There’s an interesting poem by Robert Fulghum from a book called All I Really Need to Know I Learned in Kindergarten. I first came across it while I was training to be a teacher. Working in a number of kindergarten classrooms made me realize that there was a lot of truth in the poem, but I didn’t fully appreciate its message until I had children of my own.
With the economy having thrown many of us for a loop over the past couple of years, there is more demand than ever for quality, unbiased financial information. People have a lot of questions about personal finance, investing, and basic economics.
Some of them are very simple: How can I save more money? How much debt is too much? Should I save for retirement or pay down debt? Some are more sophisticated: What’s the safest place for my money right now? Is it realistic to expect the stock market to deliver average annual returns of 7% or better over the next 10 years? How will economic trends and central bank policy affect my job, my investments, and my life?