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Mary McCoy
Mary McCoy, LMSW is a licensed social worker who works closely with individuals, families, and organizations in crisis. She knows first-hand how financial choices can prevent and mitigate crises, and she's therefore passionate about equipping people with the information they need to make solid financial decisions for themselves and their loved ones. When Mary isn't on her soap box, you can find her hiking, jogging, yoga-ing, or frolicking with her family.

How to Find a Job You Love and Still Pay the Bills

By Mary McCoy

enjoying workNo one wants to make it to their retirement party after a lifelong career and say to themselves, “Well, that was pointless.” But many workers feel tied to jobs they simply tolerate because they’re not sure how to invest their time, financial decisions, and savings in a career plan that will allow them to pursue their dreams.

Whether you’re a fresh-faced college student or a mid-career employee, you need to work hard and be creative to obtain the knowledge, security, and savings needed to make the leap into the career path you love. You can do this by fully considering both the dream you want to pursue and the lifestyle you want to live, and formulating a clear plan for how to reconcile the two.

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Enabling Addictions in Relationships – Examples & How to Find Help

By Mary McCoy

dealing with an addictMany people who are in relationships with an addict – whether the addiction is chemical or behavioral – find themselves in situations where they can choose either to address the addiction, or allow it to continue. Unfortunately, to allow harmful behavior to continue is to enable it, and the choice to enable another person can cause serious financial, emotional, and interpersonal problems.

In this complicated situation, it’s essential to take steps to address the problem head-on. If the addiction goes unaddressed, the negative consequences are likely to escalate.

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What Is Self-Care – Definition, Tips & Ideas for a Healthy Life

By Mary McCoy

joggingOverworked and underpaid. Too busy and too tired. These phrases are the mantra of an American society that, according to the Institute of Medicine, has the dubious distinction of falling behind nearly every other affluent country in terms of life expectancy, rate of injury and illness, and overall health. The dismal figures regarding our health impact not just our happiness, but our financial bottom line.

While the macro-level reality may not change without a concerted effort from policymakers and entire communities of people, there are actions you can personally take to safeguard your and your family’s mental, physical, and emotional health through the practice of self-care. Chances are, self-care isn’t quite what you think it is.

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4 Tips for Socially Responsible Eating & Drinking Habits on a Budget

By Mary McCoy

family eating dinnerWith the rise of globalism and the ubiquity of online news and opinion articles, it’s hard to turn on a computer without learning about how consumer choices impact people on the other side of the world. Since the food supply chain is globalized, the habits of American consumers set off a chain reaction across the globe. Some people choose to look the other way rather than change their consumer habits, while others choose to only purchase the products that tout social responsibility.

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8 Ways to Save on the Cost of Prescription Drugs

By Mary McCoy

prescription drugs costlyFamilies often budget for basics such as housing, transportation, food, and clothing. However, sometimes life gets in the way of maintaining a strict personal budget, and the high cost of prescription drugs for an unexpected medical condition must be accounted for.

All too often, the one-time cost of an expensive drug or the ongoing expense of monthly prescriptions end up devastating a bank account. Thankfully, you do have options to help reduce the cost of prescription drugs for both acute and chronic conditions.

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10 Fun & Romantic Summer Date Ideas on the Cheap

By Mary McCoy

summer love couple kissingTurn on your radio during the summer, and you’ll find no shortage of songs dedicated to crazy, young, fledgling romance. There’s something about the long days, hot nights, and short skirts of summer that sends love into overdrive. But just because you want to confess your undying love to your new flame, it doesn’t mean you need to bust your budget to do it.

With that in mind, here are a number of ideas for summer love on a dime that are far more memorable than dinner and a movie.

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How to Prevent Financial Hardship Resulting From Disability

By Mary McCoy

disabilityMany people have preconceived notions about what a disability is and which ones are legitimate. Every one of us has seen an ostensibly able-bodied person whip into a handicap parking space, with the requisite sticker on their vehicle, only to walk briskly into a grocery store without any physical limitations. For this reason, many questions linger about disability and what conditions actually prevent people from participating meaningfully in work and play.

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How to Navigate End-of-Life Care Decisions When Family Members Disagree

By Mary McCoy

making end-of-life decisions for a loved oneSadly, many people experience costly and painful conditions near the end of life, which can have serious ramifications on their finances and relationships. These conditions also may require family members to navigate the healthcare system on behalf of a loved one who is unable to do so, which can significantly add to the already existing stress.

Regardless of the inherent discomfort in discussing death, planning for end-of-life decisions is an essential component of sound financial and personal planning. By preparing in advance, you can significantly reduce stress, preserve relationships, and save large sums of money on care.

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