About · Press · Contact · Write For Us · Top Personal Finance Blogs
Featured In:
Jacqueline Curtis
Jacqueline Curtis is an experienced style expert, and she focuses on getting high fashion on a tight budget. She writes for several online publications, including her own fashion blog, How Not to Dress Like a Mom, and specializes in fashion, finance, health and fitness, and parenting. Jae grew up in Toronto, Canada, but now resides in Utah with her husband, two kids, and prized shoe collection.

8 Unique Gift Ideas for Someone Who Has Everything

By Jacqueline Curtis

giftWe all know someone who simply has it all. My husband is a prime example: If he wants something, he goes out and buys it, leaving me scrambling for gift ideas when it comes time for special occasions.

Whether it’s a car accessory, the latest tech gadget, or new clothes, people who already have everything don’t leave a lot of choices for well-meaning gift givers. The trick to getting the perfect presents for the people who have it all is to think up things they wouldn’t purchase on their own – and that can be a challenge.

Click to continue reading...

8 Different Types of Friends Who Are Bad for Your Finances

By Jacqueline Curtis

friendsYou love hanging out, but there’s always that one person in your social group who wants to talk about what’s in your wallet. Whether it’s constantly asking about your financial status or pressuring you to blow your budget, financial “frenemies” can have a serious impact on your bottom line. When friends negatively affect your spending habits, it might be time to make a change or lay down a few social ground rules when it comes to talking about money.

Click to continue reading...

What to Write in a Thank You Card – 4 Tips for Proper Etiquette

By Jacqueline Curtis

thank-you noteIt seems as if the world has almost forgotten the art of letter writing. The Pew Research Center found that 75% of cellphone owners text, which means you’re probably more likely to get a birthday note from a friend on your smartphone – not in your mailbox. Although communication has become overwhelmingly digital, there are still times when a personal handwritten note is much more appropriate.

Click to continue reading...

6 Ways Retailers & Stores Track Your Spending Habits – How to Protect Your Personal Data

By Jacqueline Curtis

data trackingIn the children’s tale “Hansel and Gretel,” the two titular children leave a trail of breadcrumbs to find their way out of the forest and back home. And when you’re shopping in certain stores, you might be leaving your own little breadcrumbs behind for retailers to track your spending – even if you don’t intend to.

But this isn’t child’s play – some retailers carefully track shopping habits as a way to offer new products, learn more about their customers, and even adjust prices. Both brick-and-mortar and online retailers have systems in place to scour for useful information that increases their chance for revenue.

Click to continue reading...

8 Unique & Offbeat Valentine’s Day Date Ideas on a Budget

By Jacqueline Curtis

valentine's dayWhen Valentine’s Day approaches, we’re all hit with a barrage of commercials for restaurants, flowers, lingerie, and even edible bouquets. But if you’re short on cash, the idea of a pricey dinner and a movie night may not have you feeling the love.

Let’s face it: The usual date for Valentine’s Day isn’t exactly groundbreaking. As such, all of the restaurants in town are likely to be crowded – and good luck finding a good seat at the movie theater. So, what if, instead of spending your special day waiting for a table and rushing to get to the cineplex, you did something a little offbeat? You can fight fewer crowds, save yourself some coin, and impress your Valentine with something refreshingly different.

Click to continue reading...

Best Skin Care Tips & Products on a Budget – For All Skin Types

By Jacqueline Curtis

skincareIf you’ve ever needed to purchase skin care products from any drugstore, you know they can cost a fortune. Even brands that tout themselves as lower-priced options can have you forking over $20 for a tube of moisturizer.

What I’ve found to be the most effective skin care treatment plan is actually a combination of DIY treatments and frugal skin care options – not pricey department store products that promise a lot and deliver a little. Of course, everyone’s skin is different, so yours might not respond to the lotion that your friend raves about. Determining proper skin care requires a bit of trial and error, but with enough experience and understanding of ingredients, you can create a skin care routine that benefits your unique tone and type.

Click to continue reading...

9 Clever Clothing Hacks That Save You Money on Your Wardrobe

By Jacqueline Curtis

clothesBuying clothes can be both a necessary evil and an expensive pastime. Annual American spending on clothing and accessories tops $250 billion, with global spending at $1.2 billion, according to data compiled by Statistic Brain. Chances are, if you’re an average American, a portion of your paychecks goes to clothing, shoes, and accessories. After all, you can’t show up to work wearing your old ripped jeans.

