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Christina Majaski
Christina Majaski has written for online and print publications since 2003 on topics related to personal finance, legal matters, parenting, and careers. She lives in the Minnesota tundra, where in her free time she enjoys reading, writing, interacting via social media, and hanging out with her daughter.

9 Best Low APR Interest Credit Cards – Reviews & Comparison

By Christina Majaski

credit cards walletIf you regularly carry credit card balances, it is important that you choose a credit card featuring a low interest rate, rather than a rewards credit card. Rewards cards generally have high APRs, and should only be used by those who can pay off the entire balance each month.

Many low interest options are simple, “plain vanilla” credit cards designed to allow you to make purchases and transfer balances without paying a significant amount of interest. However, some low interest cards buck industry trends and offer small bonuses and rewards programs. Here are a number of the best low APR cards available based both on the rates they charge and the rewards they offer.

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10 Best Gas Credit Cards – Reviews & Comparison

By Christina Majaski

gas pump carWhen choosing a credit card for buying gasoline, it is important to not just consider brand-specific cards, but also general credit cards that provide rewards on other purchases. By doing so, you can get the most bang for your buck. Of course, depending on your situation, a brand-specific card may be your best option – especially if you regularly purchase gas from a qualifying gas station that offers stellar rewards.

Here is a selection of the credit cards that provide the best return on your spending, both brand-specific and general rewards cards.

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10 Best Travel Rewards Credit Cards – Reviews & Comparison

By Christina Majaski

passport travel credit cardsMany of the first rewards cards were credit cards that offered “miles” for purchases, which could be saved and used for purchasing airline tickets. Nowadays, flight restrictions and requirements on travel rewards cards don’t always result in dream vacations.

As a result, many travel rewards cards now award purchases with not only miles, but opportunities for cash back. These options are especially important if you are not a frequent flyer, but still want to carry a travel rewards card. If you fit this description, here are some of the best travel rewards credit cards to meet your needs.

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8 Best Cash Back Credit Cards – Reviews & Comparison

By Christina Majaski

credit card cash pocketAmong rewards credit cards, cash back cards are the most popular. Instead of offering bonuses that can only be redeemed for airline miles or hotel stays, cash back cards reward you for your purchases with actual cash that, for the most part, can be used however you like.

An important factor in determining which cards are the best cash back credit cards is how much cash is received per dollar spent, and whether it is possible to earn enough cash back to compensate for the cost of carrying the credit card. Keep in mind that in order to maximize your earning potential on any reward card, it is recommended that you pay your balance in full each month in order to avoid paying interest on purchases.

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Chase Ink Plus® Business Credit Card Review – 50K Bonus Points

By Christina Majaski

chase ink plus cardThe Chase Ink line of business cards includes the Chase Ink Cash Card - a no-annual-fee card that allows you to earn minimal rewards for business purchases – as well as the Chase Ink Bold and Plus cards, which do charge an annual fee but offer more rewards and bonuses to compensate for it.

If you like the features and benefits of the Bold – which is a charge card, not a credit card – but are not sure you can pay your balance in full every month as required, take a look at the Chase Ink Plus® Business Card, which offers the benefits of a charge card without all the limitations.

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Chase Ink Bold® Business Charge Card Review – 50K Bonus Points

By Christina Majaski

chase ink bold cardOf the business credit cards that are part of the Chase Ink family, the Bold and Plus cards offer the most benefits and reward opportunities. The biggest difference between Bold and Plus is that the Chase Ink Bold is a charge card – not a credit card. Charge cards do not impose credit limits, but they must be paid in full each month.

As a business owner, you need to consider not only which card provides the best benefits and rewards for your business, but whether a credit or charge card would suit your business needs best. This review covers the Chase Ink Bold® Business Card.

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Chase Ink Cash® Business Credit Card Review

By Christina Majaski

chase ink cash cardThe Chase Ink line of business credit cards includes the Ink Bold, Ink Plus, Ink Cash, and Ink Classic. Each has different features, and all are ranked among the top credit cards available for businesses.

The Chase Ink Cash® Business Card offers the opportunity to earn cash back for standard business-related purchases, which, for small businesses, can be a very valuable feature.

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Key Features

  • Sign-up Bonus. As a new cardholder, you earn a $200 bonus cash back reward after spending $3,000 within the first three months of opening your account. This is awarded in the form of 20,000 points, which equal $200.

