Personal Finance Round-Up: Time for Back to School Shopping!

back to school booksI never thought I’d see the day when I’d go back to school shopping for my kids. It’s just nuts to think about the past and how fast things move. But you can’t stop and wait around, it’s time to back to school shop now!

Back-to-school shopping for junior high and up to college can include anything from the more traditional enrollment costs, lunches, sports or band equipment and big heavy books to an iPad, laptop, or digital books. For the younger kids, you may have snack costs and craft materials to cover. For both the young and old, you’ll need to get new clothes, shoes, backpacks, and gym shorts.

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Personal Finance Round-Up: Don’t Blindly Obey, Learn Then Choose

rebel graffiti wallI’ve always been one to fight against the arbitrary. In fact, I was never able to follow rules in my younger years (or now for that matter) – rules which I thought were only there to be obeyed but didn’t really serve a purpose. It’s just something that I was born with, and while it has caused me grief in life, I have grown and learned so much because of that character trait. I also now understand that some things weren’t just rules to be rules; they actually did have a purpose that I simply couldn’t see.

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Personal Finance Round-Up: Stabilize First, Don’t Lose Your Footing on Life

pebbles unstableHave you ever been on the bank of a muddy river and tried to get out or help someone else out, only to find that the bank collapsed and you wound up right back in the water? That instability is a lot like life sometimes. There are times when we try to over-stretch our banks when we aren’t even stable there yet, and end up losing our footing and having to start all over again.

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Personal Finance Round-Up: Being Wrong Is Better Than Not Being Anything

businessman shrugIt sucks to be wrong. It sucks when your idea is shot down or dies after you put a lot of time and effort into it. It sucks when other people prove you wrong by doing the same thing you tried to do right. But regardless of how it feels, being wrong doesn’t have to be the end of the line.

In fact, if handled appropriately, being wrong is just the beginning. With greater risk comes greater reward. The more wrong you might be, the greater the reward if you turn out to be right! And that’s exactly what these entrepreneurs learned first hand in 5 Startup Failure Stories You Won’t Believe from the SohoOS Blog.

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Personal Finance Round-Up: Leverage What You Have

red house leverageThe U.S. government is in trouble – money trouble that is. We as a nation are in trillions of dollars of debt, much of that to foreign countries, which is scary in and of itself. The worst part is that we are going more and more into debt every day.

So what can the U.S. government do? I mean, the budget remains unbalanced, but to balance it would require enormous cuts like never seen before. Plus, we’d lose too much of what the government provides.

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Personal Finance Round-Up: Don’t Just Talk The Talk, Follow Through Too!

pinky promiseOne thing that became blatantly obvious after I entered the real world was that people are full of it. I don’t mean to be cynical, but I found that people in general would rather tell a white lie to end a conversation before things get complicated than deal with the situation – just like I tell the salesman at my door that “I’ll think about it and give him a call.”

Maybe I was just naive as a kid but I felt like a person’s word really meant something. It was a shock when I started getting “I’ll call you’s” that never came to be. However, those who can overcome that and actually follow through on even the most hastily given promise stand out like no other.

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Personal Finance Round-Up: Forgiving Yourself for Investing Mistakes

investing piggy bank oopsI’m sure you have all heard the old saying, “To err is human; to forgive, divine.” Forgiveness is a trait that doesn’t get enough credit, and how often do we forgive ourselves of mistakes we’ve made? We make mistakes on a daily basis and that is what makes us human and what makes us grow. You should never let your past mistakes affect you in a negative way.

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