Now that Congress has passed the Credit CARD Act, credit card companies are expected to lose anywhere from $5 to $15 billion in potential fee income. Banks are responding by coming up with new ways to make up for income lost from credit card reform. They are creating new fees and raising interest rates to make money off of the financially strapped consumer. Here are 5 new tactics that credit card companies are using to increase revenue. Feel free to also check out, How Will The New Credit Card Laws Affect You?
Variable Interest Rates



With unemployment at 9.7%, many people find themselves competing for the same jobs. So, how can you distinguish yourself in a job market filled with so many applicants?
It’s that time again for the weekly personal finance blog round up. If you are looking for the best financial articles on the web, look no further! At Money Crashers, we aim to bring you the best financial information available. This week’s posts include ways to save money, how to increase your income, and getting helpful financial advice. I hope you enjoy reading them as much as I did. Here are some of the best financial posts for the week.





Planning your retirement is one of the most important decisions that you will ever make concerning your financial future. Many people have questions about the different types of retirement accounts available and which one is the right plan for them. Let’s take a look at one type of retirement account known as the Roth IRA. A Roth IRA is an individual retirement account which allows an individual to set aside a specified dollar amount of income after taxes. This tax-advantaged retirement account derives its name from United States Congressman William Victor Ross Jr., who was the legislative sponsor of the bill creating this plan. 
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Are you looking for ways to earn some extra cash? Wouldn’t some extra income help during these tough economic times? Here are 5 easy ways to earn extra cash without quitting your full-time job.
Let’s start the week off right and help you start saving money right away. There’s a huge debate about whether or not people should worry about the little purchases in life like the “latte factor” effect, which involves getting rid of the smaller luxury purchases in life. We don’t find anything wrong with indulging in a delicious latte every now and then, but we do believe there are small steps you can take and habits you can form to help save you money on a regular basis. Here’s five tips to help start saving money right away. 
