My husband and I recently did our taxes, and we were shocked by the amount of money we were being refunded by the government. At first we were elated because it was enough to pay off our car, so that we would now be able to live debt free. At the same time, we were kicking ourselves for not having this money available for use during the past year.
It’s been a long, cold winter. As we get closer to spring, you might be starting to think about sandy beaches, the warm sun on your face, and wearing flip flops.
If you want to take a trip this summer, but have yet to start planning, you’d better start now. Summer vacations can easily cost thousands of dollars, breaking your budget if you aren’t prepared.
Are you nervous that you might not be able to go on an amazing trip this summer due to the cost? Here are 10 tips on how to save up for your summer vacation by starting now.
In most American suburbs, sports are a big deal. Kids go to practice almost daily, and the fields are full of excited and dedicated players while parents and fans cheer from the stands. Similarly, adults take tennis lessons and practice their golf swings at local country clubs.
While these activities are great for you and your children’s health, they can wreak havoc on your pocketbook. Lessons, equipment, greens fees, gas to and from practices – the price of sports can add up in a hurry.
But it doesn’t have to. Here are 12 ways you can save.
When my husband and I first started dating, the mess at his place really annoyed me. He wasn’t sloppy or dirty – he just stacked and stored old Nintendo systems and video games everywhere. The scene seemed a little ridiculous, but he had quite a little business going. He’d buy “broken” Nintendos and games on eBay, fix them, clean them up, and re-post them for a decent profit.
From his Nintendo venture, I learned plenty of good tips for selling items on eBay. I also learned quite a bit about what not to do from the people he was buying from. Using these tricks, I have been able to maximize my own profits on eBay.
During a recent get-together with some friends, the topic of how much we all budget for buying groceries came up in conversation. Since I had started dabbling in extreme couponing, I recently adjusted my grocery budget from $400 a month to $250 a month. My friends were surprised at my lofty goal and felt in a way that it was unreasonable, although not necessarily unattainable.
After having that conversation, I began thinking about my budget caps, not just for groceries, but for all of my expense categories and how I determined the dollar amounts that I was willing to spend for each.
Kids’ birthday parties seem a lot more elaborate now than they did when we were growing up. Parents are renting out bounce houses and ponies, and they’re transforming their homes into fantasy worlds. But when it comes down to it, kids just want to have fun, and it’s not necessary for parents to go all out for kids to have a good birthday party.
So how do you host a birthday party for your child without disappointing them and without breaking the bank?
Consider these tips to cut costs from your kid’s birthday budget as well as some fun game ideas to try out.
There has been a lot of talk lately about whether or not it is worth getting a four year college degree.
While it can greatly increase your chances of landing a high paying job after graduation, that is not always the case. In fact, there are several six figure income jobs that don’t require a degree and can still get you a big paycheck.
However, there are many important reasons a young person should consider going to college other than just the potential financial rewards.
10 Reasons to Go to College
While many people may not agree on musical tastes and favorite instruments, I think it’s safe to say that most still have a strong affinity for music, in some capacity – even if it’s just browsing free music listening and sharing websites.
It’s human nature to enjoy sounds coming together harmoniously, and further, music is actually good for you. Learning to express yourself musically can increase brain development, improve memorization, develop fine motor skills, and enhance problem solving skills. Music benefits the young and old alike.
When my husband and I celebrated our first Valentine’s Day together as a new couple, he was two hours late for our date. I was annoyed, until he finally showed up at my door with a homemade Oreo cheesecake – the same dessert we had shared on our first date together. I thought, “how sweet, original, and romantic!” while he thought “how inexpensive!”
If you want to show your sweetie you care, a little thoughtfulness, baking prowess – and chocolate – can go a lot farther than $300 roses or a fancy expensive dinner. (Or if you don’t like to bake, check out these other fun Valentine’s Day activities.)
I met a good friend for coffee at a book store not too long ago. As we were waiting for our drinks, my friend saw a display for an e-reader and said to me, “I don’t understand what the deal is with all these book reading things.” I nearly died laughing because of the way she said it, but at the time, I completely agreed with her. Why would I pay at least a hundred dollars for an electronic contraption, that I then have to purchase books for, when I could get an actual book from the library for free?