Personal Finance Round-Up: Do Price Increases Really Matter?

price increase business arrowCrisis after crisis seems to be the trend this year in financial news. We’ve had our problems here in the United States, and now the Eurozone and Greece are wading through troubled waters. What all this financial turmoil means for us is that inflation will be taking hold sooner or later.

In fact, there are already signs of inflation in the digital services arena with Netflix raising its prices, and now Redbox. People flipped out over the increased costs and Netflix lost nearly 1 million members in a short span of time.

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Festival of Frugality: It’s Fright Night with Count Skimpula!

count draculaWelcome to the Festival of Frugality! We’ve got an extra scary good edition of the carnival planned for you today, full of spooks who save, creeps on the cheap, and tricks to send you screaming. Now I’ll turn you over to our host, Count Skimpula!

Muahaha, I am Count Skimpula, here to share some good scare and bring your attention to some especially spooky treats. Now, let me begin. As my spooo-kiest pick of the veek, Frightening Fanny from Living Richly on a Budget writes a tale of horror and trickery with a varning to those getting ready to party this Halloween: Don’t Get Tricked – Save Money on Halloween!

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Personal Finance Round-Up: Give Better Gifts This Holiday Season

give red giftThe holidays are quickly approaching, and you know what that means: holiday shopping season! How do you decide on picking the right gifts for everyone? Sure, it’s the thought that counts, but if that was really true across the board, we wouldn’t see so many fruit cakes in the trash and unopened Tickle-Me Dog the Bounty Hunter dolls at the local dump.

So do yourself and the environment a favor and think good and hard about what will truly be useful to your holiday recipients this year. And when you’re done, check out this article by Boomer & Echo titled Will the Gifts End Up at the Thrift Store? Although the author is more optimistic about where the unused gifts end up, the lesson in the piece is similar to my own thoughts.

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Personal Finance Round-Up: Doing More with Less

simplify post it noteIn a recession, many people and companies try especially harder to do more with less. To cut costs, people are let go and those remaining are required to pick up the slack by taking on the responsibilities left behind. As one of those employees, or even someone going at it yourself freelancing or running your own business, you will need to learn how to get the most out of your time.

They call that efficiency – when your time is used as productively as possible. In How to Make More Money Doing What You Are Already Doing by Smart Step Inc, you can learn a few tips about getting more out of your time whether you are self-employed, work for someone else, or stay at home with the kids.

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Personal Finance Round-Up: Weathering the Financial Crisis Ahead

financial crisisLiving in the moment is great, and life has a lot to offer. However, as we get older, we have to face reality and start planning for the later years of our lives. The earlier the better in terms of investments and retirement, but there are other things to think about as well.

While some aspects of planning for the future haven’t changed too much in recent years, others argue that this decade will be very different. In fact, some predict that our generation will experience another Great Depression. In case that truly is the case, check out a post by Smart on Money titled, The Great Depression Ahead and What You Can Do to Survive to get an idea of how you can prepare for the future.

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Personal Finance Round-Up: Will More Modern Jobs Be Temporary?

outsourced boxesThe workforce since 2008 and how business is conducted has changed drastically. In the past, there was such a thing as job security, tenure, company “lifers,” and pension plans. That is no longer a reality and it’s something you and I will have to come to terms with. We will have to learn to work with the new way things are done and realize that with the scarcity of jobs, people willing to work without benefits as temps will be the future.

Darwin, in Say Bye to Full-Time Employment: You’re Likely to be a Temp in the Future, gives some examples of fields that are destined to become temporary positions in the future.

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Personal Finance Round-Up: Don’t Burn Your Bridges

businessman bridgeThe phrase “Don’t burn your bridges” can be interpreted in many ways, but in general, it means don’t ruin a relationship you’ve spent time cultivating regardless of what happens. For example, in the career world, don’t quit your job in a bad way such as cooling your feet in the soft-serve machine at the ice cream parlor you work for, or sending mass emails to all your coworkers telling them exactly what you think of them.

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Personal Finance Round-Up: Life Is Not a Coincidence

hands opportunityWhen something unpleasant happens and no one can be pinned as at fault, they call it a coincidence. Coincidences are everywhere – it was just chance that they happened to be there at that place and time. But when something great happens to someone, they call that an opportunity.

In my eyes there is no difference between opportunity and coincidence. You can’t control what will happen next in your life but you have to look at every situation as a way to make your life and the lives of those around you better.

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Personal Finance Round-Up: How to Get Things Done

office quietWhether you’re working for an employer or working for yourself, one thing will always remain: There is a lot to do and so little time. Even when you do find a spare moment, it’s not always easy to concentrate and get things done. And even if you get past the distractions around the web like Twitter, Facebook, and StumbleUpon, there is still plenty of work to do.

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