Chase Ink® Classic Business Credit Card Review

By Christina Majaski

chase ink classicThe Chase Ink® Classic Business Credit Card is part of the Chase Ink family and is very similar to the Chase Ink Cash Business Card, with just a few slight differences. Whether this rewards card is right for your business depends on these differences and how they stack up against other fairly standard business credit cards that provide travel benefits.

The Chase Ink Classic is a no-annual-fee card that rewards business owners for purchases with points that can be redeemed for cash, gift cards, and merchandise.

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Chase United MileagePlus® Explorer Card Review

By Christina Majaski

chase united mileageplus explorer cardThe United MileagePlus® Explorer Card is the new version of the Mileage Plus card – a result, in part, of the 2010 merger of United and Continental Airlines. The merger allowed Continental OnePass cardholders the opportunity to convert frequent flyer miles, and it currently offers a few bonuses that previous cardholders were not able to take advantage of. But did the new Explorer card include enough updates to entice members to remain part of the United MileagePlus program?

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Chase Southwest Airlines® Rapid Rewards® Premier Credit Card Review

By Christina Majaski

chase southwest premier cardSouthwest Airlines offers three credit cards through Chase: the Chase Southwest Rapid Rewards Premier Card, the Chase Southwest Rapid Rewards Plus Card, and the Chase Southwest Rapid Rewards Premier Business Card. Of the two cards available to consumers, the Premier version offers better bonuses and charges no foreign transaction fees, while the Plus version carries a lower annual fee.

Even considering the recent changes made to the Rapid Rewards program, such as offering points based on ticket price rather than number of flights purchased, the Southwest Airlines® Rapid Rewards® Premier Credit Card provides more opportunities to earn points, likely making it a better value for frequent Southwest Airlines customers.

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Chase British Airways Visa Signature® Card Review

By Christina Majaski

chase british airways cardThere is no shortage of airline credit cards that reward travelers with miles and flights. Knowing exactly which of them reward you the most for your purchases, however, is the challenge.

In choosing a rewards-based credit card, you have to consider whether you plan to pay your bill in full each month, how often you intend to use the card, and whether you’re going to earn more in rewards than you have to pay in fees. The British Airways Visa Signature® Card is one of many airline-based credit cards out there – but does it stand out from the pack?

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Chase Marriott Rewards® Premier Credit Card Review

By Christina Majaski

marriott rewards premier cardIf you’re a frequent traveler seeking a credit card that offers hotel rewards rather than cash back or airline miles, you may have noticed that the options are limited. However, the Chase Marriott Rewards and Chase Marriott Rewards Premier are two cards offering some of the best benefits out there.

Although similar in many ways, the Chase Marriott Rewards® Premier Credit Card provides a number of perks that boost it above its counterpart, as well as many other hotel credit cards.

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Chase Marriott Rewards® Credit Card Review

By Christina Majaski

chase marriott rewards cardIf you’re the type of person who rarely (or never) carries a credit card balance, then it makes perfect sense to use a rewards credit card. By paying off your balance in full every month, you can rack up rewards such as cash back or gift cards without paying a cent in interest. However, if you travel frequently, you may benefit more from credit cards that offer travel benefits, such as airline miles or hotel stays, rather than merchandise or cash back.

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Chase Sapphire Preferred® Credit Card Review

By Christina Majaski

chase sapphire preferred cardWhen choosing a travel rewards card, you need to consider your spending habits, how often you plan to use the card, whether you intend to pay the balance in full most months, and how you want to redeem the rewards you receive.

The Chase Sapphire Preferred® Card is a popular choice for frequent travelers – but is it right for you over the regular Chase Sapphire Card and other travel cards?

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Key Features

  • Sign-up Bonus. Earn 40,000 bonus points when you spend $3,000 within the first three months of opening your account. You can earn an additional 5,000 points when you add an authorized user to the account and make a purchase within the first three months. If redeem for travel through Ultimate Rewards, the total sign-up bonus is worth $540.

Chase Sapphire® Credit Card Review

By Christina Majaski

chase sapphire cardThe Chase Sapphire® Card provides many benefits and rewards, but they’re a bit more basic than those of the Chase Sapphire Preferred card.

However, if you are looking for a standard rewards credit card that allows you to earn points for restaurant purchases, as well as for travel purchases made through Chase’s Ultimate Rewards program, you may find the no-annual-fee Sapphire to be perfect for your needs.

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Key Features

  • Sign-up Bonus. You receive a bonus of 10,000 points after spending $500 within the first three months of opening your account.
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