About · Press · Contact · Write For Us · Top Personal Finance Blogs
Featured In:
David Bakke
David started his own personal finance blog, YourFinances101, in June of 2009 and published his first book on ways to save more and spend less called "Don't Be A Mule..." Since then he has been a regular contributor for Money Crashers. He lives just outside Atlanta, GA and most all of his free time is taken up by his amazing three year old son, Nicholas.

Top 10 Worst Retail Store Company Policies To Be Aware Of When Shopping

By David Bakke

Shopping When caught up in the rush of holiday shopping, it’s easy to make quick decisions about gifts or travel without the normal amount of thought. Whether you have a lot to do, you want to finish fast, or you just love to give the perfect gift, there’s something about this time of year that makes us all a little less responsible with our purchases.

Since most of us will do a great deal of shopping in the coming days, I’ve decided to list some not-so-consumer-friendly retail policies. In my opinion, this list is comprised of the ten worst-of-the-worst when it comes to your holiday retail nightmares. If you haven’t done your due diligence for holiday purchases, hopefully this will recommend some second thought.

Click to continue reading...

Checking Influence Review – See How Your Spending is Wielding Political Influence

By David Bakke

When it comes to deciding exactly where we spend our money, there are two types of people: those who care about the political affiliations of companies they do business with, and those who don’t.

If you’re in the first category and want to be aware of the political activity of various companies, there’s a great new tool that can help you easily find this information. And even if you didn’t care to know previously, try it out. It could give you some interesting insights that I’m sure you didn’t know about before.

Click to continue reading...

Woot! Deals Review – Find the Best Deal of the Day

By David Bakke

woot logoI do a great deal of my shopping online, and I also have a side business which entails finding deals on online shopping sites and reselling. I’ve had a look at a multitude of daily deals and group buying sites out there, and frankly, I have not been impressed with very many of them. They all have a variety of drawbacks, whether it be the products they offer, their prices, their shipping times, or their return policies. In general, I’ve learned that you need to be very careful when shopping at these websites, to make sure you are actually getting a “deal.”

Click to continue reading...

LivingSocial Review – Best Daily Deals Online, Right Where You Live

By David Bakke

livingsocial logoLivingSocial is a website dedicated to giving you the best deal on a variety of different restaurants and activities, all right in your own neighborhood.

The website is organized by geographic location, so if you sign up to get their deals, you’ll only receive opportunities for discounts near where you live.

How It Works

The difference between LivingSocial and some other “deal of the day” websites like Woot.com is that it does not sell products. Rather, what it offers are more like gift certificates at a discount. If you sign up for the daily email, you’ll get one deeply discounted offer per day from a local business. If you find a deal to your liking, you just click on that deal, and you are emailed a link to your voucher within one business day. It’s a very simple process. Below is a sample deal from today for NYC Uptown:

Click to continue reading...

Logo Mojo Review – Logo Design and Brand Identity to Set You Apart From The Rest

By David Bakke

logo mojoThis post brought to you by Logo Mojo. All opinions are 100% mine.

A high-quality, creative logo is imperative for anyone trying to effectively market and grow their small business. Logos are the first thing people notice – particularly for online businesses – so it’s vital that your logo be original and make a memorable first impression. Logo Mojo, a website that specializes in logo design for small businesses, understands that and has a staff of in-house designers whose job is to come up with a professional, effective logo that is just right for you.

Click to continue reading...

Credit Sesame Review – Free Credit and Debt Management Tool

By David Bakke

credit sesame logoWhen it comes to getting a loan for just about anything, whether it is for education, debt consolidation, a mortgage, or anything else, how do you know that you’re getting the best deal? How do you know that a lender has your best interests in mind? It’s kind of hard to trust the “big banks” these days, or, frankly, anybody else for that matter.

To help find a solution to these questions, I took a close look at a fairly new service called Credit Sesame, and it seems that it really succeeds in putting many of these doubts to rest. And it does it for free.

Click to continue reading...

5 Cost Effective Traditional Thanksgiving Dinner Menu Ideas

By David Bakke

fast thanksgiving dinnerAs Turkey Day hosts, we often stress over how to save money on the Thanksgiving Day dinner menu and making sure all of our guests are happy and well fed. But the one aspect of the day that is often overlooked is the host!

I think it’s unfair how the host almost always misses out on all of the fun and socializing of Turkey Day because he or she is in the kitchen all day. Well, I’ve come up with 5 tips and strategies that should minimize your time in the kitchen this Thursday, keep your stress level in check, and allow you to do a little more enjoying and a little less working. If you’re not hosting a dinner this year, maybe you could pass on these ideas to the host of whichever dinner you’re attending!

