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Melissa Batai
Melissa is a former college instructor who recently quit her job to be a stay home mom with her three children ages 7, 2 and 1. She is a personal finance writer for several online publications, and she blogs at her own blog, Mom's Plans, where she documents her family's journey to live a fulfilling life on less and Dining Out Challenge, where the motto is, "Never pay full price to dine out again." She enjoys cooking, writing, reading, and watching movies.

What Is Hypnobirthing – Mongan Method Birthing Techniques

By Melissa Batai

woman giving birthThe impending birth of a child is both exciting and yet fraught with anxiety. Some mothers fear the pain of childbirth or how an epidural may affect their child during the birthing process. However, mothers who practice hypnobirthing often find these fears unfounded. In fact, they are more likely to have a shorter labor and less likely to use an epidural or need costly interventions, such as a C-section.

Of course, women who deliver vaginally also enjoy a shorter hospital stay and recover more quickly than those who require a C-section. Moreover, many hypnobirthers may even decide to deliver in the comfort of their own home. In addition to the many health benefits for both mother and child, hypnobirthing can significantly reduce the medical expense of labor as well.

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Gymboree Visa Credit Card Review – Get 5% Off Discounts

By Melissa Batai

gymboree visa credit cardDo you love to buy Gymboree clothing for your children? Are looking to gain some rewards for your loyalty? Fortunately, you can save 5% off every shopping trip with the Gymboree Visa from US Bank.

This card has no annual fee, but it does have a hefty APR of 13.99% to 22.99%, depending on credit worthiness. If you tend to carry a balance, the APR negates any savings. This card works best for people who pay off their credit cards each month (i.e. using credit cards wisely).

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Gap Visa Credit Card Review – Get Discounts Shopping

By Melissa Batai

gap visa credit cardI’m a frequent shopper at Gap and I am always looking for ways to earn rewards and save money when I shop. The Gap Visa Card allows me to do both.

Gap offers promotions throughout the year available only to Gap Visa cardholders, and also provides other rich rewards and benefits.

To save money with this card, however, cardholders must pay off their balance in full every month, because the card has a hefty annual percentage rate (APR).

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Key Features

  • 20% Off Sign-up Bonus. After getting approved for the Gap Visa card, you get 20% off your first purchase.

How to Treat & Get Rid of Head Lice in Your Home

By Melissa Batai

kid head liceAs a child, perhaps you had the unfortunate experience of contracting head lice. I managed to avoid it throughout my school days, even though my brother once had a terrible case. Just recently, however, in middle age, I contracted a case from my son. Four out of the five members in our family became infested.

While I wouldn’t wish the experience on anyone, we did learn quite a bit about the history of head lice and the best ways to treat an infestation. The experience also taught us that head lice can take a heavy toll on your pocketbook. Because of this, it’s important to take preventative measures to avoid head lice infestation in your home.

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Where to Buy Cheap School Uniforms for Kids and Save Money

By Melissa Batai

schoolboys uniformsThe majority of private school students need to wear uniforms everyday when attending classes. In recent years, in part to combat gang affiliations and gang violence, some public schools have also instituted uniform policies.

There are pros and cons of school uniforms, but as a parent, there are always costs associated with back to school clothes shopping.

You can mitigate the extra expense of uniforms with these tips.

Buying Used School Uniforms

Explore purchasing used uniforms before you shop for new ones. Parents can save hundreds of dollars each year when they buy used uniforms. You can find used uniforms from a variety of sources:

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How to Save Money on Extracurricular Activities for Kids After School

By Melissa Batai

kid tennisExtracurricular activities can assist a child’s physical and social development. They can learn to work as part of a team, improve their physical endurance, hone artistic skills, and gain confidence. In addition, they can develop a lifelong love of sports or the arts, which benefits them throughout their lives.

When one considers the current childhood obesity epidemic, giving your children a love of physical activity can positively affect their health for years to come.

Although sports and artistic activities can cost parents a lot of money, you can find ways to pay less for children’s extracurricular activities, and still reap the benefits.

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The content on Money Crashers is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers.
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