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Jacqueline Curtis
Jacqueline Curtis is an experienced style expert, and she focuses on getting high fashion on a tight budget. She writes for several online publications, including her own fashion blog, How Not to Dress Like a Mom, and specializes in fashion, finance, health and fitness, and parenting. Jae grew up in Toronto, Canada, but now resides in Utah with her husband, two kids, and prized shoe collection.

6 Ways to Spend Your Expiring Airline Travel Rewards Miles

By Jacqueline Curtis

redeeming rewardsThanks to websites that scour the Internet for the best deals, many people simply select the cheapest flight available that fits their needs. While you can definitely find some amazing deals this way, it also means you’re likely to rack up airline reward miles with several different carriers – with no way to consolidate them for a free flight. Fortunately, this dilemma is not without solution. Even if you can’t get a free flight, there are several ways to spend your rewards points before they expire.

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Prepaid Debit Cards for Teens – Smart Idea or Financial Fail?

By Jacqueline Curtis

debit cardI remember when I received my first credit card offer. I was 18 and fresh out of high school and, frankly, I was flattered that Visa thought I was responsible enough for a card. Of course, I know now that pretty much every 18-year-old receives credit card offers, but at the time I couldn’t wait to get my own. I signed up and was later mailed my shiny card, which came with a $1,500 credit limit.

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8 Tips for Multigenerational Families – Living With Parents When You Have Kids

By Jacqueline Curtis

multigenerational familyI live in a fairly established area with a lot of retirees, and it seems that every week I hear about a family whose adult kids are moving back in, sometimes with grandchildren in tow. And the phenomenon is not just limited to my neighborhood – the AARP estimates that 5.8 million kids currently live in their grandparents’ homes.

I’m no stranger to the condition myself – I moved in with my in-laws briefly while our house was being constructed, complete with a dog and a newborn baby. Moving back home with your parents after college can be tough, but living with parents when you’re grown and you have a family of your own is a different scenario altogether.

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6 Tips to Teach Your Kids Responsibility & Work Ethic

By Jacqueline Curtis

doing chores togetherHave you ever been struck with the mentality that if you want something done right, you have to do it yourself? I know I have – and it’s usually when I’m with my kids. I love them, but house cleaners and garden-weeders they are not. Most of the time, I’d rather occupy them with a movie while I do the chores myself, lest I spend hours on cleaning the bathroom with my “helpers” at hand.

However, while doing all that stuff yourself might save time and yield a better result, it doesn’t exactly teach your kids the value of hard work.

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How to Save Money on Popular Summer Activities for Kids

By Jacqueline Curtis

summer funI love my usual routine. When my kids are in school, I send them off to the bus and settle down to work. Of course, during the summer it’s a completely different story. Instead, I find myself scrambling to find ways to keep my kids entertained, and more often than not, completely blowing my budget to pay for summer activities. Without a firm plan or routine in place, I find myself overspending on museums, amusement and water parks, movie theater tickets, and whatever else will get my kids out of the house and cooled off during the summer.

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7 Psychological Triggers That Cause Spending – How to Deal With Them

By Jacqueline Curtis

shopping spreeDuring the month of April, I decided to go on a “shopping diet” – so for the entire month, I didn’t buy a stitch of clothing. While this might seem like a cinch for some of you, for shopaholics like me, it was a huge wake-up call. Not only did I save a ton of money, but I was also able to see how often I shopped as a reaction to outside stimulus. Bad day at work? I had the urge to shop. Worried that I might miss a sale? I had the urge to shop. Bored? Oh yeah, I definitely got the urge to shop.

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6 Ways to Change an Outfit Quickly With Accessories & Clothes

By Jacqueline Curtis

clothesHave you ever been caught unaware by an event or appointment that you completely forgot about? It happens to me roughly three times per week. There I am, having lunch with friends or kicking back at the park with my kids, and suddenly, I remember that I had a Skype appointment with a client, or I forgot it was parent-teacher conference night. Since I don’t actually carry my entire wardrobe in my car – as much as I want to – I’ve all-too-often found myself racing home for a quick change or just showing up and hoping my kid’s teacher doesn’t notice that I’m dressed for the playground.

