Miami is the continental United States’ southernmost major city and the principal city in South Florida, a culturally distinct region with close ties to Latin America and the Caribbean. Miami itself is one of the country’s most diverse and dynamic cities, shaped by multiple waves of newcomers and a seemingly unstoppable flow of foreign investment in the local property market. Moreover, according to The Atlantic, Miami is one of the United States’ most thoroughly bilingual major cities. Here, Spanish is spoken fluently across geographical and socioeconomic lines – in many ways it’s Miami’s first language.
In the 2008 book, “The Big Sort,” journalist Bill Bishop and sociologist Robert Cushing explore the reasons behind the United States’ deepening political, economic, and cultural divisions along racial, class, and geographic lines. Despite vast improvements in communication technology and the explosive growth of available content and information, like-minded people continue to self-segregate into discrete, often insular communities. There’s a good chance your neighbors look, think, and vote like you – and, perhaps more importantly, that you’re rarely forced to confront facts or opinions that challenge your worldview.
Against this backdrop, it’s no surprise that many Americans feel threatened by political movements and leaders that threaten their deeply held beliefs.
The Citi® Hilton HHonors™ Reserve Card is a popular hotel rewards credit card with a $95 annual fee and a host of benefits that favor frequent guests at Hilton hotels and resorts. Cardholders in good standing automatically earn Hilton HHonors Gold Status, which confers generous benefits: 25% faster HHonors point earnings on Hilton stays, flexible check-out, and a 5th night free on stays of 5 nights or longer. It also has a solid sign-up bonus.
HHonors points can be exchanged for free nights or room upgrades at more than 3,900 Hilton properties worldwide. Other redemption methods, such as transferring to frequent flyer programs and using points to purchase general merchandise online, exist. However, these methods tend to devalue accumulated points.
The Hilton HHonors™ Card from American Express is a travel rewards credit card with no annual fee and an attractive hotel rewards program. The HHonors card’s rewards are enticing, especially on spending at Hilton hotels and partner properties, of which there are more than 4,000 total worldwide.
Hilton HHonors from American Express is comparable to other popular hotel, airline, and general travel rewards credit cards. Its closest competitors include the Citi Executive AAdvantage World Elite MasterCard, Citi Hilton HHonors, Barclaycard Arrival Plus, BankAmericard Travel Rewards, Capital One Venture Rewards, Discover it Miles, Chase Sapphire Preferred, and American Express cards such as Gold Delta SkyMiles and the Starwood Preferred Guest Credit Card.
The IHG® Rewards Club Select Credit Card from Chase is a hotel rewards credit card with a $49 annual fee which is waived in the first year of membership. It’s ideal for frequent travelers who regularly stay with InterContinental Hotel Group brands, which includes thousands of Holiday Inn, Staybridge Inn, and Candlewood Suites properties in the U.S. and around the world. Every purchase with this card earns points that can be redeemed for hotel stays at nearly 5,000 IHG properties worldwide, usually at rates ranging from $0.005 to $0.01 per point. Cardholders in good standing also get a host of useful perks at IHG hotels, including 1 free stay per year and automatic upgrade to Platinum Elite status, which accelerates point earnings and entitles members to complimentary room upgrades.
The United MileagePlus® Explorer Card from Chase is an airline credit card with a $95 annual fee after a fee-free first year. It earns an unlimited 2 United MileagePlus miles per $1 spent on all United Airlines airfare purchases, and an unlimited 1 mile for every $1 spent on everything else. Miles can be redeemed for United Airlines airfare with no blackout dates, seat restrictions, or other limitations.
The Explorer card’s biggest competitors are other airline rewards credit cards, such as the Chase British Airways Visa Signature, Alaska Airlines Visa Signature, Gold Delta SkyMiles from American Express, and Citi AAdvantage Platinum Select MasterCard. It’s also comparable to general-purpose travel rewards cards, such as Capital One Venture Rewards, though those cards tend to have more versatile reward redemption options.
The Marriott Rewards® Premier Credit Card from Chase is a popular hotel credit card that carries an $85 annual fee after the first year. It earns rewards that can be redeemed for stays at more than 4,000 Marriott-owned hotel and resort properties worldwide. Points accumulate fastest on purchases made at Marriott properties and partner hotels, but also grow nicely on airfare, car rental, and restaurant spending. The Marriott Rewards Premier card also has an attractive sign-up bonus that’s potentially worth more than $500.
The Ink Cash® Business Credit Card from Chase is a popular small business credit card that earns up to 5% cash back on select category purchases, has a healthy sign-up bonus, and doesn’t charge an annual fee. It’s basically the cash back, no-annual-fee version of Chase Ink Plus, which has a points-based rewards system and comes with a $95 annual fee.
The Ink Plus® Business Credit Card from Chase is a popular small business credit card with a points-based earning system that pays up to 5 points per dollar for purchases in select categories. It’s basically the premium version of Chase Ink Cash, the main differences between the cards being Plus’s points-based system, larger sign-up bonus, and $95 annual fee. Ink Plus includes some of the elements of the now-discontinued Chase Ink Bold, an old business charge card. And it complements Chase’s popular consumer cash back rewards and travel credit cards, such as Chase Freedom and Chase Sapphire Preferred.
The Chase Sapphire Preferred® Card is a popular travel rewards credit card that’s ideal for people who dine out and travel often. Though it does come with an annual fee of $95, Sapphire Preferred earns an unlimited 2 points per $1 spent on restaurant dining and travel purchases, and an unlimited 1 point per $1 spent on everything else. Plus, it has one of the best sign-up bonuses around: If you can afford to spend at least $4,000 within 3 months of opening your account, you’ll earn 50,000 bonus points. That’s a $625 value when redeemed for travel purchases – more than six times the annual fee.