Credit card companies offer two major types of credit cards: cards with low interest rates on purchases and balance transfers, and rewards cards. Low interest cards are designed to benefit those who carry a balance on their cards, while rewards cards benefit customers who pay off their balances in full each month.
However, some cards offer both features. For example, you can find cards that have an introductory finance offer and also cash back rewards. The Citi® Dividend Platinum Select® Visa® is one such card that helps cardholders pay off balances now, and earn rewards later.