I just finished reviewing the identity theft solutions product TrustedID. They offer practical identity theft solutions to protect individuals, families, and businesses. They also offer the industry’s most comprehensive protection regarding your personal information. What I immediately liked about TrustedID is the word “proactivity.” So many other sites out there that either claim to offer protection or claim to monitor your credit only do so in an “after the fact” sense. Meaning, they don’t do much about preventing identity theft, they can only help you once it’s already occurred. TrustedID offers more and that’s a big reason they are highly-touted and have received some great reviews. The website offers three basic products:
When it comes to medical expenses, you probably think that there aren’t too many ways that you can save money. Other than choosing the best and most efficient health care program for you and your family, what can you really do? Well, I recently had a few unexpected trips to the doctor’s office and I came up with three simple ways that one can save on medical expenses. Personally, I do one of these very well and two of them I don’t do well at all. The ones that I don’t do well have cost me significant amounts of money in the recent past.
Recently, I have had to begin to do my own shopping for clothes. That is, without the advice or help of a woman. To me, that stinks. I’ll be honest with you. I have no fashion sense whatsoever. I don’t know what looks good on me and what doesn’t. But I do realize that I need to make the proper efforts to ensure I am not walking around looking like a fashion fool. I try not to be vain about what I wear or who I’m trying to impress, but I think the way you carry and present yourself in the professional world still does matter, and I should be mildly in tune with that reality.
So you’re about to go on your summer vacation and you’ve decided to visit a tourist destination that you’ve never been to before. You want to have a good time but you also don’t want to have to break the bank to do it. So the question is: How do you find cheap entertainment while visiting somewhere you’ve never been before? It’s a safe bet that all of the “mainstream” attractions are going to be expensive. So, rather than blowing all your money on all of these things, why not mix in a little budget entertainment?
I recently had the pleasure of reviewing the coupon/deals site CouponCactus.com. They offer coupons to over 3,700 stores, helping you save money every time you shop online. Additionally, they have a cash back feature which allows you to get additional savings back in cash for all purchases made through their site.
Before I begin, I just want to say that I am no stranger to online shopping. In another business endeavor of mine, I do a great deal of online shopping. There are a wealth of so-called “coupon sites” out there. I am here to tell you that Coupon Cactus seems to be head and shoulders above the rest.
The word “de-clutter” is all over the place. I’m not even sure it was a word until recently. “De-clutter” your house. Get rid of all your junk. ”De-clutter” your life. Live more simply. And the beat goes on. Then I began to think. What if that concept were applied to our “financial house”? Isn’t it just as important to get rid of all your financial “crap” as well? The more bank accounts, credit cards, and bills you have, the more complicated your finances get, and you begin to lose track of it all. Once you do this, you’ll start finding yourself missing payments, paying late charges, paying for interest on credit cards, and getting frustrated VERY quickly.
In a continuing series, what I am trying to do with the Five Minute Money Manager is to show you ways that you can impact your personal economy by taking up very little time. Most can be done in five minutes or less. A great deal of them involve changing our behaviors, and a behavior that is very near and dear to a lot of us is…driving aggressively.
When it comes to student loans, the landscape has certainly changed. Lenders who used to be major players in the game have disappeared, and the rules governing consolidation aren’t the same anymore. Is consolidation right for you? The answer may not be as easy as it seems, but hopefully we can help you navigate those waters. The average student loan debt in this country is right around $23,000, and only about 19% of 2009 college graduates are employed at their time of graduation.
What Does Student Loan Consolidation Mean?
The term “start your own business” used to be one of the most intimidating concepts on the planet for me. The phrase “You can never get rich by working for someone else” has always been very appealing. I just had no idea how to do it and I was scared to death to even try. I thought it involved thousands of dollars in startup costs, making no money at first, and possibly losing everything I have. I feared failure, I feared the unknown, and I feared financial risk.
I have been living what you would call a “frugal” lifestyle for a little over a year now. I try to save wherever I can, whenever I can. But at some point in time you will have to draw a line. That is, a line that marks where frugality ends and where unethical behavior begins. You probably know what I’m talking about. You come across ways that could save you money, but may not necessarily be ethical or even legal. So where do you draw the line? Let’s define the line that I have drawn for myself. Because when it comes down to it, if you have no morals or ethics, you could probably save a lot more money than you are right now.
I don’t know what’s worse–getting my electric bill in the summer or my gas bill in the winter. The Simple Dollar has The Real Reason Your Summer Energy Bills Are So High. The cost of cooling my home just seems to skyrocket in the summer months. Find out some great and not-so-obvious tips on staying cool and still keeping your utility bill in check from The Simple Dollar. The Internet is filled with talented writers who are always coming up with great new topics for personal finance articles. As we do once a week, we’d like to share with you the best of what we’ve found out there in terms of great posts from our friends in the personal finance world:
I was recently able to spend a good bit of time going through the myFICO site. Here you can get your most up to date FICO score for only $15.95. But the site offers much more than just your score. They have several other “tabs” on their home page that provide you with everything from a variety of products related to monitoring and protecting your FICO score to the latest in low interest credit cards.
FICO Score Defined
I spend every possible spare minute that I can with my three year old son. And it never ceases to amaze me the amount of special treatment that he gets. Sure, it is probably standard treatment for all children, but he just always seems to get all the freebies and extras that life has to offer at his age. An extra scoop of ice cream for his ice cream cone, extra sprinkles on that cone, free stickers and suckers from the bank and the post office, balloons from the grocery store, and the list seems to go on forever. Sometimes after a day of errand running, you’d think it had been his birthday or something. So I began to compare his life of virtual bliss and excess to the stark reality of my financial life. Boy, what a difference there is. I soon came to the conclusion that regarding all things financial, you’re just not a kid anymore…
The concept of starting your own business can be an intimidating one. The fear of failure, funding start up costs, and many other reasons probably come to mind why NOT to start one. Actually, there is also a long list of great reasons TO start one, and now could be the perfect time to do it. I currently work a regular job, and have two of my own businesses that I run on the side. My days are full, but I still have plenty of time for my friends and family. As one who put off the idea of starting my own business for far too long, I thought it might be helpful to outline for you some of the best reasons that I see why now is a great time for you to start your own business: