Personal Finance Blog, Your Guide to Financial Fitness
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Miranda Marquit
Miranda Marquit
With college tuition rates on the rise, it comes as no surprise that many people are concerned about the value of a university degree and education. One can easily end up finishing a four-year degree with tens of thousands of dollars of debt in student loans.
Even if you have some of your tuition paid for by college scholarships, the costs of housing, food, and textbooks can be astronomical. These rising costs have led some to believe that a degree might not be worth it.
Miranda Marquit
The majority of people think of retirement accounts when the topic of investing comes up. Most “regular folks” are interested in building up a nest egg by investing in a 401k or a Roth IRA. However, investing can be about more than just preparing for the distant future. Investing can actually help you right now.
When you build an income investing portfolio, you can create a reasonably stable source of passive short-term cash flow, while simultaneously building up long-term investments. There are many options when it comes to this type of investing and it can be a great way to get somewhat instant gratification.
Miranda Marquit
One of the great things about being a freelancer (besides not having set hours, being your own boss, and sometimes working in your pajamas) is that you get to set your own rates.
It can also be one of the more difficult things about being a freelancer. You don’t want to charge too low a fee, or you won’t make enough money and people might not think you’re very good at what you do. On the other hand, you don’t want to have the most expensive rate either as you might get looked over for a more budget-friendly option. It’s kind of like the story of Goldilocks and the Three Bears – you want your rate to be “just right.”
