What To Do If You Are Falling Behind On Your Mortgage Payments

Sometimes situations occur that cause you to fall behind on your mortgage. An unexpected job loss, a medical emergency, or a change in marital status are just a few of the issues that can bring about financial hardship. It’s important to know what options are available to you when you are having a tough time making ends meet. Here are three tips to help you if you are falling behind on your mortgage payment.

Contact your mortgage lender. 

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How To Rebuild Your Financial House After Bankruptcy

The current economic crisis has caused millions of Americans to lose their homes and has forced many to insolvency. Some have been forced to take the drastic measure of declaring bankruptcy. There is no shame in declaring bankruptcy. It may be a necessary step for some people that are overly leveraged. While going through a bankruptcy is a tragic experience, you can use the experience to get your financial house back in order. Instead of dwelling on it and being negative, you can take steps to rebuild your finances and change the habits and decisions you made that may have caused you to file for bankruptcy. Here are 5 easy steps for recovering from bankruptcy.

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4 Great Books For Learning About Investing

Are you looking for a great book to help you get a better understanding about investing? Navigating the investing landscape can be a lot like driving without a map. You can end up getting lost without a clue as to how to get back on the right track. Investing books are great resources to help you on your financial journeys. We are big advocates for self-educating yourself through non-fiction books. People who read one or two non-fiction books per month are likely to be more informed and more educated throughout their life. If you want to start investing or even just start contributing to an IRA or 401(k), you need some basic investing knowledge, and investing books are a great resource. Listed below are my four favorite books on investing.

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5 Ways To Save Money Without Even Trying

Saving large sums of money can often be a really difficult and time consuming task. It’s a lot easier to talk about saving $1,000, $5,000 or $10,000 dollars than it is to actually do it. It may be easier to save money if you set small practical goals that you can easily accomplish. Socking away a little bit of money at a time can help you to build a nice nest egg. We all want to save money, and no one would argue with you that saving money is a bad thing to do, but actually doing it is the part that people get hung up on. Here are five easy ways to save money without thinking about it.

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E*TRADE Review – Great Discount Broker For the Advanced Investor

E*TRADE is probably the most well-known, major discount brokerage firm in the United States. I am sure that you are probably familiar with the Super Bowl commercial of the talking baby. Well, E*TRADE is more than just talking babies!

The company was started in 1991, and it is headquartered in New York City. The online broker has grown through acquisitions to become a major force in the financial services industry. E*TRADE Financial suffered a setback during the subprime crisis of 2007 and 2008. However, E*TRADE has rebounded nicely and been voted the top online broker by SmartMoney for the past three years.

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Scottrade Review – Discount Broker For Every Investor

With so many online brokers out there, finding the right one to meet all of your investing needs can feel like you’re looking for a needle in a haystack. The best way to find the right broker is by comparing their services and determining if they fit your financial goals. Today, I want to take a look at one of the leading online discount brokers in the country, Scottrade. Scottrade is one of the first discount brokers I used when I began my investing career and I’ve had a great experience with the product.

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How Will The New Health Insurance Laws Affect You

Last Sunday night Congress passed the Patient Protection and Affordable Health Care Act. This act reforms the existing health care industry and is expected to insure an additional 32 million people. This bill was passed with quite a bit of controversy surrounding it. Polls consistently showed that the majority of Americans were not satisfied with the bill as it was currently written, and several Democrats voted against it along with all Republicans in the House of Representatives. Having said that, the President has signed it into law, and the deal is done. You may be wondering, how do these new health insurance laws affect you? Let’s take a look at the major ways in which the new health insurance bill will affect you.

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4 Great Personal Finance Books to Help You Get Out of Debt

books for getting out of debtGetting out of debt is by no means an easy process but it is definitely an achievable goal. Eliminating debt requires discipline, patience, and a solid financial plan. Books can be great resources in helping you construct a financial plan. We spend so much time in front of the television, but reading has so many benefits, including educating ourselves about topics such as personal finance and money management. Consider challenging yourself to read at least one non-fiction book per month. Here are four book suggestions to help educate you about money management and getting out of debt.

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Entertainment Book Review – Get Coupon Deals in Your City

Have you ever heard of the Entertainment Book? If not, don’t worry! This review will tell you everything that you need to know about it. The Entertainment Book is a discount book that helps you save money on all of your entertainment purchases. Think of the Entertainment Book as a giant coupon book. There are over 150 different Entertainment Books published annually that offer discounts on local goods and services. The Entertainment Book can also be used for online shopping and at national chains throughout the United States. The Entertainment Book can save you on just about any purchase that you make.

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Breaking Four Expensive Habits That Cost You Money

Finding ways to save money is critical to every person achieving their financial goals.  It could be the difference between a comfortable retirement and having to work in your latter years.  Every day, millions of people are robbed of their hard-earned money due to expensive habits. Today, I would like to take at look at some of these habits. These four habits will cost you money and get in the way of your financial independence.

Smoking

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