6 Ways to Prepare for Rising Gas Prices – $5 Per Gallon Gas Coming Soon?

gas pump car moneyIf you missed the NPR feature with former Shell Oil president Jon Hofmeister, then you might not have heard his prediction that we could be facing $5 per gallon gas here in the U.S. The story was also featured on major news outlets like Fox News, CNN and NBC News.

I know, it’s enough to make your eyes glaze over. All of us can still remember how tough it was in 2008, when a gallon of gas hit $4 (at least, it did here in Michigan).

So what’s going to happen if the experts are right, and we really do see $5 per gallon gas?

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7 Ways to Maximize Your Commute Time to Work

commute book readingAccording to Time Magazine, most Americans spend an hour a day commuting to and from work. When traffic is bad, however, you could end up sitting in the car for much longer. And in some parts of the country, such as West Virginia, New York and California, there are extreme commuters: people who spend three or four hours a day (or more) commuting.

That’s a lot of time. It’s time you could be using to do something to invest in yourself, start a business, or simply relax. Yes, I did just use the word relax when referring to commuting.

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How to Detect, Test For, and Get Rid of Mold In Your Home – Beware of Mold Exposure Symptoms

moldy brick wallThanks to the efforts many Americans have been making to tighten up their homes and appliances, homes are more energy efficient than ever. Not only does this movement benefit the environment, but it also benefits people’s pocketbooks as well.

However, there’s one gray lining to this silver cloud: ultra-sealed, environmentally friendly homes are seeing an increase in mold.

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Sick at Work? How to Prevent Germs From Spreading in Your Office Cubicle & Desk

germs in cubicleHave you ever given much thought to your cubicle at work? If you’re like most people, the answer is probably “no.” You go to work, do your thing, and then come home.

Well, that desk you sit at and eat at every day is probably one of the germiest, dirtiest things you come into contact with on a regular basis. Think I’m kidding? According to Discovery Health, the average desk contains about 400 times more germs than a toilet seat.

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How to Talk to Your Parents About Making a Family Will

reading living willA few weeks ago I was talking to my dad about a friend of his who had recently passed away. The friend hadn’t left a will for his family, which included several children and step-children. As a result, the family was in a tense situation, sorting through possessions and unsure who had a right to what.

Of course, this sad story naturally led me to ask my dad if he had written a will. Suddenly, the conversation came to a screeching halt. The tension inundated the room, and he said he hadn’t gotten to it yet. Then, he quickly changed the subject.

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10 Tips to Save Money When Buying Good Wine

Red wineIf you’re pinching pennies, then buying wine for dinner might not be high on your list of priorities. My husband and I are also on a budget right now, but we’ve made room in our spending enough to have wine every night at dinner.

Why?  Well, obviously we love drinking wine (or we wouldn’t be spending the money on it). Having a glass of wine with dinner is almost a ritual at our house, and I’d be sad if we had to cut it out.

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New Amazon Kindle 3 Review – Is the Book Reader Worth the Money?

amazon kindle 3I have very few possessions that I treasure, mainly because I’m just not that attached to physical things. But without a second thought, I would put my Amazon Kindle into that very elite group of items I could not live without.

The price has come down considerably since the Kindle first came out. It’s now at, what I consider to be, an affordable $139. But many people are still wondering: is it worth the money? And perhaps even more importantly: could the Kindle save you money?

Well, the answer to that question depends on several factors.

Advantages

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Kiva Microfinance Loans – Consider Loaning Money to Entrepreneurs in Developing Countries

Kiva lendeeMeet Esthere Uwamahoro. She’s 33 years old, married with two children, and lives in Kigali, Rwanda. She’s in the spare parts business, and she needs some help.

In short, she needs a micro-loan to help expand her business. Her hope is that if she has the money to buy more spare parts, she’ll have a wider selection to offer her customers. She wants her business to be successful so that she’ll be able to make more money for her family.

Normally, 99.99% of us would never hear about Esthere’s plight. How could we? We’re half way around the world.

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Catalog Choice Review – How to Stop Junk Mail from Coming to Your House

Are you sick of getting a stack of catalogs in the mail? Are you tired of having a gigantic Yellow Pages book dumped on your front porch every few months?

Join the crowd. Junk mail is a serious problem in the US. Over 100 million trees are cut down to create our junk mail. According to Do Not Mail, that’s the equivalent of cutting down the entire Rocky Mountain National Park – every year.

Plus, we get over 10 billion pieces of unwanted junk mail a year – and that’s just in the United States. We’ll spend, on average, 8 months of our lives dealing with all this junk mail.

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