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Paul Williams
Paul Williams is a financial planner in Lancaster County, PA. He's the founder of Provident Planning, Inc., a fee-only financial planning firm, and writes regularly on Provident Planning's website. Provident Planning is dedicated to exploring God’s Provident Plan for the personal finances of Christians. What is God’s Provident Plan? It’s God’s clear Biblical message that through contentment in Christ, hard work, and good stewardship Christians can prosper so we can give generously in the name of Christ. By following the Provident Plan, Christians can glorify God through their finances.

3 Elements of a Successful Small Home Business – Skip the Business Plan Template

By Paul Williams

Don't waste time on a huge business plan for a simple side business.If you’re looking to make some extra money on the side by starting your own business (even while working another job), don’t get caught up in all the hype about developing an elaborate, complicated business plan. While a writing a small business plan can certainly help, it’s no guarantee of success. Making your small business work really boils down to identifying and focusing on these 3 simple elements:

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Best Small Business 401k Plans

By Paul Williams

Best Small Business 401k PlanFinding a good small business 401k plan for you and your employees can be daunting. Nearly every financial company offers some kind of option now, and financial advisers are clamoring for your business. But how do you know if you’re getting a good deal? What does a good 401k plan look like, and where can you find one? This guide will give you tips on finding the best small business 401k plans along with three suggestions for good 401k plan administrators.

4 Factors for Finding a Great 401k Plan

To start, here are four factors you should consider when trying to select the best small business 401k plan:

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How I Eat for Under $4 a Day

By Paul Williams

Save Money on FoodMy wife and I spend less than $225 per month on food (groceries and restaurants) on average. This comes out to less than $4 per day for each of us. We’re not malnourished. We don’t clip coupons. And we don’t feel deprived. How do we do it? These 10 tips form the basis of our plan. Use them and you’ll be eating cheap and healthy in no time!

1. Eat Out Less Often

If you want to eat as cheap as we do, you’ve got to stop eating out. I’d estimate my wife and I eat out maybe twice a month. And I’m including ordering out a pizza. The markup on restaurant food – fast or otherwise – is enormous. And it’s generally unhealthy to boot!

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