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Heather Levin
Heather Levin is a freelance writer based in Detroit, MI. She's passionately committed to living green, saving money, and helping others do the same in their life.

Real vs. Fake Artificial Christmas Tree Types (Facts & Comparison) – Which Should You Buy?

Heather Levin

Did you know that the first artifical Christmas trees were actually made in the early 1930′s by a company called Addis Brush? They were in the business of making toilet scrubbers and brushes. So, the first fake trees were really nothing more than gigantic, green toilet bowl scrubbers. Imagine that! It’s pretty funny to think about now.

Since their invention, artificial trees have continued to gain widespread popularity. In 2007 alone, almost 18 million were sold here in the U.S. That should hardly be surprising especially in tough economic times. It’s commonly believed that buying an artificial Christmas tree saves money. You invest the money once, and use the tree year after year. Plus, you help the environment by saving a tree from being cut down.

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11+ Uses for Vinegar You Need to Know About

Heather Levin

household uses for vinegarWhen I buy vinegar, I buy it in bulk from Costco. Why on earth do I need that much vinegar, you ask?

Because vinegar, like baking soda uses, is one of those miracle products that I use for dozens of different things. I use it  to can vegetables, to clean my house, to remove stains – it’s a truly amazing, versatile, and eco-friendly product.

The wonderful thing about vinegar is that, because it can be used in so many different ways, you really will save money by using it. You don’t need 5 or 10 different household cleaners – you just need two.

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stickK Review – Would You Put Money on the Line to Achieve Your Goals?

Heather Levin

Setting a goal to runHow many of you have set a goal, only to find yourself crashing and burning a few months, or weeks, into the effort?

Perhaps it was a goal to stick to your budget, train for a marathon, lose weight, quit smoking…

Yeah, I’m raising my hand too. I could write a lengthy list of all the goals I have set but haven’t met in years past. Not meeting a goal is not only dispiriting, but it often lowers your confidence about setting and meeting future goals. I know it sure has for me.

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7 Frugal Life Skills to “Do It Yourself” and Save Money

Heather Levin

Hand sewingHave you ever added up how much you spend every year getting your car’s oil changed? Or, how much you’ve spent on fresh vegetables, gourmet jam, or having your pants hemmed?

Chances are, it’s a fair amount.

I recently stopped to think about all the products and services I pay for, that I could be doing myself. My oil changes are a good example. I spend around $90-$120 per year paying a mechanic to change my oil. That’s something I could easily do myself for a small fraction of that cost.

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How to Prepare Your Home & Car for Winter Storms, Blizzards & Snow Emergencies

Heather Levin

Winter snowstormI’m no fan of winter, but there’s nothing quite like a good old fashioned snowstorm. The blustery wind, the drifts of snow, the weather forecaster’s announcements about “the storm of the century”…it always gets me excited!

While snowstorms can be fun, however, they can also be dangerous, especially when you’re caught unprepared, or on the road. For instance, the snowstorm that hit the Midwest last month (November 2010) caused over 400 traffic accidents in Minnesota and 2 deaths in Wisconsin. Many people who were caught in Washington, D.C.’s “storm of the century” last winter were stranded on the highway for 30 hours or more before they were dug out. In fact, Popular Mechanics reports that 70% of winter storm fatalities occur in automobiles.

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Seasonal Affective Disorder (SAD) Symptoms & Treatment – 8 Frugal Ways to Beat Winter Depression

Heather Levin

It’s that time of year again — the days get shorter and the temperature heads south, which is probably exactly what you’d like to do. Productivity drops, you’re tired and just can’t seem to get it together. These are some of the symptoms of Seasonal Affective Disorder (SAD), and if you suffer from them, you might be looking at the calender with a sense of dread.

What is SAD?

Seasonal Affective Disorder is a form of depression that occurs mainly during the winter months. Some people call it the “winter blues” or “winter doldrums,” but psychologists have identified SAD as a true depresssive condition.

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7 Tips on How to Prepare Financially and Survive Unemployment or Job Loss

Heather Levin

Job lossMost of the time, people don’t know in advance that they’re going to lose their job. The news comes as a complete, and unwelcome, surprise.

But what if you did have some advance warning that your job was about to come to an end? Perhaps you’re a contract worker and your responsibilities are almost fulfilled. Maybe your organization has given notice that layoffs are coming. Or perhaps you are ready to voluntarily leave your job to start your own small business or pursue a dream.

