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Christina Majaski
Christina Majaski has written for online and print publications since 2003 on topics related to personal finance, legal matters, parenting, and careers. She lives in the Minnesota tundra, where in her free time she enjoys reading, writing, interacting via social media, and hanging out with her daughter.

Blue for Business® Credit Card from American Express – Review

By Christina Majaski

american express blue businessThe Blue for Business® Credit Card from American Express is the travel equivalent of the American Express SimplyCash Card. This card provides extra points for travel purchases and an annual bonus for spending. However, it’s questionable whether it stacks up to other business credit cards or travel cards that offer both more earning opportunities on business-related expenses and better options for point redemption.

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Key Features

  • Sign-up Bonus. As a new cardholder, you receive 10,000 bonus points after making your first purchase while enrolled in Membership Rewards within the first 3 months of account opening. This bonus is worth up to $100 in gift cards. You receive the bonus approximately 6 to 8 weeks after the qualifying purchase is made.

SimplyCash® Business Card from American Express – Review

By Christina Majaski

american express simplycash cardThe SimplyCash® Business Card from American Express does exactly what you would imagine it would do: It rewards cardholders with cash back on all purchases in the form of a statement credit. The card also rewards generously for office supply purchases and gas up to an annual cap. Whether this card makes sense for you and your business depends on where you make purchases, how much you spend, and how you feel about American Express.

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Key Features

  • Sign-up Bonus. You get a $250 statement credit after spending at least $3,000 on qualifying purchases within the first 3 months of card membership. In order to qualify for this offer, however, you must be approved for the card by April 28, 2014.

Citi® Dividend Platinum Select® Visa® Card Review

By Christina Majaski

This offer is no longer available.

citi dividend platinum select cardRewards credit cards usually offer either miles, cash back, or points for merchandise or gift cards. The Citi® Dividend Platinum Select® Visa® Card is Citibank’s cash back card, plain and simple. If it looks a bit familiar to you, it may be because this card is practically identical to the Citi Dividend Platinum Select Visa Card for Students, except that it has a sign-up bonus offer and lower APR.

If you’re looking for a credit card that rewards purchases with cash, the Citi Dividend Platinum Select Visa may be worth considering.

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Citi ThankYou® Preferred Card Review – 20K Bonus Points

By Christina Majaski

citi thankyou preferred cardCredit card rewards programs often provide miles, cash back, or points in exchange for purchases made. The ThankYou Points program, included with the Citi ThankYou® Preferred Card, rewards cardholders with points that can later be redeemed for travel, cash back, and merchandise. The Citi ThankYou Points program could be the best rewards program for you – especially if you spend regularly on dining and entertainment.

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Features

  • Sign-up Bonus. You earn 20,000 bonus ThankYou Points after you spend $1,500 in purchases in the first three months of opening the account. These points can be redeemed for cash and merchandise, and are equal to $200 in gift cards or airline travel.

Citi® Platinum Select® / AAdvantage® World MasterCard® Review

By Christina Majaski

citi aadvantage mastercardThe Citi® Platinum Select® / AAdvantage® World MasterCard® is a Citibank card that rewards purchases with airline miles. For diehard fans of American Airlines, there are bonus chances to earn points, as well as great opportunities to redeem flights.

If you are not quite as attached to American Airlines, however, you’re likely to find it difficult to justify the $95 annual fee. Still, if you’re looking for a card that awards airline miles and free flights, you may want to take a look at the Citi Platinum Select AAdvantage World MasterCard.

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Citi® Hilton HHonors™ Reserve Card Review

By Christina Majaski

citi hilton hhonors reserveThere are many hotel rewards cards that provide travel benefits and reward purchases with free hotel stays. The Citi® Hilton HHonors™ Reserve Card is one of these, but it also rewards for other travel-related purchases such as airfare and car rentals.

Although similar to the Citi Hilton HHonors Visa Signature and the American Express Hilton HHonors Surpass cards, the Reserve card manages to stand out a bit ahead of the pack as it offers a sign-up bonus and certain additional benefits.

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Citi® Hilton HHonors™ Visa Signature® Card Review

By Christina Majaski

citi hilton hhonors cardCredit cards offer a variety of rewards, from cash back, to points for merchandise, to airline miles and hotel stays. The Citi® Hilton HHonors™ Visa Signature® Card provides travel rewards to cardholders who frequent Hilton properties, with opportunities to turn purchases into free stays at hotels. With no annual fee and opportunities for multiple free nights at Hilton properties, the Citi Hilton HHonors Visa Signature is one of the best hotel rewards cards available.

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Key Features

  • Sign-up Bonus. You receive 40,000 HHonors bonus points after spending $1,000 on purchases within the first four months of account opening, which is enough for eight nights at a Category 1 property.

