Kira Botkin
Winter must be the auto insurance industry’s least favorite time of year. Slippery streets, black ice, white-outs – under these conditions a momentary loss of control can turn into a major pile-up.
If you find yourself in one of these unfortunate predicaments, follow these steps to ensure that you have your bases covered with your insurance company, your health, and the other driver.
Preparation
1. Print out the handy guide below to keep in your glove box, along with a pen or pencil, in the event of an accident. You may not be in the best frame of mind after a car wreck, and this guide will ensure you get the information you need and not forget anything.
Although your personal income tax filing is probably foremost in your mind right now, the government taxes us in a number of different ways.
Finding the right person or company to care for your child or disabled spouse is difficult, and paying for it can become very expensive.
If you’re in a hurry to get your 
While most people avoid doing their taxes even once if it wasn’t legally required and 
You may think that government benefits are tax-free, but that isn’t necessarily the case. In fact, several of the most common benefits claimed by Americans – unemployment, Social Security, and disability – do generate a tax bill. If you receive government benefits, understanding and keeping track of what will be taxed is key to getting the most out of the program and not being in for any unpleasant surprises.
As any parent knows, dependents are a great way to get 
by 
If you run a 