List of 15 Commonly Overlooked Personal Tax Deductions for Individuals


The only thing worse than paying taxes is inadvertently paying more than you have to. You can avoid this by taking advantage of the common and commonly overlooked deductions. It’s best to be aware of these all year long, so you can maximize your deductions and maintain good records.

Even if the tax filing deadline is rapidly approaching, it still pays to know which deductions you could be eligible for so you can dig up old receipts to claim them. See if you can reduce your taxes or increase your refund by claiming any of the following.

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Dividend Reinvestment Plans (DRIPs) and What They Offer Investors

stock chart dividendsStocks are generally thought to be risky investments (when compared to investing in bonds). And even though the average annual yield is great at around 12%, the market can be difficult to predict. However, there are ways to remove some of this risk by investing in dividend reinvestment programs (DRIPs). These programs can remove some of the brokerage and investment management fees that would otherwise eat away at your investment.

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Secrets of a Stingy Scoundrel Book Review – 100 Dirty Little Money-Grubbing Secrets by Phil Villarreal

Book Giveaway: Read this review of Secrets of a Stingy Scoundrel, then leave a comment with the most low-down or annoying thing you’ve done to earn or save money. Best story wins a copy of the book! Deadline for submission is this Friday – February 11, 2011.

secrets of a stingy scoundrelDo you ever feel like there’s more you could do to be frugal and save money? Perhaps you’ve taken to rinsing and reusing sandwich baggies, or cutting up old clothes for cleaning rags.

But unless at least 20% of your daily calories come from stolen condiments, according to Phil Villarreal in his book, Secrets of a Stingy Scoundrel: 100 Dirty Little Money-Grubbing Secrets, you aren’t doing nearly enough.

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What Does Homeowners Insurance Cover & How Much Do I Need?

house handsLike the types of auto insurance, homeowners insurance is actually a bundle of different categories of coverage, which apply in various situations.

You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below.

However, depending on your possessions, type of home, and your financial cushion, you can choose a coverage level for each category to get a plan that works best for you, while keeping your costs down.

What Does Homeowners Insurance Protect Against?

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What is Mystery Shopping? A Complete Guide to Mystery Shopping Companies & Jobs

Escalators at an indoor mallHave you ever seen advertisements for work as a mystery shopper and wondered if they were legitimate? Have you worked in a store that received reports from mystery shoppers? Did you ever want to know more about your mysterious patrons?

Mystery shopping, when done right, is a legitimate way to make money and visit new businesses. I work as a mystery shopper in addition to my full time job. I like the work because it is flexible and often, it helps me to save money on my purchases. I’m writing this piece in order to help take the mystery out of mystery shopping. If you’re interested in getting involved, or just want to learn more, you will find a lot of answers to your questions here.

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Men’s Fashion Tips and How to Shop for Men’s Clothing – A Woman’s Ultimate Guide

mens shirts deals on mens clothingShopping for affordable and stylish men’s clothing can be a real challenge for most guys. So here is a handy guide – by a real live girl who has helped real men shop – for how to pick out clothes that won’t make you look like a “doofus,” and keep you looking sharp so you can dress well with high quality clothing on a budget.

Women are generally better at this sort of thing anyway, so guys, listen up! Here are 10 indispensable clothes shopping and wardrobe fashion tips for men:

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