5 Personal Budgeting Tips For Those Who Hate Budgets

Do you love to budget? Do you look forward to planning out your budget for the next month? Do you brag to your friends about your budget?

Yeah, I didn’t think so.

But you still want to save money and be frugal, right? It’s a conundrum a lot of people face, since the best way to save money is to have a budget that you stick to. For those of you who don’t have the time, energy or inclination to keep track of every single penny you spend, don’t worry. I’ve compiled a list of budget alternatives that can still help you keep a handle on your finances.

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How to Shop for One-Time Purchases – Buy High-Quality Products That Last a Lifetime

man shopping with credit cardIn this post, I’ll be talking about how you can save money on the various one-time purchases that you’ll need to make throughout your life. So what exactly do I mean by a one-time purchase? This is obviously any item that you’ll likely only have to buy once, but I’m not referring to homes, cars, or other large purchases which you may be thinking of. Instead, I’m referring to smaller, simpler items that usually last you a lifetime for whatever reason.

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How Do Payday Loans Work? Biggest Dangers & 3 Payday Loan Alternatives

How to deal with payday loansEveryone tells you that payday loans are evil. Then, the discussion just ends there. Well that doesn’t really solve anything because chances are you still need money or you wouldn’t have even considered the loan in the first place. In this post, I want to expand the discussion on payday loans and delve into some some of the problems with them and explain why payday loans are bad. I then will go into some tips on how to avoid the need for payday loans in the first place.

The Dangers of Payday Loans

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6 Factors To Consider Before Buying Real Estate

What To Consider Before Buying Real EstateExperts are always trying to tell us when it’s the right time to take action. There’s always a right time to work out. A right time to eat your food throughout the day. There’s always a right time to shop for certain things. And, of course, there’s also always a right time to invest in real estate and to purchase a home. Let’s take a step back for a minute on that last one. Is there really a “right time” to purchase real estate?

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Are Property Management Companies Worth The Cost?

Paying For Property ManagementAfter conducting hours of extensive research and weighing out the options, you’ve just purchased your first rental property. You’ve considered all the real estate tips out there, and you’re ready to start making money in the crazy world of real estate. There’s just one problem: you don’t want to deal with being a landlord. You are now considering a property management firm to deal with all of your landlord work. Before you jump in and sign the papers to have this firm manage your new rental property, please look over the following points to help you decide if a property management company is worth the cost:

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Real Estate Fees That You Need To Know About

Real Estate Fees You Should Know AboutThe euphoria of becoming a homeowner at a young age can be very intoxicating. The approval from your friends followed by the respect of your peers can really blind you. Usually, the shockingly high amount of fees creeps up on you when it’s too late or when you least expect it.

Since there are many fees that go along with real estate that many of us are unaware of, I wanted to take the time to examine these fees that arise by dividing them up into the three different stages of the home ownership process:

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