Casey Slide Casey Slide lives with her husband and baby in Atlanta, GA. She graduated from the University of Florida in 2005 with a bachelor’s degree in Industrial Engineering and worked for a prominent hospital in Atlanta. With the birth of Casey’s son in February 2010, she decided to become a stay-at-home mom. Casey’s interests include reading, running, living green, and saving money.
As Halloween approaches, if you haven’t yet decided on costumes for your family, you may start to feel the pressure of the clock ticking. And if you want to make your own do-it-yourself costumes for Halloween, the pressure can increase even further, as homemade costumes take several months of planning, and days or weeks to assemble.
You may have time to make costumes, but cost also factors into DIY costumes, especially if you need to buy pre-made items in order to save time. If making DIY Halloween costumes take a lot of your time and money, the fun factor can quickly dissipate.
Going green is all the rage right now and for good reason. If you’re like me, however, the desire is there, but the know-how is lacking. An obvious way to protect our planet is to recycle and reuse household items. But when it comes down to finding ways to reuse, my brain seems to lack the creativity and innovation necessary to come up with practical solutions.
It turns out that I’m not alone, and luckily, there is an awesome company whose mission is to help the recycling-challenged become recycling-savvy. The company is called Reuseit, and they specialize in selling reuseable products made from long-lasting materials to ensure you never have to buy disposable again.
At the beginning of October each year, my neighbors at the end of my street start getting really excited. As their favorite holiday approaches, decorations start to multiply in their yard almost daily. Spiders, gravestones, skeletons, bats, and ghosts overtake the end of my street until Halloween night finally arrives. That’s when the real show begins as my neighbors come out in elaborate, and horrific, costumes to scare the trick-or-treaters away for some Halloween fun.
“Neither a borrower nor a lender be.” These famous words came from Polonius, Shakespeare’s chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice to his son Laertes, Shakespeare gives some timeless advice to us: Do not lend money to friends.
Why shouldn’t we lend money to friends and family? Polonius answers that in his next line: “For loan oft loses both itself and friend.” Polonius knew that a loan to a friend or family member often results in the loss of both the money and the relationship.
I did it. My mother did it. Her mother did it. Many of my friends did it, and I know countless other women who did it. Reports from the Bureau of Labor Statistics show that 40% of mothers with children under age 6 are currently doing it.
Maybe you’re considering being a stay at home mom, too.
A year ago, I was faced with the dilemma of what to do with my life after I had my baby. Like many soon-to-be parents, I was approaching a crossroads and needed to decide the role I would play as the mother of my child.
“For better or for worse… For richer or for poorer.” This is what most of us promise to our spouse when we pledge ourselves in marriage. But unfortunately, many couples today can’t seem to survive either richer or poorer due to poor money management skills.
Some couples stick with their own individual way of managing money, which may or may not mesh with their spouse’s. Others may take the responsibility all on their own shoulders or shove it onto their spouse instead. Some spouses even lie, cheat, and overspend, and cause all trust within the relationship to be a distant memory. As a newly married couple, how can you prevent these tragedies from happening in your own marriage?
Benjamin Franklin once said, “Necessity never made a good bargain.” It was true back in Ben’s time and it’s still true today.
Consider what happens when you decide at the last-minute to take a vacation to the beach. When you go online to book it, ticket prices are astronomical. Yet, had you planned your trip out over the last 6 months, you would have had plenty of time to find a good deal.
People everywhere love Chick-fil-A, especially where I live, in the suburbs of Atlanta. If we have an occasion to go out to a fast food restaurant for a quick bite to eat, we always go to our local Chick-fil-A. Lunch-goers flock to the restaurant, and the drive-through line makes a complete loop around the building. No matter what time of day I visit Chick-fil-A, the restaurant always seems packed full of customers.
In addition to delicious food, Chick-fil-A has become and remained so popular among young and old for a variety of reasons. I believe the roots of the company go a lot deeper than fancy cut fries. This company has a rock-solid foundation in its core values, emulated every time you step inside its restaurant doors.
If you need to tighten up your spending and saving efforts, consider taking your beauty allocation out of your monthly budget to free up some extra cash.
You don’t need to give up makeup and toiletries when tightening up your budget. You just need to practice smart shopping techniques.
Here are some great tips to help you save money on makeup and toiletries:
How to Save on Makeup and Toiletries
1. Use What You Already Have
Many of us abandon our makeup or toiletries before we even finish using them because we decide we don’t like something about them. For example, you might throw away toothpaste that tastes just a little too much like baking soda. You may also have toiletries in the cabinets or the linen closet that you forgot about buying.
Summer tends to be the most expensive season of the year, rivaled only by the winter holidays. The costs for summer vacations, summer camps, pool fees, and child care quickly add up, and can lead to exorbitant debts.
However, many people neglect one of the most important expenses of the summer – sun protection. While you have fun outside on beautiful, sunny summer days, the sun’s ultraviolet rays damage your skin, causing sunburn, unsightly sun spots, wrinkles, and, in some cases, skin cancer.
Babies are not very materialistic. They don’t care about how beautiful their nursery furniture is, how educational their toys are, or how fashionable their clothes make them look. In fact, there are very few items that a baby actually requires: a place to sleep, diapers, a baby car seat, basic clothing, and milk.
But even though a baby’s needs are simple, that doesn’t mean yours are. There is a lot of baby gear on the market these days that can significantly enhance your ability to care for your child or just make it that much easier. But sorting through the available items and making sense of the marketing hype is often overwhelming. Plus, the potential expenses can be frightening. So how do you determine what is worth spending money on and what is essentially worthless?
Worrying about money has been so ingrained in our culture today that it has literally become an epidemic.
I hate how I feel when I worry about money, and I know I do it far too often. I also know it’s unhealthy, and can easily become a bad habit. The stress and lack of sleep I endure affect other areas of my life as well. Yet there are just as effective ways to monitor my finances without the emotional and physical strain of worrying.
So what are they? Before we explore that, let’s further examine the destructive effects that worrying can have.
Setting up a baby’s nursery is an exciting time for expecting parents. They express their love for their new little one with every piece of furniture they buy. Parents often worry about having the perfect looking room for their baby, but the baby may only thank them by leaving their teeth marks all around the top of the crib. Parents should worry less about the look of the nursery, and focus instead on the safety of the furniture and accessories in the room.
It’s funny how people have different emotions when it comes to spending money. Some feel excited and enjoy spending their hard-earned money, and others don’t like spending at all. Some even feel guilty almost every time they buy something. Perhaps you also experience this most unwelcome emotion when you make a purchase.
Is it okay to feel guilty for spending money? How can you avoid that nagging feeling? Guilt can be an emotional indicator that you’ve done something wrong or it can be a sign that you’re being too hard on yourself. Here are some hints to figure out if the guilt is warranted or not.
Recently, a friend of mine told me her young son was jumping out of his crib. He is only a year and a half, and his new ability took his mother by surprise. She had concerns about the safety of her son, and concerns about the costs associated with buying her son a new toddler or twin bed.
Whether you’ve been saving up to buy some furniture to decorate your home, or you need to make an unexpected furniture purchase, there is no need to worry about the cost. Fortunately, there are a variety of places to shop, and many ways to save money on furniture.
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