If you have debt, you may feel a sense of desperation and a desire to eliminate it as soon as possible. Reducing your monthly expenses and developing an aggressive debt repayment plan is a great start. Depending on the severity of your situation, you may want to stop using credit cards during this time as well.
Even if you aren’t creating additional debt, you may still feel discouraged by how long it will take to rid yourself of your existing debt. Fortunately, you’re far from helpless. To accelerate your debt repayment, consider snowflaking.