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Jacqueline Curtis
Jacqueline Curtis is an experienced style expert, and she focuses on getting high fashion on a tight budget. She writes for several online publications, including her own fashion blog, How Not to Dress Like a Mom, and specializes in fashion, finance, health and fitness, and parenting. Jae grew up in Toronto, Canada, but now resides in Utah with her husband, two kids, and prized shoe collection.

7 Bad Clothes Shopping Habits to Break Now

By Jacqueline Curtis

shoppingA love-hate relationship with shopping is all too common. Spending hours at the mall or scooping up deals online can be a fun treat on occasion, but your spending habits can get completely out of control if you’re not careful. For some people, shopping has the same endorphin-inducing effect that comes from exercise or falling in love – some people just can’t say no. Shopping can also become a bit of a crutch, especially if you use those new clothing and accessories as a way to combat negative emotions.

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9 Tips to Save on Women’s Plus-Size Fashion & Clothing

By Jacqueline Curtis

plus size clothesThe plus-size fashion industry raked in more than $16.2 billion in revenue, and if you wear plus-size clothes, you know the cost of fashion all too well. Unfortunately, plus-size fashion is often priced at a premium, making it difficult to stay within your personal budget. According to the CDC, the average American woman has a waist circumference of 37.5 inches and a dress size of 14, which is typically considered plus size. It’s clear that more and more of the population is demanding that plus-size fashion be offered to the masses at a decent price.

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7 Ways to Shop for a Cause This Holiday Season

By Jacqueline Curtis

shopping for a cause‘Tis the season for cooking, baking, laughing, singing, and of course, shopping. After all, what is the holiday season for if not the joy of giving?

Whether you’re picking up a present for your mom or for your significant other, much of November and December is dedicated to finding, purchasing, and giving the perfect present. In fact, the annual Consumer Reports Holiday Poll found that the average person spends $437 over the holidays.

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How to Create a Holiday Budget – 8 Ways to Save More Money During Christmas Season

By Jacqueline Curtis

holiday savingsIs it me, or do the holidays seem to creep up quicker each year? One minute, you’re carving your Halloween pumpkin, and the next, you’re battling crowds for the last video game console for your nine-year-old son. Yes, it’s getting to be that time of year again. And while the holidays might conjure images of juicy turkeys, family time, and carol-singing, they may also bring to mind something less festive: crushing credit card debt.

According to the American Research Group, the average American family plans to spend more than $800 on gifts alone for the holiday season. And 37% of Americans use their credit cards to fund their holiday spending.

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10 Timeless, Fashionable Pieces of Clothing All Women Should Own

By Jacqueline Curtis

clothes shoppingOne of the most common fashion shopping tips for building a great wardrobe is to base it on timeless foundation pieces, and then add trendier clothes each season. Unfortunately, while that advice represents a great place to start, it’s not always clear what those “foundation” pieces actually are. Investing in your wardrobe is great, but it’s crucial to know exactly what to buy.

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7 Ways to Get Discount Designer Clothes for Less

By Jacqueline Curtis

fashionWhen it comes to fashion, having Prada tastes on a Gap budget can leave you wistfully flipping through the pages of “Vogue” feeling green with envy. Designer fashion definitely doesn’t come cheap, especially when looking at big-ticket items such as coats, shoes, and handbags.

But just because your budget doesn’t allow for Gucci doesn’t mean you can’t have any designer brands in your closet. In fact, with some resourceful tips, you can still nab some of your favorite designer brands – just without paying the ultra-high prices.

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Simple Tips to Save Money at Halloween – Decorations, Food, Costumes & Trick-or-Treating

By Jacqueline Curtis

halloweenThough the holiday season in December is generally the costliest time of the year for many families, the expenses of Halloween can be surprisingly immense. Buying Halloween costumes, candy, special accessories, decorations, and treats for school events can seriously bust your bank account.

The biggest problem is that many people don’t budget for Halloween as they would for Christmas or Easter. Instead, Halloween purchases are often unexpected and made at the last minute.

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Is High-End Designer Makeup Worth It? – 7 Things to Consider

By Jacqueline Curtis

makeupAccording to Statista, the cosmetics industry in the United States is expected to have close to a whopping $59 billion in revenue in 2014. From mascara to nail polish, lip gloss to eyeshadow, there’s no shortage of products to spend your hard-earned money on. And temptation is everywhere. Whether you’re buying a pair of shoes at the department store or picking up a prescription at the drugstore, you’re bound to be faced with racks and racks of cosmetics offerings.

