaction will be between us and no third party needed. I would rather have small/medium size business owner make that extra money rather than a credit card company. I absolutely agree with you. I am not going to use my credit cards on purchases, unless I have to in cases such as car rental or airline ticket. Maybe I could use my debit card with Mastercard logo on it and avoid using a credit card in those cases too? Why? Because the credti card issuing banks are greedy, heartless, and unfair m—-ers. That’s what they are.

I am not a socialist, not poor. That is not why I am angry at them. I spend money on goods and services, and I am not going to get credit card company involved between me and the merchant I am buying my goods and services. The transaction will be between us and no third party needed. I would rather have small/medium size business owner make that extra money rather than a credit card company.

]]> By: suhailhttp://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-6785 suhail Mon, 14 Sep 2009 13:27:50 +0000 http://www.moneycrashers.com/another-reasone-for-me-to-hate-credit-cards/#comment-6785 Now here is a funny story about my credit card experience My father recently couriered me an add on credit card.I am a student studying mbbs in china. This is what happened: My father told me about the credit card credentials card number pin number ccv and all that stuf even before the card reached me. i decided why not shop something over the internet lets give it a trial. i bought a piece of sofware that costed about 29usd well well i decided to do more buying buying and buying stuff suddenly one fine day i saw that my credit card was being rejected and no wonder my father was shocked at seeing the statement fuckin 1500 dollars wow!! i shocked myself when i saw it. Now my father sends money by western union and everywhere he goes he says NO CREDIT CARDS!!!! Now here is a funny story about my credit card experience
My father recently couriered me an add on credit card.I am a student studying mbbs in china. This is what happened:
My father told me about the credit card credentials card number pin number ccv and all that stuf even before the card reached me.
i decided why not shop something over the internet lets give it a trial.
i bought a piece of sofware that costed about 29usd well well i decided to do more buying buying and buying stuff suddenly one fine day i saw that my credit card was being rejected and no wonder my father was shocked at seeing the statement fuckin 1500 dollars wow!! i shocked myself when i saw it.
Now my father sends money by western union
and everywhere he goes he says
NO CREDIT CARDS!!!!

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