Christina Majaski Christina Majaski has written for online and print publications since 2003 on topics related to personal finance, legal matters, parenting, and careers. She lives in the Minnesota tundra, where in her free time she enjoys reading, writing, interacting via social media, and hanging out with her daughter.
The Chase Ink® Classic Business Credit Card is part of the Chase Ink family and is very similar to the Chase Ink Cash Business Card, with just a few slight differences. Whether this rewards card is right for your business depends on these differences and how they stack up against other fairly standard business credit cards that provide travel benefits.
The Chase Ink Classic is a no-annual-fee card that rewards business owners for purchases with points that can be redeemed for cash, gift cards, and merchandise.
The United MileagePlus® Explorer Card is the new version of the Mileage Plus card – a result, in part, of the 2010 merger of United and Continental Airlines. The merger allowed Continental OnePass cardholders the opportunity to convert frequent flyer miles, and it currently offers a few bonuses that previous cardholders were not able to take advantage of. But did the new Explorer card include enough updates to entice members to remain part of the United MileagePlus program?
Southwest Airlines offers three credit cards through Chase: the Chase Southwest Rapid Rewards Premier Card, the Chase Southwest Rapid Rewards Plus Card, and the Chase Southwest Rapid Rewards Premier Business Card. Of the two cards available to consumers, the Premier version offers better bonuses and charges no foreign transaction fees, while the Plus version carries a lower annual fee.
Even considering the recent changes made to the Rapid Rewards program, such as offering points based on ticket price rather than number of flights purchased, the Southwest Airlines® Rapid Rewards® Premier Credit Card provides more opportunities to earn points, likely making it a better value for frequent Southwest Airlines customers.
There is no shortage of airline credit cards that reward travelers with miles and flights. Knowing exactly which of them reward you the most for your purchases, however, is the challenge.
In choosing a rewards-based credit card, you have to consider whether you plan to pay your bill in full each month, how often you intend to use the card, and whether you’re going to earn more in rewards than you have to pay in fees. The British Airways Visa Signature® Card is one of many airline-based credit cards out there – but does it stand out from the pack?
If you’re a frequent traveler seeking a credit card that offers hotel rewards rather than cash back or airline miles, you may have noticed that the options are limited. However, the Chase Marriott Rewards and Chase Marriott Rewards Premier are two cards offering some of the best benefits out there.
If you’re the type of person who rarely (or never) carries a credit card balance, then it makes perfect sense to use a rewards credit card. By paying off your balance in full every month, you can rack up rewards such as cash back or gift cards without paying a cent in interest. However, if you travel frequently, you may benefit more from credit cards that offer travel benefits, such as airline miles or hotel stays, rather than merchandise or cash back.
When choosing a travel rewards card, you need to consider your spending habits, how often you plan to use the card, whether you intend to pay the balance in full most months, and how you want to redeem the rewards you receive.
Sign-up Bonus. Earn 40,000 bonus points when you spend $3,000 within the first three months of opening your account. You can earn an additional 5,000 points when you add an authorized user to the account and make a purchase within the first three months. If redeem for travel through Ultimate Rewards, the total sign-up bonus is worth $540.
The Chase Sapphire® Card provides many benefits and rewards, but they’re a bit more basic than those of the Chase Sapphire Preferred card.
However, if you are looking for a standard rewards credit card that allows you to earn points for restaurant purchases, as well as for travel purchases made through Chase’s Ultimate Rewards program, you may find the no-annual-fee Sapphire to be perfect for your needs.
There are a number of reasons why the Chase Freedom® Card is commonly referred to as “the king of cash back cards.” It’s the first card to give consumers control over the rewards they earn and the spending that brings those rewards. For this reason alone, the Chase Freedom card has become not only the leader of the pack, but the trendsetter in cash back rewards credit cards.
To maintain its reputation and remain competitive, Chase strives to introduce new and better benefits for its Freedom cash back card – but is it still king?
The Citi ThankYou® Premier Card offers a rewards program designed to benefit those who travel frequently, and it provides a sign-up bonus that could more than cover the annual fee for a number of years. However, depending on your spending habits and preferences, it may fall short from being a truly competitive travel rewards card relative to other rewards cards that also offer an introductory APR and a lower annual fee.
Carrying an American Express charge card provides you with many benefits, including no preset spending limit, the avoidance of paying interest on purchases, and the many benefits associated with being part of the American Express family.
The Platinum Card® from American Express (a Money Crashers partner) carries one of the highest annual fees for all credit or charge cards. While it’s considered one of the most prestigious cards, the question remains: Are the benefits provided worth the high annual fee?
The Blue for Business® Credit Card from American Express (a Money Crashers partner) is the travel equivalent of the American Express SimplyCash Card. This card provides extra points for travel purchases and an annual bonus for spending. However, it’s questionable whether it stacks up to other business credit cards or travel cards that offer both more earning opportunities on business-related expenses and better options for point redemption.
Sign-up Bonus. As a new cardholder, you receive 10,000 bonus points after making your first purchase while enrolled in Membership Rewards within the first 3 months of account opening. This bonus is worth up to $100 in gift cards. You receive the bonus approximately 6 to 8 weeks after the qualifying purchase is made.
The SimplyCash® Business Card from American Express (a Money Crashers partner) does exactly what you would imagine it would do: It rewards cardholders with cash back on all purchases in the form of a statement credit. The card also rewards generously for office supply purchases and gas up to an annual cap. Whether this card makes sense for you and your business depends on where you make purchases, how much you spend, and how you feel about American Express.
Rewards credit cards usually offer either miles, cash back, or points for merchandise or gift cards. The Citi® Dividend Platinum Select® Visa® Card is Citibank’s cash back card, plain and simple. If it looks a bit familiar to you, it may be because this card is practically identical to the Citi Dividend Platinum Select Visa Card for Students, except that it has a sign-up bonus offer and lower APR.
If you’re looking for a credit card that rewards purchases with cash, the Citi Dividend Platinum Select Visa may be worth considering.
Credit card rewards programs often provide miles, cash back, or points in exchange for purchases made. The ThankYou Points program, included with the Citi ThankYou® Preferred Card, rewards cardholders with points that can later be redeemed for travel, cash back, and merchandise. The Citi ThankYou Points program could be the best rewards program for you – especially if you spend regularly on dining and entertainment.
Sign-up Bonus. You earn 20,000 bonus ThankYou Points after you spend $1,500 in purchases in the first three months of opening the account. These points can be redeemed for cash and merchandise, and are equal to $200 in gift cards or airline travel.
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