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5 Unique & Frugal Christmas Holiday Gift Ideas That Help Save Money

Heather Levin

Black Friday, Cyber Monday, and the surrounding months are all about shopping for cheap holiday gifts. But this year, instead of just looking out for ways to save money this holiday season for yourself, why not give gifts that actually help your loved ones save money on gifts as well?

Here are 5 of my favorite inexpensive, money-saving gift ideas that are sure to spread joy, as well as financial well-being:

1. The Kill-A-Watt Energy Monitor
The U.S. Department of Energy reports that up to 20% of our utility bill pays for what is called “phantom load.” Phantom load (also called vampire power) is energy that’s sucked away when your devices (laptops, DVD players, microwaves) are off, but left plugged in.

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Potluck Dinner Ideas – How to Swap Dinner Meals & Dishes with Families in Your Neighborhood

Heather Levin

Casseroles are easy to make for a dinner swapIt’s 6:30 p.m and I still haven’t even decided what to make for dinner. And I have such little time too!

I’m sure you’ve been there too. No matter how many times we make a menu, buy in bulk, and plan ahead, there are going to be days or even weeks when we just can’t get it together to make a healthy meal for dinner.

What happens then?

Well for me, this usually means takeout Chinese food, which is definitely not a healthy or frugal option.

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How to Prevent Home Burglary – 8 Ways to Reduce the Risk of Someone Breaking Into Your House

Heather Levin

Last week, thieves broke into my dad’s home and stole his TV, his laptop, and a whole bunch of other stuff. Most of the items, luckily, are easily replaced. And he wasn’t home at the time, which is the biggest blessing.

What can’t be as easily replaced, however, is the sense of security and peace of mind he had before the break-in. Coping with the emotional whiplash from the robbery has been more time-consuming and mentally draining than handling the police reports and insurance adjusters.

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How to Use Less and Save on 5 Common Household Products

Heather Levin

Save on Household CleanersHave you ever read the directions on the back of your laundry detergent? You know, where it says “Use 2/3 cup for heavy loads, 1/2 cup for lighter loads,” and so on.

The problem with these directions, and with a lot of the products we use daily, is that when we follow the “recommended use” directions, we end up using way more than necessary. Of course companies are going to tell us to use more than we need to! After all, the more product we use, the faster we run out, which means the more we buy.

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5 Dealer Tricks to Avoid for Car Rentals – Best Cheap Rental Car Deals

Heather Levin

Last week I had to rent a car for a long trip. And if I hadn’t done my research beforehand, the car rental clerk would have scammed and sweet-talked me into spending a lot more than I needed to.

In fact, she was using such hard-sell tactics that, at times, I felt like I was buying the darn thing.

Car rental companies frequently advertise rock-bottom rates on sites like Expedia and Hotwire. But when you go in to pick up your car and finalize your reservation, they have a whole magic bag of tricks they use to scare you, and lull you, into spending more.

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5 Frugal Gourmet Food And Cooking Ingredients On A Budget

Heather Levin

I have a recipe for Mile-High Banana Pudding that I’ve been wanting to try for months. And this recipe is like the Gold Medal Winner of Banana Puddings. But it calls for 2 vanilla beans…

Have you ever priced vanilla beans at the store? You might as well be buying gold. Vanilla beans are outrageously expensive. And my stubbornness over these prices has kept me from making this fabulous recipe.

That was all until I discovered a crafty way around the problem. I discovered that I didn’t have to pay the grocery store’s absurd prices to get those beans.

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7 Frugal Tips For How To Entertain Guests At Your House For The Holidays

Heather Levin

Here’s the scenario: you’ve got your Aunt Edna, Uncle Frank, and your three cousins coming for the holidays. Plus, your parents have been subtly hinting they’d like to come stay as well.

You’re trying to be excited about having so much time with your family, but you can’t help but think about how much this is going to cost. With guests, tntertainment costs increase exponentially, utilities shoot up, and it becomes almost impossible to save money on grocery bills.

The good news is that with a little preparation, houseguests don’t have to be as expensive as you might think. Here are 7 strategies to help you budget for your houseguests:

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13 Frugal Home Budgeting Tips You’ve Probably Never Heard Of

Heather Levin

When it comes to frugal tips, there are some old tricks that have been practiced for a long time.

For instance, one of the many uses for baking soda is as a cleaning substitute to wash your countertops. Or, to give new life to your grungy sponges, you simply pop them in the microwave with some vinegar and lemons. Finally, using egg cartons instead of buying expensive indoor greenhouses is one of the many home gardening tips to save money on your gardening.

As I mentioned, many of us are already doing or have heard of many of these ideas that helping with saving money and living a greener life.

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