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Christina Majaski
Christina Majaski has written for online and print publications since 2003 on topics related to personal finance, legal matters, parenting, and careers. She lives in the Minnesota tundra, where in her free time she enjoys reading, writing, interacting via social media, and hanging out with her daughter.

Discover it® chrome Credit Card Review – 2% Cash Back on Gas & Groceries

By Christina Majaski

discover it chrome cardDiscover it® chrome is the newest addition to the Discover card family, providing an alternative to its current rewards card opportunities.

Chrome includes many of the benefits that Discover cards are known for, such as low fees and a slightly different reward structure than is standard for cash back on gasoline and grocery store purchases.

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Key Features

  • Fees. There is no annual fee. The balance transfer fee is 3% of the transfer. There is no foreign transaction fee.
  • APR. Discover it chrome has an introductory APR of 0% on purchases and balance transfers for 14 months. After that, the APR is 10.99% to 22.99%, depending on your creditworthiness and variations in the prime rate.

Citi® Diamond Preferred® Card Review – 0% APR for 18 Months

By Christina Majaski

citi diamond preferred cardThe Citi® Diamond Preferred® Card does not offer rewards in the way of cash back or miles, but instead provides the longest 0% introductory APR available. Non-rewards credit cards such as this one provide benefits in the way of savings and elimination of debt rather than cash back or points, and depending on your own financial situation, they may be a better deal.

By transferring existing balances to the Citi Diamond Preferred card with a 0% promotional balance transfer offer, you can gain an additional 18 months to pay off your debt without incurring additional interest charges.

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Citi ThankYou® Preferred Card for College Students Review

By Christina Majaski

citi thankyou preferredThe Citi ThankYou® Preferred Card for College Students offers an opportunity to earn rewards on purchases while establishing a positive credit history. It combines the opportunity to reduce your APR, which was offered by the Citi Forward for College Students (which is no longer available), with the ThankYou rewards program that Citi cards are known for.

This card falls a bit short of being the best all-around credit card for students, but depending on your personal spending habits – especially if the majority of your purchases fall into the dining and entertainment categories – it could still be a great option.

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Discover it® Card for Students with $20 Cashback Bonus – Review

By Christina Majaski

discover itStudent credit cards are designed to assist college students with little or no credit history in getting somewhat of a jump on building their own credit. However, in order to avoid establishing bad spending habits and lifetimes of debt, these cards need to be low-fee, low-interest rate credit cards – which is not always possible with cards that also provide rewards programs. The Discover it® for Students with $20 Cashback Bonus succeeds in addressing these needs.

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Key Features

  • Sign-up Bonus. When you are approved for the Discover it for Students card and make your first purchase within 3 months, you receive a $20 cash back bonus.

TrueEarnings® Card from Costco and American Express – Review

By Christina Majaski

american express trueearnings cardMany credit cards provide rewards for purchases made at supermarkets, but specifically exclude those made at shopping warehouses and superstores.

The TrueEarnings® Card from Costco and American Express (a Money Crashers partner) is an exception. It provides minimal rewards for such purchases, and if you shop frequently at Costco or want to earn cash back on gasoline purchases, you may want to give it serious consideration.

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Chase Ink Plus® Business Credit Card Review – 50K Bonus Points

By Christina Majaski

chase ink plus cardThe Chase Ink line of business cards includes the Chase Ink Cash Card – a no-annual-fee card that allows you to earn minimal rewards for business purchases – as well as the Chase Ink Bold and Plus cards, which do charge an annual fee but offer more rewards and bonuses to compensate for it.

If you like the features and benefits of the Bold – which is a charge card, not a credit card – but are not sure you can pay your balance in full every month as required, take a look at the Chase Ink Plus® Business Card, which offers the benefits of a charge card without all the limitations.

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Chase Ink Bold® Business Charge Card Review – 50K Bonus Points

By Christina Majaski

chase ink bold cardOf the business credit cards that are part of the Chase Ink family, the Bold and Plus cards offer the most benefits and reward opportunities. The biggest difference between Bold and Plus is that the Chase Ink Bold is a charge card – not a credit card. Charge cards do not impose credit limits, but they must be paid in full each month.

As a business owner, you need to consider not only which card provides the best benefits and rewards for your business, but whether a credit or charge card would suit your business needs best. This review covers the Chase Ink Bold® Business Card.

