Contrary to what many couples believe, opening a joint bank account is a big financial step. This signifies trust in each other, as well as confidence that the other person is going to act responsibly. Most couples who are interested in opening a joint account are newlyweds. Of course, this is not always the case. If you are in the process of doing this, here are some things to think about:
Chris BibeyChris Bibey is a freelance writer who over the years has honed his personal finance experience by writing more than 100 feature articles on the subject. In his spare time, Chris enjoys sports - West Virginia football in particular!
Considerations when Opening a Joint Bank Account with a Spouse
Chris Bibey
Weekly Blog Round-Up: What to do with your Old 401(k)
Money Crashers
In the past, it was a lifelong dream of many people to work for the same company their entire career. In today’s day and age, this may still be a dream but it rarely comes true. For this reason, it is more important than ever to have a 401(k). Along with this, it is essential that you know what to do with your 401(k) should you switch jobs. Read up on this subject over at Fivecentnickel.com: Should You Roll Over your 401(k)? Along with this article, there are many others related to all aspects of personal finance. Hopefully, these round-ups will help you learn about new personal finance blogs, because we believe that educating yourself should come from multiple sources.
7 Useful Financial iPhone Apps
Chris Bibey
Do you own an iPhone? If so, you know that there is an app for just about anything you can think of. While some are for fun and pleasure, there are others that can help you financially. Wouldn’t it be great to use your iPhone for more than sports score updates and to find the best restaurant in your city? Because of open-source programming technology, smart phones like iPhone and the Google Android phones allow just about anyone with a knack at mobile programming to develop applications for just about ANYTHING. This gives endless functionality to phones like the iPhone. Let’s take a look at some very useful financial applications to help with everyday financial situations and make life easier for you.
Financial Mistakes I Made When Buying A Home
Chris Bibey
Buying a home is one of the biggest decisions that you will ever make. This affects your personal life, as well as your money in a number of different ways. A couple months ago I purchased my second home. While I am generally happy with the deal I received, there are some things that I could have done better. In other words, I made a few financial mistakes along the way. But, instead of hiding them, I’d like to share them with you so you don’t make the same mistakes that I did. Here are a few mistakes I made that you can avoid with careful planning on your part.
Should You Buy An Extended Car Warranty?
Chris Bibey
If you just test drove a new car and are strongly considering buying it, then you’re probably feeling really good right now. But it’s not going to be long before you are ushered into the finance department to sign the paperwork. It is at this point that you will have to decide whether or not to purchase an extended auto warranty. If you are not expected to be presented with this option, you may find yourself confused. Although it may not seem like it, this is a big decision that will affect you at the time of your purchase as well as for many years to come. Generally speaking, an extended warranty is more or less an insurance policy for your vehicle. If something goes wrong within the warranty period you will not have to pay for the repair. The word “extended” is used because you are buying an additional warranty on top of the basic one that is offered by the manufacturer.
Buying a Computer? Details to Consider
Chris Bibey
tips for buying a computer
Here are five details to consider when shopping for a computer:
5 Tips For Doing Business Remotely
Chris Bibey
Many people travel for business. Some take off for a day at a time; others spend weeks on the road. If you fit into this group, you probably know how important it is to be able to take your business with you no matter where you are headed. Business is becoming more remote, and it’s conducted around the world. It’s important to have the necessary tools and equipment to do business no matter where you are.
Here are five tips to follow if you are interested in taking your business on the road:
How To Save Money When Traveling In Airports
Chris Bibey
As you walk through any airport, you are going to see more than people, bags, and planes. You are going to be presented with the opportunity to take in and purchase everything from food to magazines to clothes and much more. How are you ever going to make it through the “airport mall” without spending any money? Retailers at malls prey on the fact that their goods and services are convenient, so they jack the price up just like a theme park. But with a little planning, you don’t have to spend any money in the airport. Here are three tips that you should keep in mind if you know you will be visiting an airport in the near future:
How To Save Money At Expensive Restaurants
Chris Bibey
Do you often avoid the nicest restaurants in your area because the amount of money it costs for a family of four or a dinner for two is just out of your price range? Although these restaurants may cost more, there are many ways that you can frequent them without breaking your budget. There’s nothing like a great dining experience to celebrate an event or to relax with your significant other. Here are several tips for saving money while dining at a more expensive restaurant:
Personal Finance Round-Up: Travel on a Budget
Money Crashers
With summer rapidly approaching, it is safe to say that many of you are beginning to make vacation plans. But with money tight, getting away in the months to come will be a bit more difficult. Fortunately, there are ways that you can take a great vacation without spending a lot of money. For information on how to do this, check out pieces like: Travel on a Budget at Consumerism Commentary and Teach Your Way Around the World at Wise Bread. There is a wealth of information from personal finance bloggers about how to save money while traveling. The Internet has changed the way we travel, and with so much competition from online travel booking agents, you can always find a great deal to your destination.
4 Reasons to Enroll in Online Master’s Degree Programs to Save Time and Money
Chris Bibey
Are you interested in earning your master’s degree? Many people answer “yes,” but for one reason or another they never act on this desire. There are many reasons for this, ranging from the time that it takes to finish the coursework to the cost of tuition. While it does take time and money to receive a master’s degree, there is a way that you can save in both of these areas. By getting your master’s degree online, saving time and money is more than possible. In fact, it is to be expected. For those who immediately are rejecting this idea and want to go to a “top” school, keep in mind that a lot of the best universities and colleges have online programs as well!
ShareBuilder Review – Discount Broker For Long-Term Automatic Investing
Chris Bibey
Limited Time Offer: Click here and sign up for Sharebuilder to get $50 free!
ShareBuilder is the perfect online brokerage firm for anybody who has never invested or for those who just want to keep things simple. While this industry is crowded, ShareBuilder has done a great job in differentiating themselves from the pack. I’ve been a loyal customer for 3 years and am going to explain why.
ShareBuilder is owned by the same company as ING Direct. For this reason, it may be in your best interest to open an ING Direct online savings or checking account. Why, you may ask? Well, you can link your ING account to your ShareBuilder account for easier, faster transfers.
Five Side Businesses College Students Can Start Now
Chris Bibey
Every college student knows how valuable a few dollars can be. Not only do you need to buy books and school related supplies, you want to have a social life as well. For many college students, this leads to taking a job on campus or at a local fast food joint or grocery store. While these ideas will get you paid, you will have to work the schedule you are given. Along with this, most students find out soon enough that they are not earning nearly as much money as they would like.
Five Ways To Have Free Fun This Spring
Chris Bibey
For many, Spring is the best time of the year. After being cooped up inside during the winter months, you are waiting to get out and enjoy the fresh air. While there are many activities that you can take part in during the spring months, not all of them are free. In fact, some are very expensive. If you are interested in having free fun this spring, the five activities below will be perfect for you. We think that one or more of these will hit home and get you excited about the months to come.
How I Saved $50 Per Month on Auto Insurance
Chris Bibey
If you watch television, you are sure to see many commercials from auto insurance companies. All of them have the same common theme: they can save you the most money on your policy. This leads to the million dollar question. Which company actually offers the best rates? The only way to answer is to do your homework. Fortunately for you, I am going to provide a “cheat sheet” below.
