5 Things To Do Before You Buy A Car

Buying a car should not feel like taking a trip to the dentist. Many car buyers make their visit to the dealership much more painful than it needs to be. An uninformed consumer is fresh prey to an unscrupulous salesman. You can avoid being taken advantage of by preparing yourself even before you ever set foot in a showroom. Knowledge is power, and this is ESPECIALLY true when buying a car. Here is some advice based on experience for how to prepare yourself before walking into a car dealership:

1. Researching your car online.

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DIRECTV vs. Dish Network Review

Have you been considering making the switch to satellite TV? The two major satellite companies are begging for your business. They are trashing each other’s reputations to win you as a customer. If you watch a DIRECTV commercial, then you will come away believing that Dish Network is a terrible value. Tune into a Dish Network commercial and you will believe that DIRECTV has horrible service. Who is really telling the truth? Which is the better value? Let’s size up both competitors and see who comes out standing:

DIRECTV vs. Dish Network


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The Simplest Way To Diversify Your Retirement Plan

I can tell you from experience that diversifying your portfolio can be a real headache if you aren’t sure of the proper way to do it. You could end up owning a large number of stock funds and bond funds. It can get even more complicated trying to diversify using equities. You could find yourself holding 20 or 30 different stocks. Trying to keep up with that many different investments could drive you insane.

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Personal Finance Roundup: Boosting Your Income

Once again it’s time for the weekly roundup. We have searched high and low to bring you the best personal finance posts on the internet. This week I want to start off the roundup with ways to boost your income. Everyone can use a few extra dollars each month to help pay some bills or add to their emergency savings account. Increasing your income will help you get one step closer to retirement. First up is Personal Finance Firewall with his post on Low Cost Business Ideas To Supplement Or Replace Your Income.

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Best Ways To Stimulate The United States Economy And Create Jobs

What is the number one topic on the mind of American citizens? The answer is Jobs, Jobs, Jobs (and not Steve Jobs of Apple)! High unemployment and a slow recovery have everyone worried about the current job market. Policymakers, business owners, and individual citizens all have different ideas about the best way to stimulate job growth. The ideas being proposed vary from spending more money to cutting taxes. Let’s take a look at a few of the best job creation ideas being discussed:

A Second Stimulus

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Debate: Should The Bush Tax Cuts Be Extended?

One of the most heavily debated topics in Congress right now is whether or not to extend the Bush tax cuts. The Bush tax cuts were a lowering of income and capital gains taxes for all Americans. These tax cuts contained a sunset provision which would allow them to expire at the end of this year. Both parties agree that 98% of Americans should continue receiving tax cuts. Tax cuts will be renewed for individuals making under $200,000 a year and couples making under $250,000. The debate is over extending tax cuts for the wealthiest 2% of Americans and large corporations. When you read the headlines, it makes sense to oppose tax cuts for the people who can afford taxes and will never notice it, but it’s a little more complicated than what the headlines depict. Let’s take a look at both sides of the argument for and against tax cuts and then feel free to chime in with your thoughts at the end:

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7 Best Movies For Learning About Personal Finance

You might find it surprising to know that reading isn’t the only way to learn about personal finance. You can make learning about personal finance even more fun by watching a movie. That’s right! There are many movies that contain useful tips about money management. So that you don’t have to go searching all over the Internet, I have put together a list of my 7 favorite movies for learning about finance. And I promise, these movies are NOT boring! Most of them cover a broad range of financial issues that hit all of us in a very personal way, because money is such a big part of our lives. Here is my list:

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5 Strategies For Earning Passive Income

I recently wrote a post on the importance of adding passive income to your income stream. Passive income can make your life a whole lot easier by increasing the amount of money that you earn and decreasing your dependency on your work income. A passive income stream can even shave years off your active working years until retirement. Today, I would like to take a look at a couple of strategies for generating passive income. Remember, passive income is money you make even when you’re sleeping and not doing anything. Some people like to think of freelance work as “passive income.” That’s not true, it would be considered an alternative stream of income, not passive income. These ideas are ones that will be making you money even when you’re not doing anything:

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Why You Should Be Developing A Passive Income Stream

Are you hoping to make enough money from your current job so that you can retire? If so, then you may need to rethink your plan. Things have changed from the days of your parents and grandparents. In the old days, you could work for the same company for 30 to 40 years and you could retire with a nice pension plan. This is no longer the case today due to fewer workplace benefits and lower wages. While your earned income may be enough to pay your bills, it may not be enough to finance your retirement. The solution may be found in creating more passive income.

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5 Chores You Can Do Yourself To Save Money

In these tight economic times, everyone is looking for ways to cut back. Cutting back may mean eliminating a few services that you are paying outside contractors for and instead do them for yourself. You could free up at least $100 or more every week by taking a more active role in the following duties. Eliminating large, fixed expenses that you pay on a monthly basis will usually result in a larger savings over the long term rather than focusing on the small little luxuries in life that we spend money on sporadically. Here are 5 tasks that you can do yourself:

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