As of 2010, Americans owed almost $1 trillion on revolving lines of credit, and $68 billion of it was past due. On top of that, 13% of all Americans currently carry more than $10,000 in credit card debt.
However, everyone’s situation is a little different. If yours is not that bad, you may benefit from a simple online budgeting tool, such as Mint.com. If your debts are more significant, however, consider a service such as SpringCoin, a simple, easy-to-use debt management tool that can help streamline your finances and provide a path out of personal debt.