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Kristie Lorette
Copywriter and marketing consultant, Kristie Lorette is passionate about helping entrepreneurs and businesses create copy and marketing pieces that sizzle, motivate, and sell. It is through her over 14 years of experience working in various roles of marketing, financial services, mortgages, real estate, and event planning, where Kristie developed her widespread expertise in advanced business and marketing strategies and communications. Kristie earned her BS in marketing and BS in multinational business from Florida State University, and her MBA from Nova Southeastern University.

Using a Cosigner Service for Your Apartment Lease – Benefits & Risks

By Kristie Lorette

rental agreementIt seems that money can buy almost anything these days, and one such thing available for struggling renters to purchase is an apartment lease cosigner.

A cosigner service provides consumers who otherwise cannot qualify to rent an apartment or home with a guarantee of rent payment to the landlord. While it is an interesting and intriguing concept, it’s also important to fully understand how cosigner services work so you can weigh the various pros and cons. Be sure to learn more about the background information – including risks and costs – before jumping in.

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How Sellers Can Make Their Homes Eligible for an FHA Mortgage

By Kristie Lorette

home for saleIf you’re preparing your home for sale, you are surely focused on making it as attractive as possible to potential buyers. Making small repairs, removing clutter, and cleaning – both inside and out – are very important steps to take. However, in addition to staging your home for buyers, you also want to make your house attractive to the Federal Housing Administration (FHA).

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How to Build Your Credit History Fast – 8 Best Ways

By Kristie Lorette

woman holding credit cardOne of the biggest challenges you will face following college graduation is building your credit history to achieve a good credit score. Your credit score and history are like your financial resume. They can help you land a job, lease an apartment, decrease auto insurance premiums, purchase a house, and more. They can also keep you from doing these things.

You likely know that building good credit is important – but you may have no clue how to do it. Fortunately, there are simple steps you can take to achieve a great credit score.

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10 Credit Score Myths Debunked – Get the Real Facts

By Kristie Lorette

creditYour credit score and credit report can seem like elusive concepts – you know what each one is, but do you truly know how your credit score is calculated, and what your credit report reveals about you?

While it is extremely important to be financially responsible by paying off your bills and not accruing debt, it is also wise to have a full understanding of your credit score and credit report, especially if you are a current and potential borrower. Unfortunately, there are many myths that may cloud your judgment and your self-assessment.

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How to Run a Credit Check on a Potential Tenant – For Landlords

By Kristie Lorette

landlord handing over the keysAs a landlord, your primary responsibility is to find stellar tenants to occupy the property – tenants who pay the rent and take care of their rented home as if it were their own. The difference between finding a great tenant and one who turns out to be a deadbeat may be determined in the information you discover when running a credit check on a potential tenant.

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