Click to continue reading...

5 Effective Time Management Tips, Techniques, and Skills You Need to Master

By David Bakke

how to save time at workI will start off this article with a simple premise: The more time you have, the more money you can make. I think this can be applied to everyone’s professional lives and to a lot of personal lives as well. Anyone who has a second business that they work at in their off time to earn passive income can attest to that. And professionally speaking, I think it is common knowledge that if we had more “time” at work, we would in fact make more money.

Click to continue reading...

5 Shopping Tips For Black Friday Deals & Doorbusters – How to Stay Focused in the Madness

By David Bakke

black friday shoppingIf you’re trying to get a game plan together for how you’re going to get everything you need on Black Friday and survive, you already know it’s not going to be easy. You can expect long lines and you can expect some unruly customers. I think we can all agree on that. So it goes without saying that you need to be prepared. However, in my opinion, there is a right way and a wrong way to go about your Black Friday shopping. To help you out, I have put together a list of 5 tips and strategies that hopefully will make your Black Friday adventure a little less stressful and little more productive:

Click to continue reading...

6 Small Business Mistakes and Reasons Why Most Entrepreneurs Fail

By David Bakke

why do entrepreneurs failThese days, I am almost tired of reading about all of the “overnight” success stories of entrepreneurs on the Internet. “Man invents new and improved widget, makes $40 million in his first year…” or “How I became a millionaire before the age of 20…”

Don’t get me wrong, I am happy for those people and it is a key part to one of the cornerstones of this country – American ingenuity. But, my problem with these stories is that a lot of the entrepreneurs try to sugarcoat their journeys and make them seem easier than they were.

Click to continue reading...

How To Find & Buy the Best Cheap Laptop Computer Deals

By David Bakke

how to find cheap laptopsIn the past, we talked about how to choose a laptop. The points of the article ran the gamut from understanding the various laptop specifications to finding the best price.

In this article, I want to focus specifically on how to get the best deal on your laptop, an area in which I have a lot of experience.

As a sort of an impromptu side business, I sell laptops for a living. I do not proclaim to know everything there is to know about laptops, but what I can tell you is that I have been buying them from various places over the past few years and reselling them, some at a considerable profit.

Click to continue reading...

Swagbucks Review – Is Swagbucks a Scam or Legit?

By David Bakke

Limited Time Offer: Click here and sign up for Swagbucks using sign-up code MONEYCRASHERS to get 70 free Swagbucks to start off with.

I must say that when I first went to the Swagbucks website, I was a little confused and somewhat skeptical. It mentioned things like being a “premier rewards site” and a leading online search engine. But if they were a search engine, then how does one generate the rewards from? And why have I never heard of them? Well, it turns out that Swagbucks is indeed pretty legit.

Click to continue reading...

Interview: US News’ Kimberly Palmer, Author of Generation Earn

By David Bakke

I recently had a chance to have a conversation with Kimberly Palmer, author of Generation Earn, and writer for the US News. What an insightful, personable, and refreshing interview! I could tell after only a few minutes that Kimberly has combined both her personal experiences in “life” and extensive knowledge in personal finance to formulate her opinions. And some of her answers may surprise you! I’ve included an excerpt of the interview below:

Click to continue reading...

5 Tips On How To Effectively Use Twitter For Business and Personal Success

By David Bakke

alternative uses for twitterOK, so we all know that we can find out what the hottest movie start had for breakfast this morning on Twitter. Personally, I find this type of information on the nauseating side. A lot of the stuff that I see on Twitter is an absolute waste of time to me. Also, I think that Twitter has run its course in a lot of ways as a marketing avenue. I mean, sure, it is an option and can be an effective tool, but trust me, it takes a long time to build up a list of followers and the “return on investment”is quite low.

Click to continue reading...

What Is Divorce Insurance Coverage?

By David Bakke

One of the latest products to be rolled out by the insurance industry is divorce insurance. Yes, you heard me correctly, divorce insurance. The question is, what exactly is it and should you consider it?

Is Divorce In Your Future?

First of all, let’s be clear on one thing. Divorce insurance is not something you should consider if you are currently in a divorce proceeding or if you think that divorce may be on the horizon for you. It’s not that simple. If it were, I think that people would be signing up left and right for it.

Click to continue reading...

The content on Money Crashers is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers.
Advertising Disclosure: We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.
Links monetized by VigLink