The cost of college increases every year. Even in a good economy, the cost of school places many students in debt. The requirements for student loans have become more stringent, and many students graduate from college with an average debt of $25,000, a significant increase in debt over past decades.
According to some reports, almost 90% of college students have to live with their parents after graduation. With hard work, perseverance, and ingenuity, you can diminish your student loan debt before you enter school, during school, and after you graduate.



Historically, gold has played a major role in the economies of many nations. Although it is no longer a primary form of currency, gold is still a solid, long-term investment and may be a valuable portfolio addition, particularly in a bear market.
“Cash is king” is an age-old saying often used to explain the failure of both businesses and consumer households. Without the proper amount of cash on hand, both of these entities can run into major trouble, and even be forced into bankruptcy.
Companies will go to great lengths to maintain control of their firms and will discourage a hostile takeover at any cost. One effective strategy that companies employ is called the poison pill. This tactic involves diluting a takeover company’s ownership interest in the company they wish to acquire and making it prohibitively more expensive for them to continue to purchase shares.
In business and in life, you have to work closely with others to build your way to success.
When an economy is in danger of slipping into a recession or depression, governments can employ a strategy known as quantitative easing (QE).
The unemployment rate is a variable that economists routinely use to measure the health of the economy.
“Golden parachutes” get a lot of press, and they always sound like elite packages for high-level executives. Very few people get them, and very few people know how they work.
Bonds
It’s a simple fact: Every year the United States government spends more money than it brings in revenue. To fund many national programs, the government borrows money by issuing Treasuries. In a given year, 40 to 50% of U.S. expenditures are made with borrowed money.
An interest rate swap is a
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General Motors grew from a small company in 1908 into a corporate giant within a couple of decades. For years, people believed that GM was too big to ever go away. Investors had a lot of confidence in the company and many employees invested their life savings into it.
When you hear the term “insider trading,” you probably immediately think of someone like Martha Stewart.