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Chase Ink Cash® Business Credit Card Review

By Christina Majaski

chase ink cash cardThe Chase Ink line of business credit cards includes the Ink Bold, Ink Plus, Ink Cash, and Ink Classic. Each has different features, and all are ranked among the top credit cards available for businesses.

The Chase Ink Cash® Business Card offers the opportunity to earn cash back for standard business-related purchases, which, for small businesses, can be a very valuable feature.

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Key Features

  • Sign-up Bonus. As a new cardholder, you earn a $200 bonus cash back reward after spending $3,000 within the first three months of opening your account. This is awarded in the form of 20,000 points, which equal $200.

Chase Ink® Classic Business Credit Card Review

By Christina Majaski

chase ink classicThe Chase Ink® Classic Business Credit Card is part of the Chase Ink family and is very similar to the Chase Ink Cash Business Card, with just a few slight differences. Whether this rewards card is right for your business depends on these differences and how they stack up against other fairly standard business credit cards that provide travel benefits.

The Chase Ink Classic is a no-annual-fee card that rewards business owners for purchases with points that can be redeemed for cash, gift cards, and merchandise.

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Chase United MileagePlus® Explorer Card Review

By Christina Majaski

chase united mileageplus explorer cardThe United MileagePlus® Explorer Card is the new version of the Mileage Plus card – a result, in part, of the 2010 merger of United and Continental Airlines. The merger allowed Continental OnePass cardholders the opportunity to convert frequent flyer miles, and it currently offers a few bonuses that previous cardholders were not able to take advantage of. But did the new Explorer card include enough updates to entice members to remain part of the United MileagePlus program?

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Chase Southwest Airlines® Rapid Rewards® Premier Credit Card Review

By Christina Majaski

chase southwest premier cardSouthwest Airlines offers three credit cards through Chase: the Chase Southwest Rapid Rewards Premier Card, the Chase Southwest Rapid Rewards Plus Card, and the Chase Southwest Rapid Rewards Premier Business Card. Of the two cards available to consumers, the Premier version offers better bonuses and charges no foreign transaction fees, while the Plus version carries a lower annual fee.

Even considering the recent changes made to the Rapid Rewards program, such as offering points based on ticket price rather than number of flights purchased, the Southwest Airlines® Rapid Rewards® Premier Credit Card provides more opportunities to earn points, likely making it a better value for frequent Southwest Airlines customers.

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Chase British Airways Visa Signature® Card Review

By Christina Majaski

chase british airways cardThere is no shortage of airline credit cards that reward travelers with miles and flights. Knowing exactly which of them reward you the most for your purchases, however, is the challenge.

In choosing a rewards-based credit card, you have to consider whether you plan to pay your bill in full each month, how often you intend to use the card, and whether you’re going to earn more in rewards than you have to pay in fees. The British Airways Visa Signature® Card is one of many airline-based credit cards out there – but does it stand out from the pack?

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Chase Marriott Rewards® Premier Credit Card Review

By Christina Majaski

marriott rewards premier cardIf you’re a frequent traveler seeking a credit card that offers hotel rewards rather than cash back or airline miles, you may have noticed that the options are limited. However, the Chase Marriott Rewards and Chase Marriott Rewards Premier are two cards offering some of the best benefits out there.

Although similar in many ways, the Chase Marriott Rewards® Premier Credit Card provides a number of perks that boost it above its counterpart, as well as many other hotel credit cards.

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Chase Marriott Rewards® Credit Card Review

By Christina Majaski

chase marriott rewards cardIf you’re the type of person who rarely (or never) carries a credit card balance, then it makes perfect sense to use a rewards credit card. By paying off your balance in full every month, you can rack up rewards such as cash back or gift cards without paying a cent in interest. However, if you travel frequently, you may benefit more from credit cards that offer travel benefits, such as airline miles or hotel stays, rather than merchandise or cash back.

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Chase Sapphire Preferred® Credit Card Review

By Christina Majaski

chase sapphire preferred cardWhen choosing a travel rewards card, you need to consider your spending habits, how often you plan to use the card, whether you intend to pay the balance in full most months, and how you want to redeem the rewards you receive.

The Chase Sapphire Preferred® Card is a popular choice for frequent travelers – but is it right for you over the regular Chase Sapphire Card and other travel cards?

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Key Features

  • Sign-up Bonus. Earn 40,000 bonus points when you spend $3,000 within the first three months of opening your account. You can earn an additional 5,000 points when you add an authorized user to the account and make a purchase within the first three months. If redeem for travel through Ultimate Rewards, the total sign-up bonus is worth $540.
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