CitiBusiness ThankYou® Credit Card Review

By Christina Majaski

citibusiness thankyou cardThe CitiBusiness ThankYou® Card is one of Citibank’s credit cards that targets small businesses and sole proprietors, and offers ThankYou points and rewards in exchange for purchases. Instead of focusing on one specific reward, such as cash back or airline miles, the CitiBusiness card rewards business purchases with ThankYou points which can be redeemed for travel certificates, gift cards, or cash back. The CitiBusiness ThankYou card offers a flexible rewards program and no annual fee.

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Key Features

  • Sign-up Bonus. You receive 15,000 bonus ThankYou Points when you spend $3,000 in the first three months of opening an account, which equals $150 when redeemed for gift cards.

CitiBusiness® AAdvantage® World MasterCard® Review

By Christina Majaski

citibusiness aadvantage world mastercardCredit card issuers have increasingly sought out ways to remain competitive with business credit cards and rewards packages. While some cards focus on rewarding specific business expenses, others choose to focus on travel purchases such as airfare and airline mile redemption.

The CitiBusiness® AAdvantage® World MasterCard® aims to combine business and travel, rewarding both types of expenses with airline miles. Depending on the needs of your business, this combination could be perfect for you.

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Key Features

  • Sign-up Bonus. You are awarded 30,000 AAdvantage bonus miles and two Admiral’s Club one-day lounge passes after making $1,000 in purchases within the first three months of cardmembership. This is enough for a round-trip domestic MileSAAver flight, which can be available for as few as 25,000 AAdvantage miles.

Citi Simplicity® Card Review – 0% APR for 18 Months

By Christina Majaski

citi simplicity cardNot everyone wants a credit card to rack up points or cash back. Sometimes, especially if you’re working on getting out of debt or are unable to pay your balance in full each month, a simple credit card with no annual fee and a low interest rate is a better deal.

The Citi Simplicity® Card is one of those credit cards often referred to as “plain vanilla,” offering benefits that are a bit different from rewards.

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Citi® Dividend® Card for College Students – Review

By Christina Majaski

This offer is no longer available.

citi dividend card college studentsCollege students who are looking for opportunities to build their credit history while earning rewards for their purchases often turn to credit cards specifically targeting students. In exchange for jump-starting a positive credit history, these cards offer rewards for purchases that busy, on-the-go students typically make.

In many instances, such cards result in a positive experience. However, as with any rewards credit card, it is important to make sure you pay your balance in full each month in order to keep finances sound and also to maximize the earning potential of the rewards. This is the case with the Citi® Dividend® Card for College Students.

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Citi Forward® Card for College Students – Review

By Christina Majaski

This offer is no longer available.

Citi Forward® for College Students is a credit card by Citibank designed to help college students build their credit history.

Unlike the Citi Dividend Platinum Select card for students, the Citi Forward card rewards purchases with ThankYou Points rather than cash back, and gives students additional incentive to stay within credit limits and make payments on time.

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Key Features

  • Sign-up Bonus. When you spend $500 with your card within the first three months of opening the account, you are awarded 2,500 bonus ThankYou Points – equal to a $25 gift card.

10 Best Hotel Rewards Credit Cards – Reviews & Comparison

By Christina Majaski

hotel stayThe best hotel credit cards reward purchases with free nights in hotels while also providing extra perks and annual bonuses that make choosing a particular hotel brand more comfortable. Special amenities such as free breakfasts, free room upgrades, and free Internet service – in addition to the opportunities to earn free night stays – often compensate for fees the card may charge. Considering these benefits, hotel credit cards can be worth several hundred dollars.

Of course, not all hotel credit cards are created equal. If you travel frequently, ensure that you get the best possible deal by selecting one of the very best hotel credit cards to earn the most free nights and the greatest perks.

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World MasterCard Review

By Christina Majaski

mastercard logoMany different rewards cards and low-interest credit cards are a part of the World MasterCard network. In addition to MasterCard being one of the most accepted brands worldwide, World MasterCard provides a number of exclusive benefits, services, and perks designed to make your purchasing experience as comfortable as possible.

Below is a list of the various features MasterCard offers cardholders and how it stacks up to the other credit card processing networks.

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Key Features

  • Accepted Worldwide. The MasterCard brand is accepted at more than 32 million locations around the world, which is twice as many locations as many other credit card brands.

Discover it® Credit Card Review – 5% Cash Back Rewards

By Christina Majaski

discover it cardDespite being popular among college students and consumers interested in cash back benefits, the now discontinued Discover More card did have a couple of minor downfalls, including the fact that you could only earn 0.25% cash back on the first $3,000 spent outside of bonus categories. The Discover it® Card just may provide solutions to these issues while still hanging onto one of the greatest benefits of the Discover More card: 5% cash back rewards.

At first glance, the “it” card may seem to have addressed all the disadvantages of its predecessor – but is it in fact the ideal cash back card, or are we looking at yet another credit card that has its own unique set of flaws?

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