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5 Financial Lessons From “The Real Housewives” Franchise

By Jacqueline Curtis

the real housewivesDon’t say that reality TV never taught you anything. Like much of television-obsessed America, I’ve watched the trial of Joe and Teresa Giudice with great interest. “The Real Housewives of New Jersey” stars were accused of an entire slew of financial crimes, from mortgage fraud to tax fraud. Unfortunately, these are not even the first legal woes to befall “The Real Housewives” families.

A closer look reveals a pattern to their financial demise. And, while it’s certainly not the main reason viewers tune into the shows, they can learn a thing or two about money by watching the financial train wrecks that have occurred in New York, Orange County, Los Angeles, Atlanta, and New Jersey.

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8 Common Misconceptions About Working From Home – Is It Right for You?

By Jacqueline Curtis

wahmI quit my full-time office job back in 2006 after having my first child, and have been working from home ever since. I love it. It offers me maximum control over my schedule and allows me to keep my skills sharp while doing something I love.

However, while it’s a perfect fit for me, working from home is not necessarily ideal for everyone. By understanding the truth behind the most common misconceptions of this nontraditional lifestyle, you can decide whether making the switch is right for you.

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7 Tips to Transition Your Summer Wardrobe to Fall Clothing Fashion

By Jacqueline Curtis

fall clothesAh, autumn. It comes with pumpkin spice lattes, cooler temperatures, and the onset of the holiday season, so what’s not to love? Well, if you have a pretty tight clothing budget, the change in seasons might not be all that welcome. You were fine with your breezy dresses and standard-issue flip-flops, so what happens when the weather starts to cool off and you’re expected to start wearing shoes again?

Don’t fret if the changing window displays at your favorite stores remind you that you’re not ready for fall. Chances are that you have the foundation for a great autumn wardrobe already in your closet. By adding a few key pieces and wearing your summer staples in different ways, you can mitigate a frugal clothing budget.

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6 Tips to Buy Ethical Clothing & Fashion on a Budget

By Jacqueline Curtis

ethical shoppingIn the fashion industry, there’s a term for retailers that sell piles of clothing for rock-bottom prices: fast fashion. Just like “fast food,” it’s cheap and quick, but it doesn’t always make you feel great after you’re done. While fast fashion can fill up your closet with discount goods, the process by which it’s manufactured may not always be ethical.

In 2013, the retail fashion industry was rocked when a Bangladeshi garment factory collapsed, leaving 1,129 workers dead and another 2,500 injured. It was no secret that foreign garment workers churn out shirts, dresses, suits, and scarves for low wages, but this tragedy highlighted another problem – terrible and downright dangerous working conditions.

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9 Ways to Make Your Clothes Look More Expensive & Fashionable

By Jacqueline Curtis

fashionWith the beginning of fall comes New York Fashion Week (NYFW), a showcase of every new trend, must-have designer, and, of course, exorbitant prices. But let’s face it: The average American woman isn’t spending a cool $3,000 on a pair of Christian Louboutin boots, no matter how much the fashion magazines crow about their fall faves.

However, even if you have Michael Kors tastes but live on an Old Navy budget, it doesn’t mean you have to feel bad about your non-NYFW clothes. In fact, I maintain that spending a ton of money on trends that will only last a season isn’t only unwise, it’s also a poor use of closet space. Instead, it’s possible to score high fashion based on purchasing clothes that look expensive, but don’t cost more than your budget will allow.

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6 Tips to Stop Being Ashamed of Your Debt and Take Control

By Jacqueline Curtis

debtWhat would you be more embarrassed to shout from the rooftops: your weight or your credit score?

For the general public, the answers are pretty surprising. The National Foundation for Credit Counseling conducted a poll asking participants to finish this sentence: “I’d be most embarrassed to admit my…” And respondents made it clear that debt shame in the United States is worse than even diet shame. A whopping 37% of people answered that their credit card debt was the most embarrassing, followed by 30% of respondents admitting they wouldn’t want to fess up to their credit score. Weight made only 12% of people sweat, and came in a distant third place.

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8 Habits to Avoid When Teaching Kids Financial Responsibility

By Jacqueline Curtis

kids and moneyIf you have children, you might feel responsible for teaching them everything they need to know. I have two young children, and am constantly helping them work on their math skills, pushing them to read more, and reminding them to practice whichever sport they’re playing that month. But as parents, it’s our actions that say far more than any words of instruction or encouragement we might offer.

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