Top 3 Online Computer Security Threats Travelers Should Watch for

hacker computer maskIn an incredibly connected world, it’s easy to feel as if the Internet is safe and accessible no matter where you are in the world. To a large extent, you can go online using computers in cyber cafes and hotel lobbies in nearly every country, but there are risks in doing so.

If you understand how your information can be compromised and take steps to counter those threats, however, you can safely log on to your most sensitive accounts from anywhere in the world.

Here are the three most serious threats facing travelers when they go online, and what to do about them.

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Credit Card Chargebacks 101 – Process & Rules for Shoppers

credit card chargeback manWhen credit cards are used wisely, they offer an incredibly convenient way to pay for goods and services. They fit neatly in your wallet, you don’t have to carry loads of cash, and you can easily shop from the privacy of your own home via the Internet – all thanks to a little piece of plastic.

The other bonus? When you pay for things with a credit card, you are guaranteed by law to receive them as promised. If you don’t, federal regulations require that credit card issuing banks reverse transactions in these types of cases in the form of a chargeback.

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What Is Chase Blueprint – Review of Credit Card Payment Program

chase blueprint logoUnder the Credit CARD Act of 2009, credit card companies must allow their users at least 21 days to pay off their credit card bills in any given month free of interest. However, with most credit cards, when you fail to pay your entire balance before the due date, you give up this “grace period” and are retroactively forced to pay interest on the entire month’s worth of purchases, including any portion that you were able to pay off. Under this system, falling short of paying off your entire balance, even by just $25, can result in significant amounts of additional interest on your entire balance.

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7 Essential Computer Maintenance Tips & Checklist

clean computer lcd screenYour computer might not come with as high of a price tag or as many moving parts as your car, but laptops and desktops require just as much regular maintenance to keep running efficiently and securely. Desktops come with lots of peripherals that need regular upkeep and cleaning, and compact laptops are vulnerable to trouble caused by everything from dust to accidents.

Whether you primarily use your computer for work or for leisure, you invested plenty of money in a high-tech machine. While you know the technology may eventually be too old to keep using, you want to maximize your equipment’s life in the meantime. If you fail to keep up with maintenance and instead operate a slow, dirty machine, it will be vulnerable to damage and hacks, and you’ll be more prone to making mistakes.

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9 Places to Look for Restaurant Discounts & Coupons

eating out restaurantI’m an extraordinarily frugal person, but my one weakness is eating out at restaurants. There are only so many times that I feel like cooking and cleaning, and there are some dishes that I can only get at my favorite restaurants. Though menu prices are getting expensive, I’ve found enough tricks to save big at restaurants, and I never pay full price.

Some might tell you to just skip appetizers, cut out alcohol, and never indulge in dessert. But you can enjoy a few courses and even a glass of wine if you have the right tools. My goal is to show you how get the most out of your meal, not the least. If you’re looking for a filling meal, an enjoyable evening, and most importantly, great value, check out these nine sources.

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4 Types of Luggage You Need Traveling on Flights – For Less than $150

plane luggageNo matter where I travel, I’m amazed by how many people struggle with unwieldy and expensive luggage. Their fancy luggage will inevitably get scraped, scuffed, and abused by the airlines – if it doesn’t get lost in the first place. I’m left wondering, “Why bother investing any more than necessary to get stuff from one place to the next?”

I have had the same luggage set for the past six years, and I didn’t pay more than $150 dollars for all four pieces. I easily navigate airport arrival halls, hotel lobbies, and busy city streets, surviving on the road for weeks at a time.

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How to Improve Computer Performance & Supercharge Your Productivity – Tips From an IT Pro

computer nerdI’m not the fastest typist in the world, yet I’m still able to operate a computer with a level of speed and efficiency that amazes some people.

Over time, I’ve learned that the number of words you can type per minute isn’t everything when it comes to maximizing your time on the computer. As someone who has been working in information technology for over a decade, I have made a concerted effort to find every trick to getting the most done in the least amount of time.

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How to Plan the Best Cheap, but Memorable Honeymoon

couple honeymoonSix months before my wedding, my wife was consumed with wedding plans related to dresses, bridesmaids, and floral arrangements. It fell on me to plan our honeymoon, and I didn’t know where to begin.

Back then, I wasn’t quite the travel expert I am now, so I was really starting from scratch trying to put together a honeymoon that would be the equal of our wedding. Ultimately, I learned that a honeymoon is not like any other trip you have ever taken.

With some research and effort, I was able to design an awesome honeymoon. Here are the essential guidelines I followed to plan a memorable and affordable honeymoon.

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11 Tips for Avoiding Airline Checked Baggage Fees

luggage suitcasesAs if finding affordable fares for air travel isn’t tough enough, rising and surprising fees are making it an even bigger challenge to figure out the best deal if you want to pack any luggage.

After all the fee increases, the best advice the airlines seem to have for saving on baggage fees is to “pack light.” That’s not good enough, especially since families with young kids, individuals who don’t travel often, and anyone traveling in search of better weather can’t simply “pack light.” And everyone’s definition of “light” is different.

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