But what if instead of lining the pockets of clothing designers, manufacturers, and retailers, you kept more cash in the bank while giving your clothes new life? Instead of getting rid of damaged garments and buying something new, see if the stuff in your closet can be fixed, altered, or repurposed.

Click to continue reading...

8 Ways to Make the Most of Thrift Store Clothing Finds

By Jacqueline Curtis

thrift store shoppingThe case for thrift store shopping is a strong one: You can score great pieces on the cheap while doing your part to help your community and decrease your own environmental impact.

But while thrift shopping might make you feel your best, secondhand clothes don’t always make you look your best. Clothes that are worn, faded, out-of-season, and just plain cheap can give your secondhand secret away.

Therefore, it is important that you do your best to make the most of your thrift store finds. By ensuring that you select quality pieces and take proper care, you can fool anyone into thinking that you bought your outfit at the mall, just like everyone else.

Click to continue reading...

7 Dangers of Wearing High Heels – Tips for Comfort

By Jacqueline Curtis

high heelsThe high heel wasn’t originally created as an accessory to wear with pencil skirts. In fact, according to Ancient Origins, the first heels – as depicted on a 9th century Persian bowl – were created for male horse riders as a way to stop their feet from slipping from stirrups. Of course, at some point in the 1600s, women adopted the trend and the rest, as they say, is history. From tiny kitten heels to sky-high platforms, high heels have been a staple in female wardrobes for centuries.

Click to continue reading...

10 Men’s Wardrobe Essentials – Classic Clothes Every Guy Should Have

By Jacqueline Curtis

well dressedThough styles shift now and then as the times change, the characteristics of a well-dressed man generally remain classic. Of course, not every man has the essential pieces in his closet.

From a well-cut suit to the perfect polo, your wardrobe might be in dire need of a few pieces that can make it truly timeless. By investing in those essential items, you can ensure that you’re well-dressed and outfitted for just about any occasion.

Click to continue reading...

8 Products With the Highest Price Markups – How to Avoid Them

By Jacqueline Curtis

markupThere are some instances in which you can’t help but to pay a premium for a product or service. In fact, paying more sometimes nets you better quality, faster service, or the best care.

But savvy consumers know that you don’t always get what you paid for. Unfortunately, sometimes you get a lot less.

Click to continue reading...

What to Wear to Work – Tips for 4 Types of Office Dress Code Policies

By Jacqueline Curtis

dressing professionally for the officeSkirt or slacks? Tights or bare legs? Sandals or pumps? These are the questions you might find yourself asking each morning as you select work attire. And, depending on the dress code your company enforces, you could be spot on – or woefully off-base in your fashion choices.

According to a survey by Salary.com, only 55% of workplaces have a dress code. If your new employee orientation didn’t cover it, contact HR to ask about the official policy. Even if your orientation manual tells you to dress “business casual,” though, what exactly does that mean? What is acceptable – and what isn’t?

Click to continue reading...

8 Ways to Add Accent to Your Outfit Combinations for $50

By Jacqueline Curtis

wardrobe updateWe’ve all been there: pawing through a perfectly adequate wardrobe and still feeling like there’s nothing to wear. One day, you love your current collection of duds, and the next, you’re completely bored by every single option. Sure, a new wardrobe in this season’s “it” colors, fabrics, and styles would help inject some life into anyone’s closet, but it would also cost a small fortune. So, you have a choice – wear something old, or splurge on something new.

Click to continue reading...

How to Better Organize Your Makeup – 5 Essential Tips

By Jacqueline Curtis

makeupWhen you’re totally obsessed with beauty products, buying and sampling the latest goods isn’t the problem – it’s trying to store them all. My makeup drawer is overrun with beauty products, from old standby favorites to impulse buys I don’t even like anymore. Sound familiar?

Though it’s just a short, afternoon project, organizing your makeup drawer can result in major benefits. Not only can it help you save time when searching for your favorite lipstick, it can also save you money: When you know what you have on-hand, you can avoid purchasing duplicates.

Click to continue reading...

6 Fashion Rules to Ignore to Save Money on Clothes

By Jacqueline Curtis

shoppingIt’s one thing to consider yourself fashionable, but it’s another thing to stubbornly follow so-called “fashion rules” despite a tight personal budget. Sure, “Vogue” might promise that pastels are hot this season, but you don’t need to follow every industry trend and rule to be considered fashionable.

From an industry standpoint, so-called rules are typically put in place to entice you to spend more money. After all, if it was deemed acceptable to wear white after Labor Day, you might not be as anxious to invest in darker colors come September.

Click to continue reading...

The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.