Cyber Monday Online Shopping Guide 2016 – Best Websites & Deals

Black Friday is traditionally the best day of the holiday shopping season to find great in-store deals on the year’s hottest consumer products. Retailers and customers have celebrated Black Friday for decades, and the rise of the Internet has brought much Black Friday shopping online.

Cyber Monday (which falls on the Monday after Black Friday) like Small Business Saturday is a newer tradition. It’s exclusively tailored to online shoppers, and has quickly become the biggest online shopping day of the holiday season.

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Black Friday Shopping Guide 2016 – Best Deals & Sales

Black Friday is the most popular retail holiday of the year. If you plan on shopping this season, this guide will show you where to go and how to get the best deals.

According to the National Retail Federation, roughly 55% of all holiday shoppers (151 million people) visited retail stores or shopped online on Thanksgiving weekend in 2015. Nearly 73% of those shoppers visited stores on Black Friday itself. Collectively, they spent about $230 per person.

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Platinum Delta SkyMiles® Business Credit Card from American Express – Review

The Platinum Delta SkyMiles® Business Credit Card from American Express is an airline credit card for frequent Delta flyers who like to travel in comfort and style. The rewards scheme is similar to the Gold Delta SkyMiles Business Card, with the important addition of a loyalty component that accelerates heavy spenders’ progress toward Delta’s coveted Medallion status tiers.

Used properly, the Medallion benefit can be incredibly valuable, and arguably alone makes Platinum Delta SkyMiles worthwhile. Aside from the rewards program, this card has a host of generous perks and benefits that collectively outshine those of many competing cards.

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15 Shopping Tips at Flea Markets & Swap Meets – What to Do & What to Avoid

If you’re looking to save money while shopping, flea markets and swap meets are for you. Read this guide if you want the best chance of finding bargains, saving money, and avoiding pitfalls.

What Are Flea Markets and Swap Meets?

The appropriate term varies from place to place – in the western states, swap meet is more common, while flea market is the preferred name on the eastern side of the country. Both terms, however, refer to the same thing: a large indoor or open-air market where dozens, hundreds, or even thousands of vendors and bargain hunters gather to buy, sell, and barter dizzying varieties of gently used goods.

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Business Green Rewards Card from American Express OPEN – Review

The Business Green Rewards Card from American Express OPEN is a small business charge card with a $95 annual fee and a rewards program that rewards general spending. Most Green Rewards Card purchases earn 1 Membership Rewards point per $1 spent. Travel booked through American Express Travel is the exception, as those purchases earn 2 points per $1 spent.

As a charge card, Business Green Rewards doesn’t incur regular interest charges. However, you’re required to pay your balance in full before each statement’s due date. If you fail to pay in full for more than 2 consecutive cycles, American Express reserves the right to close your account.

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The Future of Finances – Tips From #CapXTalk

Thanks to Capital One for sponsoring this post. This is a paid endorsement. However, the opinions and tips mentioned in the editorial content below were not directed by Capital One in any way.

The basic principles of personal finance are familiar, widely applicable, and not really subject to change. No matter who you are or what you do, you know it’s important to spend less than you earn, avoid high-interest debt that doesn’t produce a measurable return on investment, diversify your investments, and plan for the future.

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Green Energy Tax Credits for Home Improvement & Energy Efficiency

For homeowners and bill-paying renters, the cheapest way to save money on utilities is to reduce consumption. In summer, raising the temperature setting on your air conditioner or using a high-speed floor fan on all but the hottest days can drastically cut air conditioning costs. In winter, you can really trim your gas or oil bill by wrapping your windows, lowering your thermostat a few degrees, and settling into your favorite sweater.

Such fixes are fast, easy, and effective. But they don’t permanently reduce your fossil fuel-burning appliances’ carbon footprints or improve your home’s ability to retain warm or cool air. To make a lasting, meaningful difference in your home’s energy profile, more involved – and often expensive – home improvements and upgrades are required.

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Best 55 Fun Things to Do in San Francisco – Activities & Attractions

Statistically speaking, there’s a good chance you or someone you know has been to San Francisco – the City By the Bay is among the most visited cities in the United States. For international tourists, whose entry and travel patterns are easier to track, it’s the country’s fifth-most popular urban destination, according to the National Travel and Tourism Office‘s 2013 report – behind only New York City, Miami, Los Angeles-Long Beach, and Orlando.

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17 Money Hacks & Tips to Save More When Banking or Buying

Thanks to Capital One for sponsoring this post. This is a paid endorsement. However, the opinions and tips mentioned in the editorial content below were not directed by Capital One in any way.

How much money are you leaving on the table?

Even if you maintain strict budgetary discipline and consider yourself a frugal person who resists the temptation to splurge, you probably still spend more than you should – or could – to get by comfortably.

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How EMV (Chip) Credit Cards Work – Technology & Security

Do you use credit cards regularly? Perhaps you have a favorite cash back rewards credit card that offers a small but meaningful return on every dollar you spend. Or maybe you use a travel rewards credit card to earn points or miles that can be redeemed for free or reduced-cost flights, hotel stays, or car rentals.

Whether you’re a habitual credit card user whose wallet is stuffed with plastic, or a judicious spender who keeps a single, lonely square on hand for emergencies only, you’ve probably received correspondence from your issuers about the switch to EMV (chip) technology. You’ve probably received new cards in the mail too, complete with little circuit-like chips on the front face.

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