Angela Colley Angela Colley is a freelance writer living in New Orleans, Louisiana with a background in mortgage and real estate. Her interests include animal rights advocacy, green living, mob movies and finding the best deal on everything. She blames her extreme passion for never paying full price on two parents that taught her that a penny saved is two pennies if invested wisely.
If you’re a foodie, Halloween is just as much about the treats as it is the tricks. Halloween food recipes give you a chance to flex your creative cooking muscles. You can transform a once mild-mannered cookie into a witch’s hat, or a simple bowl of salsa into a bloody snack. After all, Halloween is the only holiday when your guests thank you for serving them brains, severed fingers, and eyeballs.
These recipes cover everything from appetizers, to the main course, to desserts galore. Best of all, these simple recipes contain only a few ingredients, so you can assemble your Halloween party food cheaply and quickly.
Halloween brings out the kid in most of us. The air starts to cool, pumpkins appear on grocery store shelves, and before you know it, you’ve turned your front porch into a mad scientist’s lab.
Every retailer from Macy’s to Target offers Halloween costumes, decor, and party supplies. But while you might love those animated, life-sized Frankenstein inflatable decorations, you don’t need to drop hundreds of dollars to decorate for Halloween.
Coupons are great when it comes to saving a few pennies here and there, but it’s not always easy to clip them out of the paper or remember to print them before heading to the store.
Thankfully, the Internet has changed the couponing game, making it easy to find nearby deals and discounts, and even the occasional free sample. A little plunking around online during your lunch hour can yield a lot of discounts and freebies in some unusual places.
Where to Look For Coupons
The next time you’re searching for a deal, look no further than these sites:
When you sign a lease, you have certain, reasonable expectations: Your home will be clean, safe, and your landlord will be available to perform (or hire someone to perform) repairs. When you move out, you expect to have your security deposit returned, so long as you leave the place clean and undamaged.
Most of the time, everything works out. However, sometimes, things aren’t so easy. You move in only to realize you’ve signed a lease with a slumlord who won’t make repairs, violates landlord and tenant laws by showing up at odd hours, and just treats you unfairly. Or, you move out and never receive your security deposit.
Searching for a job can be a frustrating and time-consuming experience – and worse yet, it can be extremely expensive. But if you’re tax-savvy, you may be able to recoup some of your job search expenses in the form of tax deductions. Follow the rules regarding what you can write off, and save all documentation related to every write-off you take. And don’t make the mistake of overlooking the deductions you’re due – ultimately, it can add up to a great amount, and every bit you save may go a long way in helping you get through a rough patch.
There are plenty of reasons to volunteer your time for a good cause. I do it because I believe in the work, and while that’s enough for me, I certainly get a lot more out of it than I initially expected. I have volunteered for most of my adult life rescuing dogs and assisting in animal shelters. In addition to this gratifying work, I’ve also learned web design, public relations, and copyediting – all career skills that have bolstered my resume, made me more hireable, and turned me into a more effective worker.
Living with others isn’t easy. Several years ago, my friends and I decided to get a house together. We were all incredibly excited and made promises to split everything evenly, from rent, to utilities, to chores. However, it wasn’t long before the problems started. One roommate was constantly late in paying his portion of the bills. Another was obsessed about splitting every cost, even the $0.99 dish soap.
I learned pretty quickly what works and what doesn’t in a shared living environment. There are specific things you need to make a part of your routine, and others you must make a point to avoid.
For more than 175 years, “The Crescent City” has been a popular tourist destination for Mardi Gras. However, there are plenty of great reasons to visit any time of year. One of the oldest cities in America, New Orleans boasts a rich and unique culture and a lengthy history, and offers countless forms of entertainment – and countless ways to spend money.
But you don’t have to drain your bank account to have fun in New Orleans. In fact, there are numerous free attractions to help you save money on vacation while still having a memorable time.
If making your rent each month means bottoming out your checking account, you aren’t alone. According to the Center for Housing Policy, housing and transportation costs have increased 44% since 2000, while household incomes have increased by only 25%. Today, moderate-income households spend a whopping 59% of their annual income on housing and transportation – more than ever before. With that in mind, it’s no wonder that, according to the Center on Budget and Policy Priorities, more than 4.9 million U.S. households receive some sort of federal assistance.
A year ago, I traded in my expensive, new vehicle for an older, cheaply insured clunker. It saved me well over a thousand dollars in insurance and gas costs over the following 10 months. However, after the most recent incident in which the engine stalled in a parking lot and my car had to be towed home yet again, I decided I just wasn’t going to drive anymore.
Since then, I’ve been walking, biking, riding the streetcar, and hailing the occasional taxicab whenever I need to get around. Granted, I’m lucky – Walk Score rates my neighborhood in New Orleans 75 points out of 100 for walkability. But other cities – such as New York, San Francisco, and Jersey City – have even higher ranks.
If you’re looking for an apartment for rent, you need to first figure out how much rent you can afford per month. Of course, you’ll be limited by your income, and property managers and landlords will account for that when you submit an application. But what they won’t account for are your other living expenses – you must do that yourself. Just because you get approved to rent a place doesn’t necessarily mean you can afford it. After all, vaulted ceilings or extra rooms won’t make up for a personal budget deficit if you simply can’t afford them.
I live in a small duplex with one closet, a tiny pantry, and four cabinets. I’m also a bit of a hoarder, so finding storage solutions has been a challenge. At first, I piled stuff behind doors, in bins, and anywhere else I could hide it. But that isn’t practical long-term, so I had to find better solutions – and cheap ones at that. After all, I’m a renter. I don’t want to buy a bunch of high-priced organizational tools I won’t be able to use once I move.
According to the Environmental Protection Agency, about 2.37 million tons of e-waste ended up in landfills in 2009. And unfortunately, many of the electronic gadgets dumped in landfills are still usable.
If you’re like me, your old devices end up sitting in a closet or storage space every time you upgrade to a new computer, cellphone, or TV. However, instead of letting the old electronics sit there collecting dust – or tossing them into the trash – consider donating them.
As a frugal fanatic, I’m in love with the digital age. Thanks to countless coupon and daily deal websites, I’m not limited to just the coupons and ads in the newspaper. And now that I’ve got a smartphone, I’m not limited to finding deals to solely when I’m at home. Instead, I can find deals on the go with discount apps like BiteHunter.
BiteHunter is an iPhone daily deal app for foodies. Unlike most deal sites that cover everything discount, BiteHunter sticks to restaurants and dining deals which come from several popular deal sites and apps like Groupon, LivingSocial, and Restaurant.com.
One option to help relieve the stress and help you make wise choices is Zillow. Zillow aims to simplify the house hunting process by giving you all the information you need on one site, a task it excels at – mostly.
The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.