Jason Van Steenwyk
Before any military member goes on a mission, he or she gets an operations order spelling out the succession of command, plus instructions and resources in case the mission goes bad.
Essentially, this is what life insurance does for your family. Life insurance provides emergency money to see your family through in case the plan sponsor – the person drawing that regular military paycheck – should pass away. What are your financial resources and options when a family member dies, and how can you best protect yourself and your family? If something happens to you, are your spouse, children, or parents going to be okay? Where will the money come from to carry them through?
One of the great debates in the investment world centers on whether 
In addition to having been a professional or semi-professional musician throughout my entire adult life, I’ve also served as a life insurance advisor and retirement planner for other musicians. Unfortunately, I have found that most musicians are not very savvy at financial planning.
The best offense is frequently a good defense. No matter how astute a business person you are, or how skilled you are as an investor, or how lucky you are with your 
If you’re a buy and hold, long-term investor looking to build a portfolio, exchange-traded funds (ETFs) are worth a look. They have a number of advantages over mutual funds, and you can buy ETFs that focus on nearly any market you can imagine.
Oil makes the world go round, and there’s no sign of that changing any time soon. Petroleum remains in high demand, as it is an efficient way to generate both BTUs (British Thermal Units, a measure of energy) and kilowatt hours. Petroleum also has a multitude of uses in industry, as it can be used as a lubricant and is a key component in the creation of plastics.