We recently had the honor of conversing with J. D. Roth, creator of the incredibly successful personal finance blog Get Rich Slowly. In just five short years, J.D. has managed to build a following of roughly 85,000 readers! J.D.’s story is a fairly simple one, but one that rings true to us all. He found himself deep in debt, and finally, one day, decided to do something about it. He parlayed this story into a wildly popular personal finance blog, and recently authored his first book on the subject, entitled Your Money: The Missing Manual.
I think it’s safe to say that almost all of us have paid our bills online or have done some kind of online shopping. I recently had a chance to look at a website that goes a long way in making these experiences faster, easier, and less stressful.
The website is called Billeo. It has a Bill Pay Assistant that allows you to simplify and organize your online bill paying process, a Shopping Assistant that auto fills all of your payment details and shipping information, a Password Assistant that saves all of your online passwords, and finally, an Offer Assistant that tags your search results with special offers and discounts. I personally do almost all of my shopping online, and it seems like Billeo was designed just for me!
By David Bakke
When caught up in the rush of holiday shopping, it’s easy to make quick decisions about gifts or travel without the normal amount of thought. Whether you have a lot to do, you want to finish fast, or you just love to give the perfect gift, there’s something about this time of year that makes us all a little less responsible with our purchases.
Since most of us will do a great deal of shopping in the coming days, I’ve decided to list some not-so-consumer-friendly retail policies. In my opinion, this list is comprised of the ten worst-of-the-worst when it comes to your holiday retail nightmares. If you haven’t done your due diligence for holiday purchases, hopefully this will recommend some second thought.
When it comes to deciding exactly where we spend our money, there are two types of people: those who care about the political affiliations of companies they do business with, and those who don’t.
If you’re in the first category and want to be aware of the political activity of various companies, there’s a great new tool that can help you easily find this information. And even if you didn’t care to know previously, try it out. It could give you some interesting insights that I’m sure you didn’t know about before.
I do a great deal of my shopping online, and I also have a side business which entails finding deals on online shopping sites and reselling. I’ve had a look at a multitude of daily deals and group buying sites out there, and frankly, I have not been impressed with very many of them. They all have a variety of drawbacks, whether it be the products they offer, their prices, their shipping times, or their return policies. In general, I’ve learned that you need to be very careful when shopping at these websites, to make sure you are actually getting a “deal.”
Anyone who has been through a divorce can probably agree on the fact that the emotional, financial, and sometimes even physical toll that it takes on you can be devastating. Learning how to “visit” with your children can be a very difficult adjustment and learning to live alone again can be hard as well. In fact, the cost of a divorce can hit you like a ton of bricks. For these and many other reasons, it can be very easy to lose sight of everything else in your life, such as work and friendships.
By David Bakke
LivingSocial is a website dedicated to giving you the best deal on a variety of different restaurants and activities, all right in your own neighborhood.
The website is organized by geographic location, so if you sign up to get their deals, you’ll only receive opportunities for discounts near where you live.
How It Works
The difference between LivingSocial and some other “deal of the day” websites like Woot.com is that it does not sell products. Rather, what it offers are more like gift certificates at a discount. If you sign up for the daily email, you’ll get one deeply discounted offer per day from a local business. If you find a deal to your liking, you just click on that deal, and you are emailed a link to your voucher within one business day. It’s a very simple process. Below is a sample deal from today for NYC Uptown:
By David Bakke
This post brought to you by Logo Mojo. All opinions are 100% mine.
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By David Bakke
When it comes to getting a loan for just about anything, whether it is for education, debt consolidation, a mortgage, or anything else, how do you know that you’re getting the best deal? How do you know that a lender has your best interests in mind? It’s kind of hard to trust the “big banks” these days, or, frankly, anybody else for that matter.
To help find a solution to these questions, I took a close look at a fairly new service called Credit Sesame, and it seems that it really succeeds in putting many of these doubts to rest. And it does it for free.
As Turkey Day hosts, we often stress over how to save money on the Thanksgiving Day dinner menu and making sure all of our guests are happy and well fed. But the one aspect of the day that is often overlooked is the host!
I think it’s unfair how the host almost always misses out on all of the fun and socializing of Turkey Day because he or she is in the kitchen all day. Well, I’ve come up with 5 tips and strategies that should minimize your time in the kitchen this Thursday, keep your stress level in check, and allow you to do a little more enjoying and a little less working. If you’re not hosting a dinner this year, maybe you could pass on these ideas to the host of whichever dinner you’re attending!
I will start off this article with a simple premise: The more time you have, the more money you can make. I think this can be applied to everyone’s professional lives and to a lot of personal lives as well. Anyone who has a second business that they work at in their off time to earn passive income can attest to that. And professionally speaking, I think it is common knowledge that if we had more “time” at work, we would in fact make more money.
If you’re trying to get a game plan together for how you’re going to get everything you need on Black Friday and survive, you already know it’s not going to be easy. You can expect long lines and you can expect some unruly customers. I think we can all agree on that. So it goes without saying that you need to be prepared. However, in my opinion, there is a right way and a wrong way to go about your Black Friday shopping. To help you out, I have put together a list of 5 tips and strategies that hopefully will make your Black Friday adventure a little less stressful and little more productive:
These days, I am almost tired of reading about all of the “overnight” success stories of entrepreneurs on the Internet. “Man invents new and improved widget, makes $40 million in his first year…” or “How I became a millionaire before the age of 20…”
Don’t get me wrong, I am happy for those people and it is a key part to one of the cornerstones of this country – American ingenuity. But, my problem with these stories is that a lot of the entrepreneurs try to sugarcoat their journeys and make them seem easier than they were.
By David Bakke
In the past, we talked about how to choose a laptop. The points of the article ran the gamut from understanding the various laptop specifications to finding the best price.
In this article, I want to focus specifically on how to get the best deal on your laptop, an area in which I have a lot of experience.
As a sort of an impromptu side business, I sell laptops for a living. I do not proclaim to know everything there is to know about laptops, but what I can tell you is that I have been buying them from various places over the past few years and reselling them, some at a considerable profit.
By David Bakke
I must say that when I first went to the Swagbucks website, I was a little confused and somewhat skeptical. It mentioned things like being a “premier rewards site” and a leading online search engine. But if they were a search engine, then how does one generate the rewards from? And why have I never heard of them? Well, it turns out that Swagbucks is indeed pretty legit.