18 Money Management Tips for Newly Married Couples

money wedding rings“For better or for worse… For richer or for poorer.” This is what most of us promise to our spouse when we pledge ourselves in marriage. But unfortunately, many couples today can’t seem to survive either richer or poorer due to poor money management skills.

Some couples stick with their own individual way of managing money, which may or may not mesh with their spouse’s. Others may take the responsibility all on their own shoulders or shove it onto their spouse instead. Some spouses even lie, cheat, and overspend, and cause all trust within the relationship to be a distant memory. As a newly married couple, how can you prevent these tragedies from happening in your own marriage?

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When Is the Best Time of Year to Buy Large Appliances?

kitchen appliancesBenjamin Franklin once said, “Necessity never made a good bargain.” It was true back in Ben’s time and it’s still true today.

Consider what happens when you decide at the last-minute to take a vacation to the beach. When you go online to book it, ticket prices are astronomical. Yet, had you planned your trip out over the last 6 months, you would have had plenty of time to find a good deal.

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9 Leadership Lessons & Quotes from Truett Cathy, Founder of Chick-fil-A

chick-fil-a logoPeople everywhere love Chick-fil-A, especially where I live, in the suburbs of Atlanta. If we have an occasion to go out to a fast food restaurant for a quick bite to eat, we always go to our local Chick-fil-A. Lunch-goers flock to the restaurant, and the drive-through line makes a complete loop around the building. No matter what time of day I visit Chick-fil-A, the restaurant always seems packed full of customers.

In addition to delicious food, Chick-fil-A has become and remained so popular among young and old for a variety of reasons. I believe the roots of the company go a lot deeper than fancy cut fries. This company has a rock-solid foundation in its core values, emulated every time you step inside its restaurant doors.

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24 Tips to Save Money on Cosmetics, Makeup & Toiletries

woman makeup smilingIf you need to tighten up your spending and saving efforts, consider taking your beauty allocation out of your monthly budget to free up some extra cash.

You don’t need to give up makeup and toiletries when tightening up your budget. You just need to practice smart shopping techniques.

Here are some great tips to help you save money on makeup and toiletries:

How to Save on Makeup and Toiletries

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How to Protect Your Skin from Sun Damage – Summer Sun Safety

woman smile sunscreenSummer tends to be the most expensive season of the year, rivaled only by the winter holidays. The costs for summer vacations, summer camps, pool fees, and child care quickly add up, and can lead to exorbitant debts.

However, many people neglect one of the most important expenses of the summer – sun protection. While you have fun outside on beautiful, sunny summer days, the sun’s ultraviolet rays damage your skin, causing sunburn, unsightly sun spots, wrinkles, and, in some cases, skin cancer.

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List of Essential & Must-Have Baby Items (and Others You Don’t Need)

cute baby blanketBabies are not very materialistic. They don’t care about how beautiful their nursery furniture is, how educational their toys are, or how fashionable their clothes make them look. In fact, there are very few items that a baby actually requires: a place to sleep, diapers, a baby car seat, basic clothing, and milk.

But even though a baby’s needs are simple, that doesn’t mean yours are. There is a lot of  baby gear on the market these days that can significantly enhance your ability to care for your child or just make it that much easier. But sorting through the available items and making sense of the marketing hype is often overwhelming. Plus, the potential expenses can be frightening. So how do you determine what is worth spending money on and what is essentially worthless?

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How to Stop Worrying About Money

man worrying about moneyWorrying about money has been so ingrained in our culture today that it has literally become an epidemic.

I hate how I feel when I worry about money, and I know I do it far too often. I also know it’s unhealthy, and can easily become a bad habit. The stress and lack of sleep I endure affect other areas of my life as well. Yet there are just as effective ways to monitor my finances without the emotional and physical strain of worrying.

So what are they? Before we explore that, let’s further examine the destructive effects that worrying can have.

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21 Ways to Save on Cheap Baby Nursery Furniture Sets & Cribs

happy baby cribSetting up a baby’s nursery is an exciting time for expecting parents. They express their love for their new little one with every piece of furniture they buy. Parents often worry about having the perfect looking room for their baby, but the baby may only thank them by leaving their teeth marks all around the top of the crib. Parents should worry less about the look of the nursery, and focus instead on the safety of the furniture and accessories in the room.

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Should You Feel Guilty About Spending Money?

guilty womanIt’s funny how people have different emotions when it comes to spending money. Some feel excited and enjoy spending their hard-earned money, and others don’t like spending at all. Some even feel guilty almost every time they buy something. Perhaps you also experience this most unwelcome emotion when you make a purchase.

Is it okay to feel guilty for spending money? How can you avoid that nagging feeling? Guilt can be an emotional indicator that you’ve done something wrong or it can be a sign that you’re being too hard on yourself. Here are some hints to figure out if the guilt is warranted or not.

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How to Save Money Buying Inexpensive Furniture for Your Home

furniture store displayRecently, a friend of mine told me her young son was jumping out of his crib. He is only a year and a half, and his new ability took his mother by surprise. She had concerns about the safety of her son, and concerns about the costs associated with buying her son a new toddler or twin bed.

Whether you’ve been saving up to buy some furniture to decorate your home, or you need to make an unexpected furniture purchase, there is no need to worry about the cost. Fortunately, there are a variety of places to shop, and many ways to save money on furniture.

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