Money Crashers has been around for about four years now, so all of my close friends and family know about my passion for personal finance, and I get quite a few questions from close friends and family about their own finances. I really don’t mind helping the ones closest to me. Most of the “advice” that I give is common sense, and I don’t get too technical with my recommendations, because I’m not licensed properly to give certain financial advice. Flexo, from Consumerism Commentary, recently ran an article about how to handle requests for financial advice. I really liked his advice about being careful to jump into financial conversations with acquaintances such as co-workers, and I also liked that he advised not to lend money to friends or family to solve their financial problems, because usually the problem isn’t money. The problem is the decisions they make and the bad financial habits they’ve formed. If you’ve never checked out Consumerism Commentary, it’s one of the top personal finance sites that I’ve been following since 2006.