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Heather Levin
Heather Levin is a freelance writer based in Detroit, MI. She's passionately committed to living green, saving money, and helping others do the same in their life.

5 Things You Shouldn’t Waste Your Money On

By Heather Levin

All of us want to save money right now. And hopefully, as we climb out of the recession we’ve been in the past few years, we’ll keep up with these good habits we’ve developed out of necessity.

After I bought my first house in 2007, I was gripped by a burning desire to save money (my first mortgage statement had a lot to do with that!). And my desire to cut back on my spending increased with the difficult recession, leading me to find some creative ways to save.

In this post, I want to share with you five things I’ve stopped wasting money on:

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Is Lasik Surgery Worth The Cost?

By Heather Levin

If someone asked you what the best money you ever spent was, would you know the answer?

I would. For me, the best money I ever spent was on my Lasik eye surgery three years ago. The $2,500 I spent on my eye surgery has paid off a million times over in quality-of-life improvements and not having to buy glasses.

But not everyone agrees. For others, Lasik isn’t worth the investment. The high cost and slight risk for complications makes the price too high.

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How to Buy Quality Clothing on a Budget

By Heather Levin

Just one look in my closet and you’ll think I spend all my money on clothing.

It’s not that it’s stuffed full of clothes. In fact, the opposite is true; I have fewer clothes than most people. But the clothes I do have are high-quality, mostly designer pieces.

I didn’t always used to be this way. Like many people, I’d see a cool shirt at Target, or a $5 flannel at Wal-Mart and I’d pick it up for something new to wear. I’d even try clothes swapping parties to save the most money. But most of the time, after a dozen washes, the seams would be frayed or a hole would be forming in my clothes.

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Why Downsizing Your Home Can Save You Money

By Heather Levin

Just this week I trimmed down my living space by at least 1,000 square feet. I went from a suburban home with tons of storage to a downtown city loft with practically none. It was one of the best decisions I ever made and my life has become not only so much simpler, but also way more inexpensive!

What many people don’t realize is that downsizing and decluttering can really save you a lot of money. In addition, downsizing and decluttering can make your life considerably more stress-free.

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Natural Homemade Shampoo Recipes – How to Make Organic Hair Shampoo

By Heather Levin

Have you ever thought about making your own shampoo?

I know, I know. With the dozens, if not hundreds, of commercial shampoos available to us, why bother making our own, right?

Well, before I get into exactly how to make your own shampoo, I want to stress the reasons why you should consider this option in the first place:

Benefit #1: Saving Money

Like with most things, homemade shampoo is far cheaper than commercial bought shampoo. Especially if you have a larger family, making your own shampoo is going to save money for you.

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Surviving, and Thriving, on a Fluctuating Income

By Heather Levin

Business DeskAs a full-time freelance writer, my income resembles the peaks and valleys of the Rocky Mountains. I have months where I’m flooded with cash, and others where I’m scrambling to find work.

Yes, it’s the¬†glamorous¬†world of commercial writing.

If you’re like me and live on a fluctuating income, then you know how hard it can be to manage your money. How can you possibly create a budget when your income may swing 50% or more from month to month? How do you plan your savings when you have no idea what you’ll be earning next week?

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5 Reasons to Cancel Cable And Stop Watching TV

By Heather Levin

Did you know that according to Nielson’s most recent study, the average American watches 4 hours and 49 minutes of TV every day?

Think about that. That’s almost 5 hours of television. Every day. It was this thought that made me change my views on TV. So what did I do?

I’m Not Crazy, But Yes, I Ditched My TV…

People can hardly believe it when I tell them I don’t have cable anymore. Besides the fact that it was eating up my life, I also realized there are plenty of ways to get cheap entertainment without a cable subscription.

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What You SHOULD Spend Extra On When You Have a Baby

By Heather Levin

If you’ve just discovered you’re about to have a baby, then you might be feeling a bit overwhelmed, especially if it’s your first. You’ve got to get a stroller, a crib, a diaper bag, changing table, and about five million other things.

Having a baby is a wonderful experience for parents. But it’s also very expensive. New parents often scramble to save money wherever they can, and with good reason. Buying used items and hand-me-downs is a great way to lessen the cost of having a new baby. But sometimes spending mon

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Why Defining Your Perfect Day Can Change Your Life

By Heather Levin

Do you ever stop to think about what you really want in life?

I’m not talking about that new pair of shoes you saw at the mall last weekend, or that crazy trip to Cancun you want to take with your friends over Christmas.

I’m talking about the kind of life where you wake up filled with joy and purpose. The kind of life where you’re doing work that’s meaningful and exciting. The kind of life that is perfectly “you” in every way.

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5 Things You SHOULDN’T Be Buying In Bulk

By Heather Levin

I’ll be the first to admit that I have a love/hate relationship with Costco.

On an intellectual level, I know I’m saving money when I go there to buy bulk foods. And they do have products I like. But on an emotional level? My trips to the giant wholesale store rank on the same level as root canals and mall shopping on Christmas Eve.

In other words, I go as rarely as I can. Come on, I know some of you are in the same boat as me!

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11 Baking Soda Uses And Substitutes To Save You Money

By Heather Levin

If I had to write up a short list of household products I couldn’t live without, baking soda might very well sit atop at #1.

The reason is because baking soda is amazing. This is one of those products that has so many uses I can’t fit them all into one post. I have saved a lot of money since I started using baking soda around the house because I’m not buying a variety of products any more. I just use baking soda.

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