With more than 10% of Americans unemployed, it goes without saying that millions are in need of financial advice. Managing your money while unemployed is a unique experience. If nothing else, it is much different than the way that you manage your situation when you have a job. Before we go any further, keep this in mind: everybody who is unemployed is in a different position. One person may have no money coming in and no savings and another may be married and have the luxury of relying on another income and an emergency fund until they find a position.
Contrary to what many couples believe, opening a joint bank account is a big financial step. This signifies trust in each other, as well as confidence that the other person is going to act responsibly. Most couples who are interested in opening a joint account are newlyweds. Of course, this is not always the case. If you are in the process of doing this, here are some things to think about:
Buying a home is one of the biggest decisions that you will ever make. This affects your personal life, as well as your money in a number of different ways. A couple months ago I purchased my second home. While I am generally happy with the deal I received, there are some things that I could have done better. In other words, I made a few financial mistakes along the way. But, instead of hiding them, I’d like to share them with you so you don’t make the same mistakes that I did. Here are a few mistakes I made that you can avoid with careful planning on your part.
If you just test drove a new car and are strongly considering buying it, then you’re probably feeling really good right now. But it’s not going to be long before you are ushered into the finance department to sign the paperwork. It is at this point that you will have to decide whether or not to purchase an extended auto warranty. If you are not expected to be presented with this option, you may find yourself confused. Although it may not seem like it, this is a big decision that will affect you at the time of your purchase as well as for many years to come. Generally speaking, an extended warranty is more or less an insurance policy for your vehicle. If something goes wrong within the warranty period you will not have to pay for the repair. The word “extended” is used because you are buying an additional warranty on top of the basic one that is offered by the manufacturer.
Here are five details to consider when shopping for a computer:
Many people travel for business. Some take off for a day at a time; others spend weeks on the road. If you fit into this group, you probably know how important it is to be able to take your business with you no matter where you are headed. Business is becoming more remote, and it’s conducted around the world. It’s important to have the necessary tools and equipment to do business no matter where you are.
Here are five tips to follow if you are interested in taking your business on the road:
As you walk through any airport, you are going to see more than people, bags, and planes. You are going to be presented with the opportunity to take in and purchase everything from food to magazines to clothes and much more. How are you ever going to make it through the “airport mall” without spending any money? Retailers at malls prey on the fact that their goods and services are convenient, so they jack the price up just like a theme park. But with a little planning, you don’t have to spend any money in the airport. Here are three tips that you should keep in mind if you know you will be visiting an airport in the near future:
Are you interested in earning your master’s degree? Many people answer “yes,” but for one reason or another they never act on this desire. There are many reasons for this, ranging from the time that it takes to finish the coursework to the cost of tuition. While it does take time and money to receive a master’s degree, there is a way that you can save in both of these areas. By getting your master’s degree online, saving time and money is more than possible. In fact, it is to be expected. For those who immediately are rejecting this idea and want to go to a “top” school, keep in mind that a lot of the best universities and colleges have online programs as well!
For many, Spring is the best time of the year. After being cooped up inside during the winter months, you are waiting to get out and enjoy the fresh air. While there are many activities that you can take part in during the spring months, not all of them are free. In fact, some are very expensive. If you are interested in having free fun this spring, the five activities below will be perfect for you. We think that one or more of these will hit home and get you excited about the months to come.
If you watch television, you are sure to see many commercials from auto insurance companies. All of them have the same common theme: they can save you the most money on your policy. This leads to the million dollar question. Which company actually offers the best rates? The only way to answer is to do your homework. Fortunately for you, I am going to provide a “cheat sheet” below.