8 Best Mobile Coupon Apps to Save Money Shopping With Your Smartphone

using a smartphone while shoppingExtreme couponing can save you a lot of money, but it can also take a lot of energy. Fumbling through newspapers, clipping the best deals, and waiting for them to scan at checkout can make any quick supermarket trip an epic errand. People with kids or full-time jobs typically don’t have the time to scour the Internet and print out, organize, and use anything more than the occasional coupon.

That’s where couponing apps can come to the rescue. The ability to upload, “clip,” and scan coupons directly on your smartphone can make the process a lot more efficient.

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10 Affordable Travel Tips to Stay Within Your Vacation Budget

travelIt seems like every time I log into Facebook or Instagram, I’m hit with a barrage of pictures from friends traveling the world. Whether they’re backpacking across Europe, sightseeing in Asia, or exploring South American jungles, it’s hard for me not to get a little travel envy. With two kids and a mortgage, though, dropping everything to jet set around the world just isn’t in the cards – or in our budget.

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14 Tips to Increase Productivity & Avoid Distractions When Working at Home

work at homeAccording to the U.S. Census, nearly six million Americans work primarily from home. If you’re looking to become one of them, it’s crucial to watch out for the pitfalls.

I’ve been working from home for the past eight years. And while I definitely am now comfortable doing so, there were a lot of growing pains early on. I once locked myself in the bathroom to have an uninterrupted conference call with a client – not quite the epitome of professionalism. However, if you take the time to prepare to work from home and create an atmosphere conducive to professionalism and productivity, it’s more than possible to build a thriving career.

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10 Ways to Take Care of Your Clothes and Make Them Last Longer

clothesWhether you’re a total fashionista or you avoid the mall at all costs, you probably spend a lot more than you think on clothing. According to the U.S. Bureau of Labor Statistics, the average American family spent $1,736 on clothes in 2012. Although kids outgrow their clothing fairly quickly, adults can hang onto theirs for years – as long as it doesn’t wear out.

Since longer-lasting clothing means more money in your pocket, be sure you do all you can to preserve your wardrobe. Of course, it may require changing a few habits. Luckily, you don’t need special products to keep your whites sparkling and your dark garments looking sharp.

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9 Money-Saving Tips From TLC’s “Extreme Cheapskates” – Savvy or Risky?

extreme cheapskatesIf you’ve never seen an episode of TLC’s “Extreme Cheapskates,” here’s a quick rundown: Each episode features two self-described “cheapskates” who demonstrate their cheap ways throughout the episode. From dumpster diving, to foraging for vegetables, it seems like there’s no money-saving method too extreme for these beacons of money-saving savvy.

But here’s the thing: While the cheapskates on the show cheerfully boast about all the money they’re saving, not all of their behavior is safe. In fact, the series starts with a warning: “Don’t try this at home.”

Potentially Dangerous Cheapskate Methods

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15 Ways to Improve Your Career Prospects and Reach Work-Related Goals

workerAccording to the Bureau of Labor Statistics, the average person spends 8.8 hours per day at work – that’s a little over 9,000 hours per year, essentially one-third of your life. It stands to reason, then, that you’re going to want to choose a job that you truly love.

Unfortunately, economic conditions, necessity, and the simple twists and turns of life can lead you down a career path you’re not necessarily passionate about. Whether you’re stuck in a dead-end job, earning less than you want, or you simply aren’t appreciated, a negative perception of your career can be discouraging.

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Daycare Costs – 9 Ways to Save Money on Childcare Services

daycareMy husband and I were overjoyed to have our first baby back in 2006. We were both employed at the time, and after a short maternity leave I was more than ready to head back to work.

The problem, however, was childcare.¬†While it’s a blessing that provides parents the opportunity to return to work, it can also take an impressive chunk out of your paycheck. Before you return to work, consider the costs of care in your area, the alternatives, and how much help you really need.

Analyzing Daycare Costs

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How to Find the Perfect Apartment for Rent – 10-Step Process

apt-search1Whether you’re a young adult about to live on your own for the first time or you’re going from a mortgage to a month-to-month rental in a new area, you need to be prepared before starting your apartment hunt. Finding the right place at the right price is no easy task, but it doesn’t have to be too overwhelming. After you figure out what you can afford, it’s simply a matter of finding the right apartment, agreeing to lease terms, and then signing on the dotted line.

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How Money Can Change People and Affect Their Behavior

moneyGoing from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not always for the better. Of course, there are plenty of charitable, helpful, and giving wealthy people. However, results from some studies have proven that they may be the exception, rather than the rule.

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How to Preserve Friendships When Your Financial Status Changes

lunch with friendsIt was one of those awkward moments I’d love to forget. I had flown to visit a friend after she had her first baby. As we shopped for clothes for her bundle of joy, I asked if we could go to lunch – my treat. My friend immediately bristled at the idea, and suggested we just head home to eat at her house. I kept pressing the issue – in my mind, I was crashing in her guest room, so buying her lunch was the least I could do. She continued to refuse and it turned into a cloud over our day.

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