“United States of Texas” – What America Would Be Like Under Conservative Tea Party Influence

texasFew people are aware that, in 2008, Igor Panarin, dean of the Russian Foreign Ministry’s academy for future diplomats, predicted that the United States would break into four separate countries in 2010.

He believed that the national and regional effects of the recent recession, and the people’s dissatisfaction with the status quo and the Federal Government, would result in the creation of five distinct, autonomous, political regions.

Panarin divided the U.S. into these new republics:

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  • Californian Republic. Idaho, Utah, Arizona, and all continental states west of them. Panarin predicted this group would fall under Chinese influence.

How to Maintain Civil Discourse – Understanding Political Division

argument“Let your conversation be without malice or envy, for it is a sign of a tractable and commendable nature: and in all causes of passion admit reason to govern,” thus proclaimed George Washington in his “Rules of Civility & Decent Behaviour in Company and Conversation,” written sometime before the age of 16. In the heated, often rancorous season of political contest, we Americans often forget that our fellow citizens are more similar to each other than dissimilar, our goals and ambitions more analogous than antagonistic. As a consequence, our public and private discourse has become intensely personal, focused on differences rather than consonance, so that friend, family, and work relationships are frequently in peril.

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6 Must-Have Conversations When Caring for Elderly Parents

conversing with parentOne of the more painful memories in my life was telling my father that he was no longer capable of driving or living alone. A tall, physically active man, Dad had worked since his teens in the Great Depression, fought in World War II, married and raised two boys to manhood, and dealt with the death of his spouse, burying his wife of more than 50 years. He was a proud man, always ready to help others and capable of handling life’s setbacks with equal measures of grit and grace. To him, being a man meant being able to take care of yourself.

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How Identity Thieves Get Your Info – 7 Ways to Protect Yourself

identity protectionIn 2013, the FBI arrested a ring of identity thieves responsible for more than $13 million in losses over a two-year period, from 2007 to 2008. Tobechi Onwuhara, a Nigerian national, impersonated victims across the country to scam their credit card companies into transferring millions of dollars from their customers’ home equity line of credit (HELOC) accounts, and the information he and his confederates used to identify victims was primarily collected through public sources. In other words, any efforts by the individual victims to foil the perpetrators would likely have been futile.

How Identity Thieves Access Your Information

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4 Crucial Strategies You Need When Investing for Retirement

retirement planWhile there are a variety of investment options available to everyone, an astute investor must practice good fundamentals to control risks and optimize potential returns, including taking the time to be informed. As stated by Peter Lynch, renowned manager of the Fidelity Magellan Fund from 1977 to 1990 who beat the S&P 500 index 11 of 13 years, “Investing without research is like playing stud poker without looking at the cards.”

As you build your portfolio for retirement, it is crucial to keep several principles in mind.

Investing Principles for Retirement

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What Is the Price to Earnings (P/E) Ratio – Definition, Formula & Limitations

price to earnings ratioThe price-to-earnings ratio, commonly known as the P/E ratio, is one of the most widely used valuation metrics. It is a basic measure used to compare different investments or the same investment over different periods of time, and it’s simple to calculate.

The P/E ratio is most commonly used for a quick comparison between two securities to see how Wall Street values them, with a higher P/E suggesting that future earnings are more likely. Dividing the common stock market share price (numerator) by earnings per share (denominator) produces the ratio. For example, a stock with a market price of $15.00 and earnings of $1.00 per share would have a P/E ratio of 15 (15/1=15).

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Life After Divorce – Advice on How to Cope and Move On

divorcing coupleAccording to government statistics, there were more than 4.2 million divorces between the years of 2006 and 2011, about half the rate of marriages in the same period. Statistically, about 40% of first marriages end in divorce, while almost three-quarters of third marriages fail.

Divorce is often costly, and can be devastating for all parties involved – partners, children, parents, and grandparents. According to the Holmes-Rahe Social Readjustment Rating Scale, only the death of a spouse is a more traumatic, stress-causing event; divorce is more stressful than separation, a jail term, the death of a close family member, or a personal injury or serious illness. Fortunately, time does heal all wounds, and understanding the healing process can help speed the path to recovery.

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Too Much Stuff? 6 Tips to a Happier, Sustainable Life

electronic wasteMalcolm Forbes is credited with the phrase, “He who has the most toys wins the game.” According to a People magazine article written at the time of his death, his hobbies included the acquisition of wealth and “flaunting what it could buy.”

His memorial service featured displays of his vast collection of art, including antique model boats, toy soldiers, and manuscripts. Forbes owned eight homes around the world including a private island, 2,200 paintings, a 151-foot yacht, and a Boeing 727. He also owned more Russian Imperial Faberge eggs than the Russian government. Since his death, Mr. Forbes’ philosophy has been attacked by both preachers and pundits, some of whom cited the Bible’s question: “What good will it be for a man if he gains the whole world, yet forfeits his soul?”

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Investing in Gold – History, Determining If It’s a Good Investment

goldHumankind’s fascination with gold can be dated back as far as 4000 B.C., and for much of our collective history, possession of gold was a sign of wealth and status restricted solely to governments and nobility. Eventually, the first gold coins are believed to have initially financed long-distance trading around the world – around 500 B.C., Darius the Great of the Persian Empire is thought to have minted the first coin, the “daric,” to facilitate the expansion of his empire and the needs of his army as it moved into foreign territories.

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What Is 3D Printing Technology – How It Works, Applications & Obstacles

3d printingNeed a new shoulder joint, a gun, or that tiny little part that fits inside your child’s toy? 3D printers have the potential to change our lives and make every person an inventor, a sculptor, or a chef.

These revolutionary printers are increasingly visible in our everyday lives:

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  • Guns. In 2013, self-declared “crypto-anarchist” Cody Wilson designed, created, and printed a plastic gun via 3D printing technology. Cody fired a shot and distributed the CAD files for the gun over the Internet. There were more than 100,000 downloads before the U.S. government closed the site. In May 2014, Yoshitomo Imura was arrested in Japan of possession of five 3D printed guns.