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7 Ways to Curb Spending Money on Pinterest Finds

By Jacqueline Curtis

browsing pinterestI have 653 pins on my various Pinterest boards. I also have 514 followers and I personally follow 149 people. In fact, Pinterest is often used as a downtime activity for me – I’ll settle into bed at night and surf on my tablet, pinning everything from recipes, to outfit ideas, to beauty tips. After all, Pinterest is meant to be a cyber bulletin board, where you can keep all of your ideas and inspiration in one place.

Despite the many positive aspects of Pinterest, there is a downside: Often, Pinterest can entice you to spend money. I see all the cute clothes, home decor, and amazing recipes, and before I know it, I’ve blown my budget.

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5 Fun, Unique Baby Shower Game Ideas on a Budget

By Jacqueline Curtis

baby showerMost baby shower games have been around forever. Maybe the “chocolate bar in the diaper” game was cute the first 20 times you played it, but the idea starts getting less adorable and enjoyable, especially as more and more of your friends and family members have babies.

In addition to being tired and cliché, many baby shower games require a ton of supplies and can cost a fortune. If your baby shower budget is already tight, the last things you want to spend money on are jars of baby food, candy bars, and art supplies to use at the shower.

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5 Easy Baby Shower Food Ideas on a Budget

By Jacqueline Curtis

baby shower cupcakesSo you’re planning a baby shower, and you’ve got the decorations, the games, and even the gift – so what’s missing? Ah, yes: the food. It’s not a baby shower without a ton of cute edibles for guests to pick at. However, if you’ve already blown most of your budget elsewhere, you might need to be careful how much you spend on food. It’s important to remember that at a baby shower, the food isn’t just for eating – it’s also part of the decor. Throwing bowls and casserole dishes full of eats onto the food table just doesn’t cut it.

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5 Tips to Lower the Cost of Sending Your Child to Preschool

By Jacqueline Curtis

preschoolPreschool is definitely a luxury, but I’m not the only one who believes in the power of a few hours of school for little kids. In his 2013 State of the Union address, President Obama called for an expansion of preschool programs across the United States, proposing government programs that would subsidize the cost of preschool for families 200% or more below the poverty line.

I’m a firm believer in the institution of preschool. Both of my kids have had the opportunity to go to great preschools, and it has helped them develop socially and prepare for kindergarten. However, despite its benefits, preschool can also be painfully expensive. When you add preschool tuition on top of all of the other activities your kids participate in each month, it can get seriously pricey.

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5 Tips to Find the Best Online Shopping Discounts Using Coupon Codes

By Jacqueline Curtis

online shoppingI’ll admit that I’m not much a of a couponer. In fact, the only time I’ll ever hand over a coupon in a brick-and-mortar store is if it’s significant, such as $20 off a $40 purchase. But other than that, I’m not interested in taking the time to clip coupons. While I definitely don’t fault those who do so, the idea of clipping, organizing, and shopping with an envelope stuffed with coupons completely intimidates me.

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7 Wedding Planning Tips & Timeline Once You Get Engaged to Be Married

By Jacqueline Curtis

engagedIf you’ve recently become engaged to be married, you’ve got a lot of planning to do. While you’re probably thinking about the dress, the flowers, and the wedding venue, don’t get too ahead of yourself. Planning a wedding entails much more than just imagining how you want the big day to be – you need to set the tone for your entire married life. Therefore, once you’ve alerted your family members and friends about the big news, it’s time to buckle down and focus on not only your wedding plans, but also your financial future.

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8 Questions to Ask Yourself Before Deciding to Build Your Own House

By Jacqueline Curtis

buildersBack in 2005, on a whim, my husband and I decided to look at home contractors – and thus began the 18-month process of building our own home. What began as a curious afternoon ended up dictating our lives until we finally moved into our house in the fall of 2006.

While we love our home and the experience was generally positive, the truth is I wouldn’t recommend doing it on a whim like we did. Unfortunately, we made some serious mistakes along the way and didn’t plan for a lot of contingencies, which made the process harder than it should have been.

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7 Updated Financial Money Mantras for Modern Times

By Jacqueline Curtis

money lightbulbWe live in a modern world. I wake up in the morning to find my smartphone telling me that my daughter’s permission slip is due and it’s “pirate day” for my son’s preschool. I hop out of bed and whip up a smoothie while watching an episode of “Mad Men” on my iPad and then work remotely from my computer – all things that barely even existed when I was a kid. So why, if we live in such a modern world, has financial advice not kept up with the changing times?

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